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Get Ready: Student Loan Payments Come Back for Real Feb. 1

Get Ready: Student Loan Payments Come Back for Real Feb. 1

Federal student loan borrowers anticipating the return of their regular student loan payments Oct. 1 can once again breathe a sigh of relief: The pause will continue through Jan. 31, 2022, the Department of Education announced Friday. The department says the extension — the fourth since March 2020 — will be the last. As with… […]

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How to Go Back to School With Defaulted Student Loans

How to Go Back to School With Defaulted Student Loans

If you need solutions for your student debt: Find help: Options for legit student loan help resources and organizations to contact. Pause payments: Find out the differences between student loan forbearance and deferment. Get out of default: Learn the consequences of and remedies for defaulting on your student debt. Declare bankruptcy: Explore how to discharge student debt…

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Wells Fargo Ends Personal Lines of Credit: What It Means for Consumers

Wells Fargo Ends Personal Lines of Credit: What It Means for Consumers

Wells Fargo customers have begun receiving notification that their personal line of credit accounts will close, and the company confirmed Thursday that it will no longer offer the product. Once the accounts are closed, customers will no longer be able to draw from them. The company announced that it would discontinue the product last year,…

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What Is a PLUS Loan – Application Requirements for Parents & Graduates

What Is a PLUS Loan – Application Requirements for Parents & Graduates

Scholarships, grants, and federal direct loans don’t always cover the high cost of education. That’s where PLUS loans come in. They allow parents or grad and professional students to borrow everything else they need to pay for education. But before you sign, it pays to know what you’re borrowing. What Is a PLUS Loan –

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Graduate vs. Undergraduate Student Loans – How These Debts Differ

Graduate vs. Undergraduate Student Loans – How These Debts Differ

If you’re heading to graduate school, you may already feel like a student loan pro if you’re familiar with undergrad loans. But there are some key differences between graduate and undergraduate loans for both federal and private student loans. This is what you need to know. Graduate vs. Undergraduate Student Loans – How These Debts

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How 2 First-Gen College Students Got Into Their Dream Schools

How 2 First-Gen College Students Got Into Their Dream Schools

Historically, around 30% of undergraduate students are the first in their family to attend college. And that can leave them lost and behind in the college admissions process. First-generation college students don’t have the same points of equitable access to college as do other students, says Deana Waintraub Stafford, associate director for the Center for…

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14 Best Personal Loan Companies of 2021

14 Best Personal Loan Companies of 2021

If you’re in the market for a personal loan, here’s a roundup of the most competitive online personal loan providers and referral services for three main types of borrowers. 14 Best Personal Loan Companies of 2021 is a post from Money Crashers. https://www.moneycrashers.com/best-personal-loan-companies/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence

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6 Ways To Avoid College Loans

6 Ways To Avoid College Loans

We all know the big story: College is great, but it’s expensive. Let’s start with the “great” part. Simply put, a college education means a big bump in income. A report by John Winters at the Fordham Institute concludes that the national mean earnings for a person with a bachelor’s degree is $92,608, compared to

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Cash-Out Refinance Loan – Definition, Pros & Cons of Taking One Out

Cash-Out Refinance Loan – Definition, Pros & Cons of Taking One Out

There are several ways to tap into your home equity when you need extra money. A cash-out refinance can be an effective source of funding, but it’s not for everyone. Here’s what you need to know about the pros and cons of cash-out refinancing to determine if it’s right for you. Cash-Out Refinance Loan –

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National Foundation for Credit Counseling Review: Student Loan Help

To help student loan borrowers avoid scams, NerdWallet is rounding up information on legitimate sources of help, like this one.  Organization: National Foundation for Credit Counseling. Mission statement: “Since 1951, the National Foundation for Credit Counseling (NFCC) has helped millions of people lead a more financially fit life. As the largest and longest-serving nonprofit financial…

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Put the Cap on Gas Prices: 6 Ways to Save at the Pump

When the price of oil spiked during the February deep freeze, I started using a gas price app and was amazed to find that the cost of fuel in my area varied by 70 cents a gallon. By purchasing the cheapest gas, I could save $8.40 each fillup and as much as $220 a year….

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5 Things to Consider When Picking a College in the COVID-19 Era

Colleges have faced innumerable challenges during the COVID-19 pandemic. And the way they’ve responded to those issues should influence how prospective students evaluate them. Online learning, strict campus rules and lingering economic concerns have left many students wondering if their college investment will be worthwhile. As a result, fall 2020 enrollment declined by 2.5% —…

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Should You Get a Personal Loan to Pay Medical Bills?

Medical debt is one of the most common reasons to get a personal loan, but it’s not appropriate for every potential borrower. Read on to learn how medical loans work, if it’s the right option for you, and some alternatives. Should You Get a Personal Loan to Pay Medical Bills? is a post from Money

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Pool Loan Calculator: See Your Monthly Payments

Once you have a solid cost estimate for your new pool and you’ve decided to finance it with a loan, the next step is to figure out your monthly payments so you can budget for them. Enter a loan amount, repayment term, and estimated APR to see how much you might pay each month and…

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5 Ways to Foil Catalytic Converter Thieves

Catalytic converter thefts have soared during the pandemic as drivers drive less and leave their cars unattended. Thieves can steal this antipollution device in a matter of minutes and sell it to scrap metal dealers for several hundred dollars for the precious metals it contains. A catalytic converter replacement can cost as much as $3,000…

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It’s Now Easier Than Ever for Your Boss to Pay Your Student Loans

Congress just gave your employer a good reason to help pay off your student loans. And unlike many student loan relief programs, this one includes private loans. The December 2020 coronavirus relief law gives your boss the opportunity to chip in up to $5,250 a year toward your student loan balances without triggering extra taxes…

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13 Best Personal Loan Companies of 2021

If you’re in the market for a personal loan, here’s a roundup of the most competitive online personal loan providers and referral services for three main types of borrowers. 13 Best Personal Loan Companies of 2021 is a post from Money Crashers. #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome

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Hoping for Student Loan Forgiveness Won’t Pay the Bills

Federal student loan borrowers are waiting with bated breath to see whether loan forgiveness — which President-elect Joe Biden says he’ll make a priority — becomes a reality. Industry experts say borrowers shouldn’t count on it. “I think we’re closer to loan forgiveness than we’ve ever been before, but that doesn’t mean I think we’re…

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Should You Refinance Part of Your Student Loans?

If she could do it over, Vy Chuong says she would. Chuong, 26, from Seattle, refinanced roughly $55,000 in federal student loans with a private lender in February. A month later, the government suspended most federal loan payments interest-free until September. That break has since been extended through January 2021. Chuong’s new loan doesn’t qualify….

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OneMain Financial Review – Online Lender for Personal Loans

OneMain Financial specializes in small to medium-sized personal loans for people who might not qualify at traditional banks or are no longer able to get new credit cards. Find out if it’s right for you here. OneMain Financial Review – Online Lender for Personal Loans is a post from Money Crashers. #financialfreedom #money #entrepreneur #business

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