Financial Literacy

Editor’s note: This story was originally published in December 2017. Those of us who have planned princess-worthy tea parties for a daughter’s first birthday understand the value of a theme. But I might be one of the few who believe a theme can save Christmas. The holidays are supposed to feel magical, yet moms of […]

Everyone who’s saddled with bad credit has a unique story. A man burdened with $6,000 in unpaid bills. A mom of nine held back by an error on her report. A couple recovering from job loss and foreclosure. A single mom with a terminally ill child. A young woman with so much debt she couldn’t even

Articles with titles like “How Much You Should Have Saved for Retirement at Every Age” are super clickbaity and mostly end up being depressing. Sure, it’s easy for someone who doesn’t know me to say I should have double my salary saved, but they don’t know my salary, what I’m spending, or what I want

Dear Penny, After getting furloughed in March, I was able to start collecting unemployment soon after. I opted not to have taxes withheld from my payments because I was having to dig into my savings to pay the bills, and I thought I’d be going back to work. Long story short, it became clear that

Mom-and-pop ethnic grocery stores are a common sight on big-city street corners, peddling exotic fruits and cuts of meat. These days, they’re also increasingly found outside of major metro areas. Pan-Asian, Middle Eastern or Latin markets may be the most common, but you’ll find markets dedicated to a single nationality, be it Indian, Korean, Serbian,

Do you ever wonder why it’s so hard to save money — even when you’ve cut the cable and the meals out, and you’ve never even had a latte habit? One reason it’s so hard to save is that your fixed expenses — the ones that stay the same each month, like your rent or