At 84, Louise* is looking to simplify her investment portfolio , minimize tax, and make sure she maintains her current lifestyle. This includes continuing to travel five to six times a year, albeit more locally than her past global adventures, and age in place in her home in Vancouver, bringing in any additional help she […]
Does this 84-year-old suffer from the ‘Multimillionaire’s Dilemma?’ Read More »
Here is a question worth sitting with: which is actually harder to achieve, a top 1% income or a top 1% net worth? Most people assume income. The number sounds impossibly high, the competition sounds brutal, and the lifestyle of someone earning that kind of money seems reserved for a different species entirely. But after
Top 1% Income vs. Top 1% Net Worth: Which Is Harder to Achieve? Read More »
Funto Omojola writes for NerdWallet. Email: [email protected]. The article What Will Happen to My Spirit Airlines Credit Card? originally appeared on NerdWallet. https://www.nerdwallet.com/credit-cards/news/spirit-airlines-credit-card-holders-can-keep-using-it-for-now #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
What Will Happen to My Spirit Airlines Credit Card? Read More »
Getting started in real estate becomes much easier when you learn from the experts who’ve already mastered the field. The right books can offer clear guidance, practical strategies, and real‑world lessons that help beginners avoid costly mistakes. By studying these resources, new investors can build a strong knowledge base, gain confidence in their decisions, and
Must‑Read Books for Real Estate Investors Read More »
I was standing in the Cathédrale Saint-Vincent in St. Malo, France, with my 82-year-old French mother and sister on the day the federal government’s spring economic update was released. The plaque over the tomb of Jacques Cartier there, in translation, reads: “Here rests Jacques Cartier, native of Saint-Malo and the first discoverer of Canada, who
Carney’s fiscal update plays a charming tune, but falls off at the end Read More »
Craig Joseph writes for NerdWallet. Email: [email protected]. The article 3 Ways Surging Fuel Costs Are Impacting Air Travel originally appeared on NerdWallet. https://www.nerdwallet.com/travel/learn/ways-fuel-costs-are-impacting-air-travel #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
3 Ways Surging Fuel Costs Are Impacting Air Travel Read More »
Thinking outside the box can be surprisingly profitable especially when it comes to earning extra money. Unusual, creative methods can open the door to flexible income without the commitment of a traditional job. By exploring these quirky opportunities, you can diversify your earnings, pick up new skills, and maybe even stumble onto a passion that
Odd Ways People Earn Extra Cash Read More »
Many money experts say you should skip the coffeehouse and make it at home. That’s a lot of effort that you have to do every single day to save a couple bucks. What if there was a way to save money all year, with a little bit of effort each month? Every month, I look
Negotiate One Bill Every Month Read More »
The decade-long advice to “learn to code” is losing its edge. With tools like Claude Code handling the heavy lifting, a basic three-month online course may be all anyone needs to build what they can imagine. The more important skill is investing. If you learn to invest, you can build lasting wealth and bypass the gatekeepers
Learning To Sell Is Just As Important As Learning To Invest Read More »
In this episode of the DecaMillionaire Decoded podcast, host Justin Goodbread dismantles the myth that business growth requires broad appeal and massive client volume . Instead, he argues that reaching a $10 million enterprise valuation is possible with just 100 ideal clients – provided the business is built on extreme focus and high-level service .
100 Clients = $10M Practice Valuation for Financial Advisors Read More »
Kate Wood writes for NerdWallet. Email: [email protected]. The article May Mortgage Outlook: Rates Stable but Braced for Shocks originally appeared on NerdWallet. https://www.nerdwallet.com/mortgages/news/mortgage-outlook-may-2026 #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
May Mortgage Outlook: Rates Stable but Braced for Shocks Read More »
Millennials are navigating an increasingly challenging financial world, where even small career missteps can have long‑lasting consequences. Understanding the pitfalls that quietly undermine progress is essential for building real stability. By recognizing and avoiding these common mistakes, millennials can strengthen their financial foundation, protect their future, and ensure their hard work leads to lasting success.
Career Mistakes Millennials Can Regret Read More »
Changing careers can feel overwhelming, especially if you’ve spent years building experience in one field and worry about starting from square one. But there are well‑paid, fulfilling roles out there that are ideal for people ready to pivot. These overlooked opportunities offer a fresh start without forcing you to rebuild your entire career from scratch,
Low-Key Jobs Perfect for Career Changers Read More »
Growing up, my dad would grab a quick breakfast with us before vanishing into the workforce. He’d resurface after 6pm, visibly depleted. The highlight reel of my childhood memories: throwing a ball around the backyard, some genuinely fantastic family dinners out, and the times he watched me lose tennis matches and declare, “you’re just not good
Dads No Longer Need To Feel Guilty Neglecting Their Children For Money Read More »
Building a small business and earning your own income is a core part of the American Dream, but the path to success isn’t always straightforward. Many entrepreneurs unintentionally overlook key factors that can slow their progress or limit their growth. By recognizing and addressing these often‑missed elements, small business owners can strengthen their foundation and
Mistakes Small Businesses Can Miss Early Read More »
Q. My mom is 64 years old and attended a seminar about annuities for her retirement. She was about to transfer her $300,000 in retirement savings to the sales people but I stopped her from doing that after getting a better understanding of the financial product. The bottom line is that the actions of these
Did Andrew make a mistake in preventing his mom from buying annuities? Read More »
Benjamin Din writes for NerdWallet. Email: [email protected]. Twitter: @benjamindin. The article Spirit Airlines on Brink of Collapse: Here’s What to Do originally appeared on NerdWallet. https://www.nerdwallet.com/travel/news/spirit-demise-what-to-do #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips
Spirit Airlines on Brink of Collapse: Here’s What to Do Read More »
Your familiar money habits might be holding you back more than you think. The routines that feel safe and effortless often chip away at your wealth in ways that are easy to overlook. It’s not always about making obvious mistakes. It’s about staying stuck in patterns that feel too comfortable to challenge. Once you recognize
Money Habits Quietly Draining Your Wealth Read More »
A friend reached out to me this week in a panic. She was about to file her 2025 tax return and owed $140,000 in tax, but that wasn’t the source of her concern. It turns out she had sold an income property in 2025, realized a significant capital gain and the tax on that gain
Here’s how and when you have to pay tax in instalments to the CRA Read More »
The S&P 500 is up roughly 100% over the past three and a half years. At its historical average annual return of about 10%, you’d expect it to be up closer to 40% over that same stretch. That’s an “excess gain” of 60%. I view this excess like free money you find on the street
Use Your Excess Stock Market Gains to Actually Change Your Life Read More »