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Business owners can often save time and money by consolidating high-interest business debt onto one balance transfer business credit card. These cards offer 0% APR for a set period of time, typically nine to 18 months, allowing you to pay your debt interest-free. We’ve rounded up the best balance transfer cards for businesses, including options… […]
Best Business Credit Cards for Balance Transfers Read More »
QuickBooks Payments is a sensible payment processing solution for small businesses that already use QuickBooks for accounting, need to accept invoice payments and don’t require other third-party payment integrations. It’s an especially strong choice for businesses that provide services to other businesses, then bill them through QuickBooks Online. However, customer service isn’t 24/7 and the…
QuickBooks Payments Review 2022: Cost, Features, Alternatives Read More »
Errors and omissions, or E&O, insurance can protect insurance agents from a slew of financial risks, such as mistakes in their work or missing deadlines that affect client coverage. Here’s how it works and what to know about getting E&O insurance for insurance agents. What is errors and omissions insurance for insurance agents? E&O insurance…
How to Get E&O Insurance for Insurance Agents Read More »
A third-party payment processor is a provider that allows a business to accept payments without opening its own merchant account, a bank account needed for holding money earned from card payments. These processors generally offer fast setups, charge flat-rate fees and process transactions from several merchants into shared merchant accounts to reduce operational costs. » MORE: How to…
What Is a Third-Party Payment Processor? Read More »
Balboa Capital is an online lender that provides small business loans and equipment financing. Like alternative lenders, you can apply online for funding and receive funds within a few days. In return, you can expect high interest rates and a frequent repayment schedule. Overview: Balboa Capital pros and cons Pros Easy access to financing with…
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The ecommerce fulfillment industry is booming and fulfillment centers are springing up around the globe. With so many options, picking the best fulfillment center for your ecommerce business can be a challenging task. Costs, services, minimum requirements, and account management all vary greatly among providers, so finding the perfect partner takes some serious homework. 7 best…
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The state of Iowa offers several financial resources for entrepreneurs who want to start or grow a business in the Hawkeye State. If you’re wondering how to get a small business loan in Iowa, know that eligibility for these small business loans and grants varies depending on the stage of your business, your company’s impact…
How to Get a Small Business Loan in Iowa: 7 Top Local Funding Options Read More »
Picking the best retail business loan for your specific needs means knowing where to look. We suggest you start with the top six business loans for retail: SBA 7(a) loans. Best for general expenses. SBA 504/CDC loans. Best for commercial real estate. Business lines of credit. Best for sustained cash flow gaps. Short-term loans. Best for time-sensitive…
The 6 Best Retail Business Loans, According to Your Needs Read More »
If you’re a born entrepreneur, there’s little more exciting than hitting upon a business idea that you know you can spring from your imagination and into the real world. Of course, just like full-fledged operations, business ideas need capital to thrive. The next step is to use that momentum to figure out how to get…
How to Get Funding for a Business Idea With Equity or Debt Financing Read More »
During the 2008 economic crisis, the state of Michigan was one of the hardest hit in the country, owing mostly to the state’s automotive and manufacturing sectors. However, Michigan has now bounced back with steady job growth. If you’re starting or expanding a business in Michigan, a great way to secure capital is with small…
Small Business Loans in Michigan: The Top 6 Options Read More »
The U.S. Small Business Administration (SBA) offers a few different types of business loans to finance the purchase, improvement, or renovation of real estate. SBA 504 loans are specifically designed for financing real estate and other fixed assets, but the 7(a) loan can also prove to be a viable option. SBA real estate loans can be tough…
SBA Real Estate Loans: A Guide to the Best Options Read More »
If you’re looking for small business loans in Colorado, you’re not alone. Colorado has over 600,000 small businesses, and nearly half of the state’s workers are employed by small businesses. Many successful small business owners reach a point where they need capital to launch new products, hire more workers, or expand their services. In Colorado,…
Small Business Loans in Colorado: The 5 Best Options Read More »
A break-even analysis is a critical step in managing small business finances. If you are just starting a business, you can use this analysis to figure out if your business idea is worth pursuing. And if you are already knee-deep in your business, this analysis can help you determine if you need to take cost-cutting measures or…
Break-Even Analysis: What It Is and How to Calculate Read More »
Cake is a cloud-based point-of-sale system for restaurants, bars and cafes, both large and small. For restaurant owners looking for a customizable system, it’s a solid choice. The company carries its own splash-resistant terminals and sells software packages that include real-time reports, menu management, floor management and a suite of integrations for restaurant accounting and…
Cake POS Review 2022: Restaurant Features, Pricing, Alternatives Read More »
An Economic Injury Disaster Loan, or EIDL, is a 30-year loan of up to $2 million from the Small Business Administration for small businesses that are in disaster areas and can’t pay their ordinary and necessary operating expenses. The interest rate can’t exceed 4%. How EIDL loans work EIDL loans provide the working capital a…
EIDL: What Are Economic Injury Disaster Loans? Read More »
Regularly reviewing your financial statements is essential to the health of your business. Doing so can help you identify trends that could signify problems in your business so you can address them before they become insurmountable. Beyond identifying problems, though, regular financial statement analysis also helps you identify opportunities for growth and profitability improvements. Common…
Common Size Analysis of Financial Statements: Formula and Examples Read More »
When you have debts, it’s wise to be able to quickly and easily put your hands on the details of that debt. Especially since most debts require a periodic payment and interest is accruing. A business debt schedule, much like it sounds, is a list of all the debts your business currently owes. This can…
What Is a Business Debt Schedule? Read More »
Inventory management software is an important part of starting and running a business, but it can be really expensive. These free inventory software options will help you keep costs down, and they actually work. Sure, they may not all have the bells and whistles of software you have to pay for, but they might have…
Best Free Inventory Software and Apps of 2022 Read More »
Of the many forms you can expect to complete when applying for an SBA loan, SBA Form 413—also referred to as the “SBA personal financial statement”—is one of the most essential. This form factors into how the SBA determines your ability to repay an additional debt and, by extension, your eligibility for an SBA loan. Although at first…
SBA Form 413: How to Fill out the Personal Financial Statement Read More »
Tail coverage is an add-on for certain business insurance policies that can give you additional time to file a claim. It’s sometimes known as tail insurance or an extended reporting period. You’ll have to pay extra to add tail coverage to your business insurance. But if you rely on a claims-made policy like professional liability…
What Is Tail Coverage for Business Insurance? Read More »