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Personal loans can help you fund home improvement projects, weddings, debt consolidation and other personal life events. Before running to a big-box financial institution, consider applying for your next personal loan from your local credit union. Because of their non-profit structure, the best federal credit unions can offer flexibility and rates not possible through traditional […]
The Best Credit Union Personal Loans of 2020 Read More »
Budgeting doesn’t have to be hard. There are plenty of apps to help you better manage your money, from free lightweight solutions to feature-rich paid products that claim to save the typical user thousands each year. Which one’s right for you? Find out here. 11 Best Budgeting Apps of 2020 to Help Manage Your Money
11 Best Budgeting Apps of 2020 to Help Manage Your Money & Spending Read More »
In the 1980s, self-driving cars and smartphones without antennas were only things you’d see in movies — unimaginable futuristic goals. Now, these “impossible” inventions are part of people’s everyday lives. These innovative ideas were thought to be outlandish years ago until creators like Elon Musk and IBM’s team put their impossible goals to the test.
Why Set Impossible Goals for 2021? [The Ultimate New Year’s Savings Hack] Read More »
When you become immersed in the personal finance world, you’ll come across many terms and interesting discussions about money like rich vs. wealthy. And most of the time, one of your own financial goals will probably be to become rich and obtain wealth too. It’s a commonality among a vast majority of people in the world.
Rich Vs. Wealthy: Why You Need To Know The Differences Read More »
The problems people face during the pandemic aren’t only financial — everything is entangled with emotions. It’s what Sarah Nadav’s new book, What the F*CK Should I Do Now?: How to Manage your Money when Everything You Thought You Knew Stops Making Sense, addresses. Who better to write a book during the pandemic than Nadav, a
Navigating the Pandemic, According to Sarah Nadav Read More »
Dear Readers, Two weeks ago, I answered a question from a woman who wanted to know if she needed her ex-husband’s permission to claim his Social Security benefits. (In case you missed it, the answer is no.) Nearly 300 of you emailed me with follow-up questions about exes and Social Security. So today, let’s tackle
Dear Penny Answers Your Questions About Exes and Social Security Read More »
Since I’ve been so enamored with finances and money over the last few years, I’ve started paying more attention to content on these topics. And over the course of writing about money, I’ve come across various personal finance statistics relating to everything from debt, retirement savings, financial education, and beyond. Needless to say, there are
29 Personal Finance Statistics That Might Surprise You Read More »
Buying your first home with a minimal down payment sounds, at least on the surface, like a great plan. After all, adulting costs money and you’ll need funds to buy furniture, appliances and other household items. Before you go looking for a mortgage lender willing to let you buy your next home without a significant
Here’s How to Remove Private Mortgage Insurance Read More »
Hey 2020, don’t let the door hit you on the way out. There are plenty of reasons this year in particular — a lost job, illness or sheer boredom — could have left you racking up expenses. Let the promise of a new year come with a renewed resolve to rid yourself of pricy credit
What You Can Do About Credit Card Debt Before 2021 Read More »
One of the most defining moments of your life can be realizing you have reached a state of having “FU Money.” It’s money that leaves you feeling comfortable, with less worry about the state of the economy, and gives you an “out” if something were to happen to your income. Unfortunately, traditional jobs are something
FU Money: What Is It And How Much Money Is Enough? Read More »
Speak to an aviation buff about flying and you might hear words that make you scratch your head. Some terms are used very differently from the ways many are used to. But even though their specialized aviation lingo doesn’t echo the vernacular, these airplane aficionados are likely using the correct words. If you want to…
Aviation Terms You Might Be Saying Wrong Read More »
We’re almost there, folks. Only three more years until the end of 2020. At least it feels that way. The pandemic upended many areas of the economy, forcing millions of people out of work and into a scramble to fill the income void. We’re looking back at the side hustles that helped many of us
7 Side Hustles That Helped Us Make It Through 2020 Read More »
Having trouble coming up with a down payment on your home? Down payment assistance programs could be available to help you out. The post Down Payment Assistance: How to Get Help Buying a House appeared first on The Simple Dollar. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate
Down Payment Assistance: How to Get Help Buying a House Read More »
If you have elite status with either Marriott or United, a partnership between their loyalty programs can give you reciprocal elite status in the other program, plus bonus miles when you transfer Marriott points to United miles. Here’s what you need to know to maximize the RewardsPlus partnership. Marriott elites become United elites and vice…
How United and Marriott Elites Can Get Status Matching Read More »
Dear Reader, Every week I seek out your tricky money questions — and boy oh boy, did you deliver in 2020. The year brought lots of questions about stimulus checks, unemployment benefits, hardship agreements and pretty much everything COVID-19-related. But just as in 2019, family money spats, retirement worries and catching up when you’re behind
Your Money Questions, Answered: Top 10 Dear Penny Columns of 2020 Read More »
The good news? Renters insurance is fairly cheap. In California, the average annual cost for a renters policy is only $182. We’ve taken a hard look at the companies offering renters insurance in Los Angeles and, using our evidence-based SimpleScore methodology, have selected the best renters insurance companies in Los Angeles. The best renters insurance
The Best Renters Insurance in Los Angeles, California Read More »
*UPDATED AS OF DECEMBER 23, 2020 If you’re struggling to make ends meet due to the impacts of Coronavirus, a second stimulus could be coming. The Coronavirus Response and Relief Supplemental Appropriations Act of 2021 – a $900B relief package to deliver the second round of economic stimulus for individuals, families, and businesses was passed
What the Stimulus Package Means for You Read More »
In January, the gym overflows with resolutioners. Soon enough, they’re gone. Everyone wants the results, but they don’t always choose the best method, leading to failure (and a pricey unused gym membership). These New Year’s resolutions can save you money — and may even help you reach other goals. 17 New Year’s Resolutions That Will
17 New Year’s Resolutions That Will Save You Money Read More »
If you fly Spirit Airlines frequently — which you might do if you enjoy the no-frills, low-cost carrier and live near one of the cities it services — then consider the Spirit Airlines World Mastercard® credit card. While the value of miles is relatively low compared to other airline cards, it does come with some additional flexibility…
5 Things to Know About the Spirit Airlines World Mastercard Read More »
2020 was a real anomaly, and we definitely felt it in our financial lives. Many people lost work and had to learn to function with less. Some found themselves with a surplus of cash from stimulus checks and reduced spending due to shutdowns. Others used online shopping as a coping mechanism and watched their debt
What We Learned About Budgeting During a Pandemic Read More »