There’s no shortage of ways for identity thieves to steal your personal information so they can gain access to your existing accounts and open new accounts in your name. While there’s no foolproof way to avoid becoming a victim of identity theft, staying alert and taking proactive steps to protect your information can make it […]
How Does Identity Theft Happen? Read More »
Well folks, after writing over 2,300 personal finance articles since 2009, my job here at Financial Samurai is done! According to the 2022 Federal Reserve Consumer Finance Survey, the average American household’s net worth, adjusted for inflation, was $1.06 million. That’s right. The average American household, some of which consists of individuals, is a millionaire!
The Average American Household Is A Millionaire, Go USA! Read More »
Lisa Mulka writes for NerdWallet. Email: articles@nerdwallet.com. The article How Much Does Hulu Cost? originally appeared on NerdWallet.
How Much Does Hulu Cost? Read More »
When money is tight, finding wallet-friendly options for breakfast becomes a necessity. Fortunately, there are numerous affordable and delicious choices that can kickstart your day without emptying your pockets. 1. Oatmeal Photo Credit: Depositphotos. Oatmeal is a fantastic breakfast choice for those on a budget. It’s not only affordable but also packed with essential nutrients.
12 Best Cheap Breakfast Items For Broke People Read More »
Inflation has taken a big bite out of all of our budgets and one of the best ways to combat it is by taking advantage of receipt scanning apps. After you shop, scan a receipt into one of these app and earn a few extra cents to soften the blow. If you were considering Fetch
Fetch Rewards Referral Code: Free 250 Fetch Points Read More »
Kim Moody: It’s time for a comprehensive tax review, not just one to look good https://financialpost.com/personal-finance/taxes/overhaul-canada-tax-system #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
13 questions to ask for a complete and proper overhaul of Canada’s tax system Read More »
By now, most prospective homeowners know how expensive it has become to finance a home. The typical 30-year conventional mortgage rate is north of 7.50% in October 2023, according to Freddie Mac data, 4 percentage points higher than just two years ago. And along with higher rates, home prices are still climbing as housing supply
Average Mortgage Balances Top $1 Million in These 26 Cities Read More »
Driving your Registered Investment Adviser (RIA) toward the eight-figure exit demands a strategic approach that balances your growth aspirations with operational efficiency. In my last entry, I discussed why decentralization is a necessity for those seeking true value growth. Today, I’m going to continue by discussing one of the more practical aspects of decentralizing. After
Implement These 4 Strategies in Your Sales Department to Close More Leads Read More »
In today’s consumer-driven world, it’s common for individuals to spend their money on items that provide little practicality or long-term benefits. Despite financial advice and warnings, people continue to fall into the trap of purchasing things that offer little value in return. 1. Extended Warranties Photo credit: Depositphotos. Whether it’s for a new smartphone, electronic
12 Wasteful Things People Can’t Stop Buying Read More »
Keeping electronic copies of documents is the norm these days. But sometimes, you need to make physical copies of documents. When you do, it’s nice to know where to get copies for cheap or for free. To help, we’ve compiled a list of stores and other places you can go to get copies made. Some recommendations are
22 Places to Make Copies Near Me for Cheap Read More »
Ted Rechtshaffen: Financial and estate planning isn’t quick and simple, but there’s no harm in testing the waters online for free https://financialpost.com/personal-finance/outlive-money-find-out #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Will you outlive your money? Here’s how to find out Read More »
Mix and Match Studio / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. Many people choose to be frugal for different reasons. Maybe they were raised to live a frugal life, so it’s second nature to them. Perhaps they are consciously frugal and are saving to pay cash for a house,
24 Things Frugal People Do Read More »
The winter holidays are right around the corner, which means it’s time to shop for gifts to give our loved ones. For some, however, holiday gift shopping can lead to a mountain of debt before the new year begins. “Charge now, pay later” is a common approach for many consumers who use their credit cards
How to Save Money Now for Holiday Gifts Read More »
So you want to publish the next great book! To do so you first need a book proposal. Back in late 2011, I spent hours putting together a book proposal for my severance negotiation strategy book, How To Engineer Your Layoff. After engineering my own layoff three months earlier, I had hoped to get a
Example Of A Book Proposal That Should Have Been Accepted Read More »
Jae Bratton writes for NerdWallet. Email: jbratton@nerdwallet.com. The article 5 Things to Know About the Credit One Platinum E3 Visa originally appeared on NerdWallet.
5 Things to Know About the Credit One Platinum E3 Visa Read More »
Paying off debt can be a challenging goal for many people. It requires discipline, patience, and a solid plan. People make many common mistakes when trying to pay off debt, which can make the process more difficult and prolong the time it takes to become debt-free. This article will discuss some of the most common
10 Blunders People Make Trying To Get Rid Of Debt Read More »
BlurryMe / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. Aging is an inevitable part of life, and it often comes with various physical and cognitive challenges. However, there exists a remarkable group of individuals known as “super-agers” who seem to defy the conventional aging process. Super-agers are men and women who maintain exceptional
14 Secrets of Super-Agers and Their Healthy Brains Read More »
Investing can be a powerful tool for growing your wealth. The goal is to make investments you can afford and lock in financial gains by selling assets for more than you paid for them. Everyone can stand to benefit from investing, even with little income. You don’t need a ton of money to get started,
How to Invest on a Low Income Read More »
Your business is more than a pot of gold. Dig deep and you’ll unveil your true value as a self-made millionaire https://financialpost.com/personal-finance/5-tips-figure-out-untold-wealth-solopreneurship #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
Beyond pennies: 5 tips to figure out the untold wealth of your solopreneurship Read More »
Despite the rise of living alone in the 21st century, most households in the United States are still led by a married couple, according to recent U.S. Census Bureau data. But household finances are anything but homogenous in 2023, as more couples are keeping most, if not all, of their finances separate. In many cases,
Joint Accounts Are on the Decline for Couples Read More »
