Small Business

If your business has employees, most states require you to carry workers’ compensation insurance. But whom you have to cover and how you buy this insurance will depend on where you work. Here are the workers’ compensation insurance requirements by state, plus information on different types of coverage and common exceptions states may offer. Workers’…

Balboa Capital is an online lender that provides small business loans and equipment financing. Like alternative lenders, you can apply online for funding and receive funds within a few days. In return, you can expect high interest rates and a frequent repayment schedule. Overview: Balboa Capital pros and cons Pros Easy access to financing with…

The ecommerce fulfillment industry is booming and fulfillment centers are springing up around the globe. With so many options, picking the best fulfillment center for your ecommerce business can be a challenging task. Costs, services, minimum requirements, and account management all vary greatly among providers, so finding the perfect partner takes some serious homework. 7 best…

The state of Iowa offers several financial resources for entrepreneurs who want to start or grow a business in the Hawkeye State. If you’re wondering how to get a small business loan in Iowa, know that eligibility for these small business loans and grants varies depending on the stage of your business, your company’s impact…

Picking the best retail business loan for your specific needs means knowing where to look. We suggest you start with the top six business loans for retail: SBA 7(a) loans. Best for general expenses. SBA 504/CDC loans. Best for commercial real estate. Business lines of credit. Best for sustained cash flow gaps. Short-term loans. Best for time-sensitive…

If you’re a born entrepreneur, there’s little more exciting than hitting upon a business idea that you know you can spring from your imagination and into the real world. Of course, just like full-fledged operations, business ideas need capital to thrive. The next step is to use that momentum to figure out how to get…

The U.S. Small Business Administration (SBA) offers a few different types of business loans to finance the purchase, improvement, or renovation of real estate. SBA 504 loans are specifically designed for financing real estate and other fixed assets, but the 7(a) loan can also prove to be a viable option. SBA real estate loans can be tough…

If you’re looking for small business loans in Colorado, you’re not alone. Colorado has over 600,000 small businesses, and nearly half of the state’s workers are employed by small businesses. Many successful small business owners reach a point where they need capital to launch new products, hire more workers, or expand their services. In Colorado,…

A break-even analysis is a critical step in managing small business finances. If you are just starting a business, you can use this analysis to figure out if your business idea is worth pursuing. And if you are already knee-deep in your business, this analysis can help you determine if you need to take cost-cutting measures or…