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Car loans work by providing a lump sum of money for you to buy a car. Then, it’s yours to drive, while also making monthly payments on the loan (with interest) over time. Until you fully repay the loan, the lender holds the title to the car and can repossess it if you fall behind… […]
How Do Car Loans Work? Read More »
If you have student loans along with debt from several sources, the idea of consolidating all your debts can sound tempting. But there are a few things to consider before you combine your student loans and other debts into a debt consolidation loan. Find out if it’s a good option for you. Can I Consolidate
Can I Consolidate My Student Loans and Other Debts Together? Read More »
Sarah Bailey’s adoption experience began in 2013 when she connected with an adoption placement agency and paid fees for a parental class and to advertise to birth mothers for one year. In 2014, and still without a successful adoption, Bailey began paying a monthly $340 advertising fee each time an adoption fell through. “I didn’t…
$20K or More to Expand Your Family? How to Pay for Adoption Read More »
Federal student loan borrowers anticipating the return of their regular student loan payments Oct. 1 can once again breathe a sigh of relief: The pause will continue through Jan. 31, 2022, the Department of Education announced Friday. The department says the extension — the fourth since March 2020 — will be the last. As with…
Get Ready: Student Loan Payments Come Back for Real Feb. 1 Read More »
If you need solutions for your student debt: Find help: Options for legit student loan help resources and organizations to contact. Pause payments: Find out the differences between student loan forbearance and deferment. Get out of default: Learn the consequences of and remedies for defaulting on your student debt. Declare bankruptcy: Explore how to discharge student debt…
How to Go Back to School With Defaulted Student Loans Read More »
Wells Fargo customers have begun receiving notification that their personal line of credit accounts will close, and the company confirmed Thursday that it will no longer offer the product. Once the accounts are closed, customers will no longer be able to draw from them. The company announced that it would discontinue the product last year,…
Wells Fargo Ends Personal Lines of Credit: What It Means for Consumers Read More »
Scholarships, grants, and federal direct loans don’t always cover the high cost of education. That’s where PLUS loans come in. They allow parents or grad and professional students to borrow everything else they need to pay for education. But before you sign, it pays to know what you’re borrowing. What Is a PLUS Loan –
What Is a PLUS Loan – Application Requirements for Parents & Graduates Read More »
If you’re heading to graduate school, you may already feel like a student loan pro if you’re familiar with undergrad loans. But there are some key differences between graduate and undergraduate loans for both federal and private student loans. This is what you need to know. Graduate vs. Undergraduate Student Loans – How These Debts
Graduate vs. Undergraduate Student Loans – How These Debts Differ Read More »
Historically, around 30% of undergraduate students are the first in their family to attend college. And that can leave them lost and behind in the college admissions process. First-generation college students don’t have the same points of equitable access to college as do other students, says Deana Waintraub Stafford, associate director for the Center for…
How 2 First-Gen College Students Got Into Their Dream Schools Read More »
If you’re in the market for a personal loan, here’s a roundup of the most competitive online personal loan providers and referral services for three main types of borrowers. 14 Best Personal Loan Companies of 2021 is a post from Money Crashers. https://www.moneycrashers.com/best-personal-loan-companies/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence
14 Best Personal Loan Companies of 2021 Read More »
We all know the big story: College is great, but it’s expensive. Let’s start with the “great” part. Simply put, a college education means a big bump in income. A report by John Winters at the Fordham Institute concludes that the national mean earnings for a person with a bachelor’s degree is $92,608, compared to
6 Ways To Avoid College Loans Read More »
There are several ways to tap into your home equity when you need extra money. A cash-out refinance can be an effective source of funding, but it’s not for everyone. Here’s what you need to know about the pros and cons of cash-out refinancing to determine if it’s right for you. Cash-Out Refinance Loan –
Cash-Out Refinance Loan – Definition, Pros & Cons of Taking One Out Read More »
To help student loan borrowers avoid scams, NerdWallet is rounding up information on legitimate sources of help, like this one. Organization: National Foundation for Credit Counseling. Mission statement: “Since 1951, the National Foundation for Credit Counseling (NFCC) has helped millions of people lead a more financially fit life. As the largest and longest-serving nonprofit financial…
National Foundation for Credit Counseling Review: Student Loan Help Read More »
When the price of oil spiked during the February deep freeze, I started using a gas price app and was amazed to find that the cost of fuel in my area varied by 70 cents a gallon. By purchasing the cheapest gas, I could save $8.40 each fillup and as much as $220 a year….
Put the Cap on Gas Prices: 6 Ways to Save at the Pump Read More »
Colleges have faced innumerable challenges during the COVID-19 pandemic. And the way they’ve responded to those issues should influence how prospective students evaluate them. Online learning, strict campus rules and lingering economic concerns have left many students wondering if their college investment will be worthwhile. As a result, fall 2020 enrollment declined by 2.5% —…
5 Things to Consider When Picking a College in the COVID-19 Era Read More »
Medical debt is one of the most common reasons to get a personal loan, but it’s not appropriate for every potential borrower. Read on to learn how medical loans work, if it’s the right option for you, and some alternatives. Should You Get a Personal Loan to Pay Medical Bills? is a post from Money
Should You Get a Personal Loan to Pay Medical Bills? Read More »
Once you have a solid cost estimate for your new pool and you’ve decided to finance it with a loan, the next step is to figure out your monthly payments so you can budget for them. Enter a loan amount, repayment term, and estimated APR to see how much you might pay each month and…
Pool Loan Calculator: See Your Monthly Payments Read More »
Catalytic converter thefts have soared during the pandemic as drivers drive less and leave their cars unattended. Thieves can steal this antipollution device in a matter of minutes and sell it to scrap metal dealers for several hundred dollars for the precious metals it contains. A catalytic converter replacement can cost as much as $3,000…
5 Ways to Foil Catalytic Converter Thieves Read More »
Congress just gave your employer a good reason to help pay off your student loans. And unlike many student loan relief programs, this one includes private loans. The December 2020 coronavirus relief law gives your boss the opportunity to chip in up to $5,250 a year toward your student loan balances without triggering extra taxes…
It’s Now Easier Than Ever for Your Boss to Pay Your Student Loans Read More »
If you’re in the market for a personal loan, here’s a roundup of the most competitive online personal loan providers and referral services for three main types of borrowers. 13 Best Personal Loan Companies of 2021 is a post from Money Crashers. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome
13 Best Personal Loan Companies of 2021 Read More »
