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Planned or unexpected, medical-related expenses can be costly and cause financial strain. In 2020, roughly 7 million Americans had medical debt in collections, according to a study by the Journal of the American Medical Association. It’s generally not advisable to use a credit card for medical expenses unless absolutely necessary. Doing so could end up… […]
Best Credit Cards for Medical Purchases Read More »
The Capital One® Savor® Cash Rewards Credit Card and the Capital One SavorOne Cash Rewards Credit Card are both solid cards that offer stellar rewards on dining, entertainment, streaming, and purchases at grocery stores. The main difference between the two is that the Capital One® Savor® Cash Rewards Credit Card charges an annual fee of…
Capital One’s Savor vs. SavorOne: SavorOne Best for Most Read More »
If you’re looking to take your credit card rewards-earning to the next level, a strategic combination of cards can help you maximize every purchase you make. Citi, sometimes overlooked in favor of other issuers, offers rewards credit cards that can work together to boost your returns. For a total annual fee of $95, you can…
Citi Trifecta: Earn 2%-5% on Every Purchase Read More »
American Express offers a smorgasbord of credit cards designed to appeal to a range of personal preferences: If you prefer cash back on grocery purchases, for instance, there is an AmEx card for you. If your tastes veer more toward luxury travel, the issuer has a card for you, too. American Express cardholders enjoy high…
Which American Express Card Is Right for You? Read More »
Digital wallets — from popular options like PayPal to retailer apps that allow shoppers to use a saved card through an app — offer an easy and contactless way to use credit cards. And these days, most credit cards still earn their regular rewards when used through any of the top mobile wallets like Apple…
Best Credit Cards for Digital Wallets Read More »
Thinking about setting sail on the open seas for fun, food and relaxation? Well, today’s cruise ships can suit almost any sensibility and budget. And just as you have many cruise options to choose from, there are numerous credit cards you could choose to pay with. Cruise line-specific cards might seem like an obvious choice,…
Best Credit Cards for Cruises Read More »
The Upromise Mastercard is one of a handful of credit cards that lets you funnel rewards directly into a 529 college savings account — and now, the card is becoming a bit simpler and more valuable. In short, there’s now less math involved, and the card’s effective rewards rate is rising by about 6%. Here’s what’s…
Barclays Upromise Boosts Rewards Rate for Cards Linked to 529 Accounts Read More »
There’s no shortage of rewards credit cards that offer enticing perks worth real money — potentially hundreds of dollars each year. But if the rewards program is complicated to navigate, it can be tough to get value out of your card. Instead of saving money, you’re left with a pile of points that were hard to…
Credit Cards With Potentially Confusing Rewards Programs Read More »
Chase is using a new and expanded definition of “cash-like transactions,” which for Chase credit card holders refers to purchases that trigger the penalties of taking a cash advance. Cash advance rules can vary by card, but they often include expensive fees and interest while also disqualifying the purchase from earning rewards, such as cash…
What to Know About Chase’s New Policy on ‘Cash-Like Transactions’ Read More »
If you’ve found those ubiquitous “smiling” cardboard boxes piling up at your front door after rounds of online shopping, you may have considered an Amazon credit card. Charging your purchases on an Amazon credit card can be a rewarding decision if you’re a frequent Amazon shopper. But just as Amazon has a dizzying amount of…
Amazon Credit Cards: What Are Your Options and Which Is Right for You? Read More »
Chase Ultimate Rewards® is the name of the points program for Chase’s rewards credit cards. (The issuer’s co-branded cards with airlines, hotels or retailers have their own rewards programs.) Among points systems, Chase Ultimate Rewards® is highly regarded because point values can be relatively high if used strategically to pay for travel. Here’s what to know…
Chase Ultimate Rewards: How to Earn and Use Them Read More »
The Hotels.com Rewards Visa from Wells Fargo offers decent rewards value for your spending, coupled with an annual fee of $0 and the flexibility of not being tied to one hotel chain. But what about aspirations of using rewards to book a free plush room in an exotic location? Not so much. Let’s just say…
5 Things to Know About the Hotels.com Rewards Visa Credit Card Read More »
For products in its class, the Chase Freedom® Student credit card gets good marks, thanks in part to its credit-building features and solid incentives. The card’s underwriting is friendly to those with thin or nonexistent credit files, and it can be an ideal and rewarding tool for students looking to build their credit scores. Here are…
5 Things to Know About the Chase Freedom Student Credit Card Read More »
Holders of the Alliant Visa® Platinum Rewards Credit Card are getting some bad news: As of early 2021, points are no longer worth the industry-standard 1 cent apiece, which dramatically lowers the card’s effective earning rate. The card still offers 2 points per $1 spent on all purchases, but Alliant confirms that those points are now…
Alliant Platinum Rewards Card Slashes Its Points Value Read More »
If L.L.Bean apparel is your style and the potential of earning “Bean Bucks” is appealing to you, then the L.L.Bean Mastercard may be of value to you. Issued by Citi, the $0-annual-fee card rewards you for shopping at L.L.Bean and even for some everyday spending. The card can offer solid savings for loyalists who don’t…
5 Things to Know About the L.L.Bean Credit Card Read More »
Conventional wisdom used to be that store credit cards weren’t always ideal for consumers. This was in part related to their often limited acceptance outside of a specific brand, as well as their high interest rates, low credit limits, and mediocre rewards and redemption options. But at least on that last point, conventional wisdom is…
Store Credit Card vs. General Card: Which Type of Rewards Card Is Best? Read More »
Hotel credit cards can, of course, earn you points to put toward complimentary stays. But some of the best products in this category go further, offering an automatic free night each year to cardholders, separate from any points you’ve earned. Or, in lieu of an outright free night award, other cards may offer “paths” to this…
Top Hotel Credit Cards That Offer Free Anniversary Nights Read More »
Carnival Cruise Line has no shortage of impressive destinations from the Bahamas, Bermuda, the Caribbean and the Mexican Riviera, to locales much farther from home like Europe, Australia, New Zealand and more. And if you’re planning to take to the seas with this cruise line, the $0-annual-fee Carnival World Mastercard can definitely defray some of…
5 Things to Know About the Carnival World Mastercard Read More »
Walmart and Sam’s Club are two of the largest retailers in the U.S. and are both under the Walmart Inc. family. Whether you’re in it for the free samples or for the endless aisles of options, if you’re a devoted Walmart or Sam’s Club shopper, you may be eyeing the Capital One® Walmart Rewards™ Mastercard® or…
Walmart Rewards Mastercard vs. Sam’s Club Mastercard: Depends How You Spend Read More »
If you need new bedsheets, a high-speed blender or even an inflatable snowman during the holiday season, there’s a good chance Bed Bath & Beyond has you covered. The store is a wonderland of all the things you need — and many things you never knew you needed — to make your house a home….
5 Things to Know About the Bed Bath & Beyond Credit Card Read More »