Dear Penny: I’m So Frugal I Make My Own Toothpaste, So Why Am I Always Broke?
Dear Penny, College was a struggle for me. As a student with a learning disability, I struggled and school took longer. When I graduated with my master’s of arts in 2008, the economy collapsed, and we went into survival mode. After 10 years of struggle, I FINALLY found my dream job, which is part time. […]
Dear Penny: I’m So Frugal I Make My Own Toothpaste, So Why Am I Always Broke? Read More »



















