Auto Added by WPeMatico
Payday loans appear to offer a way out of living paycheck to paycheck. But they’re incredibly expensive and often trap borrowers in a vicious cycle of debt, leading to long-term financial problems. Learn how they work and why it’s best to avoid them. The post What Is a Payday Loan and How Does It Work? […]
What Is a Payday Loan and How Does It Work? Read More »
The pandemic wreaked a specific kind of havoc on home remodeling. Swelling demand for construction projects collided with material and labor shortages, creating a home improvement traffic jam that has lasted into 2022. “The pandemic threw a very large wrench into everything, but in particular housing,” says Abbe Will, associate project director of the Remodeling…
Home Remodeling in 2022 Calls for Patience and Flexibility Read More »
Most students need to take out loans to pay for college. But deciphering financial aid award letters can be confusing. So when you’re choosing which type of federal student loan to use for college, it pays to know whether subsidized or unsubsidized loans offer the most benefits. The post Subsidized vs. Unsubsidized Loans — Differences
Subsidized vs. Unsubsidized Loans — Differences Between Them Read More »
Disclaimer: Upstart is not a financial advisor, the following content is for informational purposes only. Do you ever get that nagging feeling that maybe you could be getting a better deal on your auto loan? Refinancing a car loan won’t help in every case, but for many people, it could make a world of
Best Ways to Determine If Car Loan Refinancing Is Right For You Read More »
Student loan default starts the same way for everyone: a missed payment. Then, another. And another. Until nine total months — about 270 days — pass and your loan defaults. Three months later, it gets much worse. A debt collection agency now holds your debt, and you owe them the total balance of your loan…
Are You At Risk of Student Loan Default? Read More »
Student loan debt can be a huge burden that can take decades to pay off. On the bright side, if you’re looking for a way to pay off your student loans faster, there’s an app for that. These are the best apps to help you pay down your student debt faster. The post 9 Apps
9 Apps to Help Pay Off Student Loans Read More »
Defaulting on your student loans can be stressful, with daily calls from collection agencies, damage to your credit score, garnished wages, and claims against your property. Fortunately, there are options for getting out of default whether you have federal or private student loans. The post How to Get Out of Default on Student Loans appeared
How to Get Out of Default on Student Loans Read More »
Community college tuition and fees for local residents cost $3,800 on average for the 2021-2022 academic year, according to the College Board’s report Trends in College Pricing and Student Aid 2021. When accounting for books, room and board, transportation and other expenses, the average annual total cost of attending community college was estimated to be…
How Much Is Community College Tuition? Read More »
“Buy now, pay later” promises simple payment plans that can make financing your next purchase easy and affordable. These plans typically divide your total purchase into four equal installments with zero interest. The first installment is due at checkout, and the remaining three are due every two weeks until the loan is paid in full….
Avoid the Risks of Having Multiple Buy Now, Pay Later Loans Read More »
College is expensive, and grad school just means piling on even more debt. If you’re heading to grad school, you may be wondering how to reduce the overwhelming student loan debt. It starts with figuring out what to do with all those undergrad loans before taking on even more. The post The Pros and Cons
The Pros and Cons of Refinancing Student Loans Before Grad School Read More »
If you have bad credit, you won’t qualify for the best rates and terms on a personal loan, but you’re not entirely out of options. Many personal loan providers cater to people with bad credit — and the deal is often better than you’d expect. Learn about the best personal loans for bad credit. The
The Best Personal Loans for Bad Credit of 2022 Read More »
Many U.S. lenders only accept applications from U.S. citizens and permanent residents, making it harder for H1-B visa holders to fully participate in the U.S. banking and credit system. Learn about the best personal loans available to H1-B visa holders and holders of certain other work visas. The post The Best Personal Loans for H-1B
The Best Personal Loans for H-1B Visa Holders Read More »
Many Americans struggle with debt at one point or another. For some, it’s the result of adversity, like losing a job or getting hit with a medical bill. For others, though, debt can be cyclical and not tied to a specific circumstance. If you’re consistently taking on more debt than you can manage, financial therapists…
Financial Therapists: Look at Money Beliefs to Disrupt Debt Cycle Read More »
Skyrocketing tuition costs mean few students can avoid borrowing student loans. A To save the most money, it helps to borrow wisely. Federal loans are almost always best, but if you have to borrow private loans, it pays to compare these factors before signing. The post How to Compare Private Student Loan Offers — 10
How to Compare Private Student Loan Offers — 10 Factors to Evaluate Read More »
Mortgage points give homebuyers the option to “buy down” their interest rates by paying a fee upfront. Does it ever make sense to pay more at the settlement table to reduce your interest rate for the life of the loan? Learn about how mortgage discount points work and when they make sense. The post What
What Are Mortgage Discount Points and Should You Pay For Them? Read More »
Applying to college typically comes with some uncertainty, but this year’s applicants are tackling one additional question: What should you do when a pandemic has limited what goes into your college applications? Many extracurriculars, including sports and clubs, couldn’t go on during the pandemic. And many school districts across the country, recognizing the challenges the…
Transcript Gaps? A Strong College Application Remains Possible Read More »
Refinancing your mortgage can reduce your monthly payment, lower your interest rate, or change the structure of your loan from an adjustable-rate mortgage to a fixed-rate mortgage. Learn how to compare the refinance offers you receive during this process. The post How to Compare Mortgage Refinance Offers appeared first on Money Crashers. https://www.moneycrashers.com/how-to-compare-mortgage-refinance-offers/ #financialfreedom #money
How to Compare Mortgage Refinance Offers Read More »
Every year, millions of Americans enroll in colleges and universities, and about two-thirds of students borrow money to do so. If you’re considering a student loan or are already in student debt, it’s crucial to be well-informed. Read on for a guide to student loans, repayment, and deferments. The post What Are Student Loans and
What Are Student Loans and What Types Are Available? Read More »
Bad credit can happen for any number of reasons, and life rarely waits for your credit to improve. If you need to borrow money now, you have options — many online lenders offer installment loans to borrowers with limited or poor credit. Learn about the best online installment loans for bad credit. The post Best
Best Online Installment Loans for Bad Credit Read More »
Getting a mortgage can feel overwhelming. You have seemingly endless loan options, all of which read like a foreign language. If you’ve never taken out a mortgage before, or if you need a refresher, start with this overview of the types of mortgages to help you understand your loan options. The post Different Types of
Different Types of Mortgage Loans Compared Read More »
