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Dear Penny, My wife and I have an agreement where we each are allowed to spend $500 a month however we choose. We have emergency savings, we both contribute to our retirement accounts and we have college savings plans for both of our kids. I’ve recently started using my $500 to invest in bitcoin, and […]
Dear Penny: My Wife Hates Bitcoin. Should I Buy It Anyway? Read More »
The growth in the online personal loans industry has made it easier than ever to apply for a loan online. Gone are the days where you had to make an appearance at a physical branch in order to get a loan, since you can now submit all relevant documentation by applying for a loan online.
Online or In-Person Loans: What’s Better? Read More »
As simple as it sounds — and actually is — most people are overwhelmed by the thought of taking hundreds or even thousands of photos and organizing them into searchable, digital files. Then there are the videos filmed on various versions of clunky cameras over the decades. Perhaps the most daunting version of unorganized photographic
How to Build a Photo Scanning and Digitizing Side Gig Read More »
One-third of renters live with dogs, which shows how many of us love our four-legged friends. It also means renters insurance to cover dog bites is important to consider when you’re a dog owner and renting. And while your sweet little pup may not have any known history of biting, you never know how your
Does Renters Insurance Cover Dog Bites? Read More »
You might have already identified your financial goals to start in 2021, but a couple weeks into the New Year, how you’re going to stick to your financial goals is probably already creeping into your thoughts. It is a sad truth that many New Year’s resolutions fade by the time the calendar turns over to
5 Ways to Stick to Your Financial Goals in 2021 Read More »
If you missed the tax deadline, you’re likely very concerned about fees, penalties, and how to file your taxes late. The good news is that it can happen to anyone, for a variety of reasons, and you can still get back on track. Here is some advice for doing just that, whether you’re owed a
What Happens If You Miss the Tax Deadline? – Penalties for Filing Late Read More »
This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Why aren’t you investing? Maybe you grew up thinking the stock market was a scam. Maybe you’re worried that you’ll lose all your money….
Unpacking the Myths of Investing in the Stock Market Read More »
The second stimulus package is tightening the rules for millions of gig workers, independent contractors and self-employed workers receiving unemployment aid. On Dec. 27, the $900 billion stimulus package extended Pandemic Unemployment Assistance, a critical benefits program for folks who don’t typically qualify for regular unemployment aid. The deal lengthened PUA benefits for at least
New PUA Rules: Don’t Miss These Unemployment Deadlines Read More »
The dirty secret of investing is that the traditional buy and hold portfolio is dead. Well, I’m exaggerating a little, but make no mistake, increased stock market volatility is forcing change. By including an element of swing trading in their portfolio, investors can evolve their approach to match the new investing world. This evolution can
How Swing Trading Can Propel Your Wealth Creation Read More »
If you think that this is the year to purchase that new home, chances are you’re wondering whether that mortgage payment will fit into your budget. Many factors go into determining what your payment will look like at the end of the day, including the cost of the home, your interest rate, local taxes, and
What’s the Average Monthly Mortgage Payment in the U.S.? Read More »
The BlockFi Bitcoin Rewards Visa Credit Card is an innovative rewards card that’s great for moderate to heavy spenders seeking exposure to the Bitcoin market. This card earns Bitcoin instead of cash-back rewards or travel points; read on to learn about this rewards card and whether it’s a good fit for you. BlockFi Bitcoin Rewards
BlockFi Bitcoin Rewards Credit Card – Review Read More »
Holders of the Alliant Visa® Platinum Rewards Credit Card are getting some bad news: As of early 2021, points are no longer worth the industry-standard 1 cent apiece, which dramatically lowers the card’s effective earning rate. The card still offers 2 points per $1 spent on all purchases, but Alliant confirms that those points are now…
Alliant Platinum Rewards Card Slashes Its Points Value Read More »
When the pandemic struck last year and dashed my travel plans for Germany and Austria, I instead planned a different adventure: Acadia National Park in Maine. Acadia National Park is just one of the National Park System’s 62 official national parks, but the federal agency also oversees national battlefields, national monuments, national reserves and more.
Here’s How to Visit National Parks Without Spending a Fortune Read More »
Annual salary increases in 2021 are more vital than ever after a year of volatile economy and job market changes. A new The Simple Dollar survey found that 70% of employed U.S. adults say a pay increase would be important for their household’s financial wellbeing. Despite this, about 40% of respondents are not expecting a
70% of Working Americans Need a Pay Increase This Year Read More »
If you’re embarking on a decluttering campaign, you probably have loads of old books to offload. But don’t just throw them in the recycling bin — or worse, the garbage. Donate them to one of these organizations, which can rehome your used books to bring joy or knowledge to a new reader. Where to Donate
Where to Donate Used Books – 11 Best Places to Start Read More »
IHG Rewards recently scored the top spot in NerdWallet’s rankings for Best Hotel Rewards Program for 2021. Now, IHG is rolling out even more traveler-friendly policies — both for those who are getting back on the road and for those staying home during the pandemic. IHG is making it easier to earn elite status in…
IHG Extends Free Night Awards, Makes Earning Elite Status Easier in 2021 Read More »
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Nobody is perfect when it comes to their finances — even millionaires slip up sometimes. So when you start to think you’re worse off than
How to Avoid the Financial Blunders People Make in Their 20s Read More »
For most people, their finances have become digital and much of the spending today is through the use of credit cards or debit cards. It seems rarer these days that people carry cash or much of it anymore. However, if you are looking to budget better and need more discipline to get started, then using
12 Best Cash Envelope Wallets To Help You Budget Better Read More »
If you own a home and are making monthly payments, you have probably read over the breakdown of your monthly mortgage charges once or twice. Your mortgage payment likely breaks out your monthly payment into three parts: principal, interest and funds that go to your escrow account. While you likely know that the principal is
Mortgage Escrow Account: Pros and Cons Read More »
People may often imagine that when they reach their milestones, there will be fireworks and party buses along with a huge celebration. And while sometimes there are, most wins are simply small steps you take every day until one day you wake up where you visualized you would be. That is why it is important
How a CFP Celebrates Her Money Wins Read More »