October 2023

Tax Liens Are No Longer a Part of Credit Reports

Tax Liens Are No Longer a Part of Credit Reports

A tax lien is a claim against your property by the IRS, typically placed when you neglect or fail to pay your tax bill. While a tax lien can impact your financial situation and your ability to obtain credit, it won’t show up on your credit reports or negatively impact your credit score. Does a

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The Top 1% Net Worth Amounts By Age: Are You Rich Enough?

The Top 1% Net Worth Amounts By Age: Are You Rich Enough?

Getting to the top 1% net worth by age is a very impressive goal. But how much money do you need to get there? Overall, to have a top 1% net worth in 2023 requires having at least $13 million according to the Federal Reserve. $13 million is $3 million above the ideal net worth

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12 Rules Everyone Should Have At Their Wedding

12 Rules Everyone Should Have At Their Wedding

Planning a wedding is a special and exciting journey for couples as they prepare to celebrate their love with family and friends. However, it’s not just the bride and groom who have responsibilities on the big day. Guests also play a vital role in ensuring that the wedding goes smoothly and is a joyful experience

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12 Pet Peeves That Drive People Bonkers

12 Pet Peeves That Drive People Bonkers

Money matters can evoke a range of emotions, and everyone has their own set of pet peeves when it comes to handling their finances. From hidden fees that seem to pop up out of nowhere to the frustration of dealing with poor customer service, these irritations can test the patience of even the calmest individuals.

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12 Cheap Items Single People Buy To Save

12 Cheap Items Single People Buy To Save

Living on your own can be an exciting and liberating experience. Whether you’re a student, a young professional, or simply embracing your independence, setting up your own living space can be both fulfilling and challenging. One aspect that often comes to mind is the cost of furnishing and equipping your home. However, you don’t have

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The Psychology of Rituals: Why We Go Crazy for Pumpkin Spice Lattes

The Psychology of Rituals: Why We Go Crazy for Pumpkin Spice Lattes

Every fall, Starbucks starts selling pumpkin spice lattes (PSL) and the Internet loses its mind. Instagram is flooded with pictures of PSLs as its fans go wild. It’s reached the point that Starbucks actually releases it in late August, which is a full month before the official start of Autumn. If you’re a fan of

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Digital scams are on the rise — here’s how to protect yourself

Digital scams are on the rise — here’s how to protect yourself

With fraud growing more sophisticated, it’s crucial to understand the fundamentals of financial scams https://financialpost.com/personal-finance/digital-scams-rising-how-protect-yourself #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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How To Delay Close Of Home Escrow To Gain More Time And Money

How To Delay Close Of Home Escrow To Gain More Time And Money

With money market interest rates so high, every day you delay closing escrow is one more day of free interest income. You could feasibly extend your escrow period so long that the extra interest income you earn pays for all your closing costs and then some. I’ve argued why buying a home with contingencies is

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How to Set Up an Emergency Fund

How to Set Up an Emergency Fund

An emergency fund is your financial safety net for life’s unforeseen twists and turns. By setting aside enough money to cover large expenses in a savings account, you can ensure your financial well-being and land on your feet no matter what the future holds.  What is an emergency fund?An emergency fund is money you set

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10 Life Skills That Will Make You a Financial Genius

10 Life Skills That Will Make You a Financial Genius

Saving money is just as crucial as making money, if not more. However, being mindful of your expenditure is half the battle. According to the Simple Living online community, these easy skills can help you save up significantly. 1. Save Some Dough Image Credit: Shutterstock. Unsurprisingly, cooking can be an excellent way to save money.

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10 Personal Finance Books Everyone Should Read in 2023

10 Personal Finance Books Everyone Should Read in 2023

Personal finance YouTube personality Jaspreet Singh recently recommended on an episode of his show Minority Mindset that everyone in their 20s invest in reading four books – three specific personal finance titles and one autobiography… The post 10 Personal Finance Books Everyone Should Read in 2023 appeared first on Crediful. https://www.crediful.com/best-personal-finance-books/ #financialfreedom #money #entrepreneur #business

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FP Answers: I want to retire now at 48, but how do I figure out if I can afford to?

FP Answers: I want to retire now at 48, but how do I figure out if I can afford to?

After a few ‘what if’ questions, this financial planner was able to come up with a workable solution https://financialpost.com/personal-finance/retirement/retire-now-48-how-afford #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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How Does Buying a Car Affect Your Credit?

How Does Buying a Car Affect Your Credit?

Buying a car delivers plenty of thrills, but can it also help improve your credit? Auto loans can positively or negatively affect your credit, depending on whether you make your payments on time and repay the loan in full as agreed. Experian’s State of the Automotive Finance Market for the second quarter of 2023 reports

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10 Purchases People Wish They Made a Long Time Ago

10 Purchases People Wish They Made a Long Time Ago

Have you ever thought certain things were a complete waste of money, only to discover they’re worth every penny once you try them? From good underwear to heated car seats, these are ten things that people initially thought were a waste of money but changed their minds after trying. 1. Shower Head Image Credit: Shutterstock.

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Are There 7% CD Rates Today? (October 26, 2023)

Are There 7% CD Rates Today? (October 26, 2023)

With the target federal funds rate at highs we haven’t seen in decades, there are plenty of banks offering high interest rates on their savings and certificate of deposits. If you’re a retiree looking to get more interest on your savings or just looking to park some of your cash somewhere save and FDIC insured,

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