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Every holiday season, the idea of giving gifts to everybody you love can cause a lot of pressure. You may even end up spending more than you can truly afford just to prove your love for someone. As we all know, this year has proven to be challenging for many. Allow yourself permission to reflect […]
8 Ways To Think Outside the (Gift) Box Read More »
The Petal® 1 “No Annual Fee” Visa® Credit Card is an excellent entry-level credit card if you have average credit, no credit, or have a complicated credit history. It features no annual fee and some cash-back earning opportunities. Learn if this card is a good fit for your credit needs here. Petal 1 “No Annual
Petal 1 “No Annual Fee” Visa® Credit Card – Review Read More »
From jobs to vacations, 2020 had a way of derailing our best-laid plans. And according to a new survey from NerdWallet, financial goals often took a hit. But the impact on those goals won’t deter everyone from giving them a go again in 2021. Most U.S. adults (84%) started 2020 with financial goals, according to…
Survey: Money Goals in Flux Under Pressure of Pandemic Read More »
Someday we’ll look back on 2020… and be glad it’s over. But there’s one memory you don’t need: Credit card bills reminding you that you overspent on the holidays to compensate for a lousy year. You aren’t alone — as a result of COVID-19, 40% of consumers said they’ll “buy more gifts to bring joy
How to Avoid Holiday Spending Debt Read More »
On December 4, U.S. Secretary of Education, Betsy DeVos announced that the student loan forbearance period would extend through January 2021. While a one-month extension wasn’t the Christmas miracle many were hoping for, it gives lawmakers time to agree on the next stimulus package or for the new administration to pass loan forgiveness. A recent
Confused About When Your Student Loans Are Due? Here’s What We Know. Read More »
Vanguard Personal Advisor Services is a low-cost alternative to independent financial advisors, and its advisors’ noncommissioned compensation is also a selling point. But that doesn’t make it the best choice for every investor. Take a closer look to see if it’s the right choice for you. Vanguard Personal Advisor Services – Review is a post
Vanguard Personal Advisor Services – Review Read More »
Plan to buy your first home in 2021? It’ll probably take months instead of weeks, and you might feel demoralized at times. That’s not negative thinking. It’s an acknowledgment that the road to homeownership has potholes. The journey can be bumpy, but the destination is worth it. When you know at the outset that you’re…
The Property Line: Buyers Face Emotional Journey in 2021 Read More »
People give gifts for various reasons, including marking an occasion or event or showing love, thoughtfulness and caring. This year, there may be another reason behind a lot of gift giving: guilt. The NDP Group’s annual holiday survey, conducted in September, showed 40% of the 3,429 respondents planned to buy more gifts than usual because
How to Avoid the Trap of Guilt Giving This Holiday Season Read More »
One of the best things you can do for your financial health is to have multiple income streams. Whether your goal is to pay down debt, save and invest more, or even retire early — increasing your income is key. And thanks to the internet and technology, there are so many ways to make money
Thrift Store Flipping: 9 Easy Items to Resell for Profit Read More »
California is home to low auto insurance minimums and premiums that are comparable to the national average. Plus, there’s even a statewide program to help low-income residents get more affordable coverage. Even with these perks, it’s smart to evaluate multiple providers to get the best car insurance in California with coverage that makes sense for
The Best Car Insurance Companies in California Read More »
OneMain Financial specializes in small to medium-sized personal loans for people who might not qualify at traditional banks or are no longer able to get new credit cards. Find out if it’s right for you here. OneMain Financial Review – Online Lender for Personal Loans is a post from Money Crashers. #financialfreedom #money #entrepreneur #business
OneMain Financial Review – Online Lender for Personal Loans Read More »
Conventional wisdom used to be that store credit cards weren’t always ideal for consumers. This was in part related to their often limited acceptance outside of a specific brand, as well as their high interest rates, low credit limits, and mediocre rewards and redemption options. But at least on that last point, conventional wisdom is…
Store Credit Card vs. General Card: Which Type of Rewards Card Is Best? Read More »
First, the good news: We as a country have reduced our credit card debt since the coronavirus pandemic began. Revolving credit, which includes credit cards, dipped below $1 trillion in May for the first time since September 2017, according to the Federal Reserve. Since revolving credit reached a high of nearly $1.1 trillion in February,
Not Using Your Credit Cards? 3 Ways to Keep That From Hurting You Read More »
One of the first and easiest steps you can take with your finances is to create a budget calendar. It’s an effective way to understand what your income and expenses look like, without having to try and remember off the top of your head. Typically, you think you’ll remember everything and can manage your money
The Budget Calendar: What Is It And Do You Need One? Read More »
Political pressure is building to discuss our nation’s $1.6 trillion in student loan debt. In fact, last month more Google searches for “student loan debt” were made than ever before. 1.6 trillion is a difficult number to visualize or wrap your head around. We love playing with data and thought we’d take a unique perspective
With so many of us dealing with the coronavirus pandemic (plus the financial fallout from it) and spending more time at home this year, there’s a very good chance your family budget looks different. Our own budget had some big adjustments (transportation costs went down to basically nothing) along with some minor changes (buying supplies
How to Include Some Guilt-Free Spending in Your Budget Read More »
While many people dislike the idea, regifting unwanted presents can actually work when you do it tactfully, carefully, and with the right amount of thought. Instead of passing an unwanted gift to the next victim or keeping it around knowing you won’t use it, follow these simple regifting rules. 9 Rules for Regifting Unwanted Gifts & Presents –
9 Rules for Regifting Unwanted Gifts & Presents – Etiquette Read More »
Hotel credit cards can, of course, earn you points to put toward complimentary stays. But some of the best products in this category go further, offering an automatic free night each year to cardholders, separate from any points you’ve earned. Or, in lieu of an outright free night award, other cards may offer “paths” to this…
Top Hotel Credit Cards That Offer Free Anniversary Nights Read More »
Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. 2020 was bad — for a lot of reasons — and in addition to a global pandemic and political division, it also did a number
These Financial Resolutions Can Rescue Your 2021 Read More »
One of the challenges for many people when it comes to their finances is controlling how much they spend. It’s easy to fall into the trap of impulse buying and feeling the rush of instant gratification. But it can quickly deteriorate and cause you to rack up debt, have a difficult time saving money, and
What is the 30-Day Rule? Manage Your Impulse Spending Read More »