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Getting a mortgage can feel overwhelming. You have seemingly endless loan options, all of which read like a foreign language. If you’ve never taken out a mortgage before, or if you need a refresher, start with this overview of the types of mortgages to help you understand your loan options. The post Different Types of […]
Different Types of Mortgage Loans Compared Read More »
Wouldn’t it be nice to get rid of your student loan debt sooner than later? Thankfully, tons of strategies can help you pay off student debt faster — and the faster you pay them off, the faster you can get on with the rest of your life. The post 20 Ways to Pay Off Your
20 Ways to Pay Off Your Student Loans Faster Read More »
Citizens Bank is no longer originating personal loans, though it still services its existing loans, according to a company spokesperson. Previously, Citizens Bank offered personal loans ranging from $5,000 to $50,000 for borrowers with good credit. These loans included a discount for setting up autopay, and the option to add a co-signer to your application….
Citizens Bank No Longer Offers New Personal Loans Read More »
The out-the-door price of a car is the amount you would pay to walk out of the dealer’s door with keys in hand. Whether you’re a seasoned or first-time buyer, chances are you’ve heard the phrase. The out-the-door price, sometimes abbreviated as OTD, includes all taxes, fees and extras. If you’re writing a check, the…
What Does ‘Out-the-Door’ Price Mean? Read More »
Can you decline an approved car loan? Absolutely. If you’ve gone through the necessary steps to apply for an auto loan and been approved, you’re not obligated to accept the offer. Auto experts advise borrowers to seek preapproval with multiple lenders to find the best offer, then use that as a backup at the dealership….
Can You Decline an Approved Car Loan? Read More »
My wife and I are planning a once-in-a-lifetime, 10,000-mile, coast-to-coast road trip. The dream is an epic journey along roads less traveled, but the reality is careful planning to lower our stress, prevent mishaps and spend money where it matters and save where it doesn’t. In doing so, we’ve unearthed some great resources and made…
A 10,000-Mile Road Trip: Prepare to Enjoy the Ride Read More »
Although similar, consolidating and refinancing your student loans aren’t the same. And once you refinance federal loans into private ones, there’s no going back. So before you make that move, compare the benefits and drawbacks of private loan refinancing versus federal student loan consolidation. How to Compare Refinance Rates for Student Loan Offers & Consolidation
How to Compare Refinance Rates for Student Loan Offers & Consolidation Read More »
Car loans work by providing a lump sum of money for you to buy a car. Then, it’s yours to drive, while also making monthly payments on the loan (with interest) over time. Until you fully repay the loan, the lender holds the title to the car and can repossess it if you fall behind…
How Do Car Loans Work? Read More »
If you have student loans along with debt from several sources, the idea of consolidating all your debts can sound tempting. But there are a few things to consider before you combine your student loans and other debts into a debt consolidation loan. Find out if it’s a good option for you. Can I Consolidate
Can I Consolidate My Student Loans and Other Debts Together? Read More »
Sarah Bailey’s adoption experience began in 2013 when she connected with an adoption placement agency and paid fees for a parental class and to advertise to birth mothers for one year. In 2014, and still without a successful adoption, Bailey began paying a monthly $340 advertising fee each time an adoption fell through. “I didn’t…
$20K or More to Expand Your Family? How to Pay for Adoption Read More »
Federal student loan borrowers anticipating the return of their regular student loan payments Oct. 1 can once again breathe a sigh of relief: The pause will continue through Jan. 31, 2022, the Department of Education announced Friday. The department says the extension — the fourth since March 2020 — will be the last. As with…
Get Ready: Student Loan Payments Come Back for Real Feb. 1 Read More »
If you need solutions for your student debt: Find help: Options for legit student loan help resources and organizations to contact. Pause payments: Find out the differences between student loan forbearance and deferment. Get out of default: Learn the consequences of and remedies for defaulting on your student debt. Declare bankruptcy: Explore how to discharge student debt…
How to Go Back to School With Defaulted Student Loans Read More »
Wells Fargo customers have begun receiving notification that their personal line of credit accounts will close, and the company confirmed Thursday that it will no longer offer the product. Once the accounts are closed, customers will no longer be able to draw from them. The company announced that it would discontinue the product last year,…
Wells Fargo Ends Personal Lines of Credit: What It Means for Consumers Read More »
Scholarships, grants, and federal direct loans don’t always cover the high cost of education. That’s where PLUS loans come in. They allow parents or grad and professional students to borrow everything else they need to pay for education. But before you sign, it pays to know what you’re borrowing. What Is a PLUS Loan –
What Is a PLUS Loan – Application Requirements for Parents & Graduates Read More »
If you’re heading to graduate school, you may already feel like a student loan pro if you’re familiar with undergrad loans. But there are some key differences between graduate and undergraduate loans for both federal and private student loans. This is what you need to know. Graduate vs. Undergraduate Student Loans – How These Debts
Graduate vs. Undergraduate Student Loans – How These Debts Differ Read More »
Historically, around 30% of undergraduate students are the first in their family to attend college. And that can leave them lost and behind in the college admissions process. First-generation college students don’t have the same points of equitable access to college as do other students, says Deana Waintraub Stafford, associate director for the Center for…
How 2 First-Gen College Students Got Into Their Dream Schools Read More »
If you’re in the market for a personal loan, here’s a roundup of the most competitive online personal loan providers and referral services for three main types of borrowers. 14 Best Personal Loan Companies of 2021 is a post from Money Crashers. https://www.moneycrashers.com/best-personal-loan-companies/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence
14 Best Personal Loan Companies of 2021 Read More »
We all know the big story: College is great, but it’s expensive. Let’s start with the “great” part. Simply put, a college education means a big bump in income. A report by John Winters at the Fordham Institute concludes that the national mean earnings for a person with a bachelor’s degree is $92,608, compared to
6 Ways To Avoid College Loans Read More »
There are several ways to tap into your home equity when you need extra money. A cash-out refinance can be an effective source of funding, but it’s not for everyone. Here’s what you need to know about the pros and cons of cash-out refinancing to determine if it’s right for you. Cash-Out Refinance Loan –
Cash-Out Refinance Loan – Definition, Pros & Cons of Taking One Out Read More »
To help student loan borrowers avoid scams, NerdWallet is rounding up information on legitimate sources of help, like this one. Organization: National Foundation for Credit Counseling. Mission statement: “Since 1951, the National Foundation for Credit Counseling (NFCC) has helped millions of people lead a more financially fit life. As the largest and longest-serving nonprofit financial…
National Foundation for Credit Counseling Review: Student Loan Help Read More »
