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How to Compare Refinance Rates for Student Loan Offers & Consolidation

How to Compare Refinance Rates for Student Loan Offers & Consolidation

Although similar, consolidating and refinancing your student loans aren’t the same. And once you refinance federal loans into private ones, there’s no going back. So before you make that move, compare the benefits and drawbacks of private loan refinancing versus federal student loan consolidation. How to Compare Refinance Rates for Student Loan Offers & Consolidation […]

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How Do Car Loans Work?

How Do Car Loans Work?

Car loans work by providing a lump sum of money for you to buy a car. Then, it’s yours to drive, while also making monthly payments on the loan (with interest) over time. Until you fully repay the loan, the lender holds the title to the car and can repossess it if you fall behind…

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How to Go Back to School With Defaulted Student Loans

How to Go Back to School With Defaulted Student Loans

If you need solutions for your student debt: Find help: Options for legit student loan help resources and organizations to contact. Pause payments: Find out the differences between student loan forbearance and deferment. Get out of default: Learn the consequences of and remedies for defaulting on your student debt. Declare bankruptcy: Explore how to discharge student debt…

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Wells Fargo Ends Personal Lines of Credit: What It Means for Consumers

Wells Fargo Ends Personal Lines of Credit: What It Means for Consumers

Wells Fargo customers have begun receiving notification that their personal line of credit accounts will close, and the company confirmed Thursday that it will no longer offer the product. Once the accounts are closed, customers will no longer be able to draw from them. The company announced that it would discontinue the product last year,…

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How 2 First-Gen College Students Got Into Their Dream Schools

How 2 First-Gen College Students Got Into Their Dream Schools

Historically, around 30% of undergraduate students are the first in their family to attend college. And that can leave them lost and behind in the college admissions process. First-generation college students don’t have the same points of equitable access to college as do other students, says Deana Waintraub Stafford, associate director for the Center for…

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14 Best Personal Loan Companies of 2021

14 Best Personal Loan Companies of 2021

If you’re in the market for a personal loan, here’s a roundup of the most competitive online personal loan providers and referral services for three main types of borrowers. 14 Best Personal Loan Companies of 2021 is a post from Money Crashers. https://www.moneycrashers.com/best-personal-loan-companies/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence

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6 Ways To Avoid College Loans

6 Ways To Avoid College Loans

We all know the big story: College is great, but it’s expensive. Let’s start with the “great” part. Simply put, a college education means a big bump in income. A report by John Winters at the Fordham Institute concludes that the national mean earnings for a person with a bachelor’s degree is $92,608, compared to

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National Foundation for Credit Counseling Review: Student Loan Help

To help student loan borrowers avoid scams, NerdWallet is rounding up information on legitimate sources of help, like this one.  Organization: National Foundation for Credit Counseling. Mission statement: “Since 1951, the National Foundation for Credit Counseling (NFCC) has helped millions of people lead a more financially fit life. As the largest and longest-serving nonprofit financial…

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5 Things to Consider When Picking a College in the COVID-19 Era

Colleges have faced innumerable challenges during the COVID-19 pandemic. And the way they’ve responded to those issues should influence how prospective students evaluate them. Online learning, strict campus rules and lingering economic concerns have left many students wondering if their college investment will be worthwhile. As a result, fall 2020 enrollment declined by 2.5% —…

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