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Given that Craigslist is one of the internet’s largest classified websites, it’s no surprise that it’s a popular platform for private-party car sales. Unfortunately, Craigslist can also be home to scams in the form of fake advertisements, bots posing as interested buyers, and other digital hustles. Be wary of giving your personal information to anybody… […]
Craigslist: Buy or Sell a Car Read More »
Student loan borrowers can use any relief they can get from the burden of student loan debt. Fortunately, most U.S. states and the District of Columbia have student loan repayment programs. Do you qualify for one? The post Student Loan Forgiveness Programs by State appeared first on Money Crashers. https://www.moneycrashers.com/student-loan-forgiveness-programs-by-state/ #financialfreedom #money #entrepreneur #business #finance
Student Loan Forgiveness Programs by State Read More »
The average American household had about $137,900 worth of debt in 2019, according to personal finance company NerdWallet. But not everyone is able to pay off their debts in full during their lifetimes — in fact, most people in the U.S. won’t. About 73% of American consumers will have some kind of outstanding debt when they die,
What Debts Are You Responsible After Someone’s Death Read More »
Title jumping is when someone purchases a car and then resells it without having titled it in their own name. Also known as floating a title, the practice is illegal. A title is a record of the vehicle’s ownership history kept by the state. Title jumping leaves no trace of the previous owner, leaving the…
Title Jumping: What It Is and How to Fix It for Your Car Read More »
There are several ways credit scores can affect our lives, including interest rates, how much credit we are allowed to borrow, and whether or not we are approved for a credit card or loan. Having… The post 5 Best Credit Builder Loans for 2022 appeared first on Crediful. https://www.crediful.com/best-credit-builder-loans/ #financialfreedom #money #entrepreneur #business #finance #investing
5 Best Credit Builder Loans for 2022 Read More »
BlockFi is a crypto lending platform that allows users to deposit or purchase cryptocurrency, and borrow against their holdings. It also offers a simple cryptocurrency exchange and a crypto wallet for storing your crypto. Learn the pros and cons of BlockFi and whether it’s right for you. The post BlockFi Review – Borrow Against Your
BlockFi Review – Borrow Against Your Crypto Holdings Read More »
The “buy now, pay later” transaction is simple: Shoppers are offered an installment loan at the point of purchase, spreading the cost of the product across several payments. They’re often available without a credit check. Buy now, pay later financing has become a go-to payment method at most major retailers for everything from clothing and…
Is ‘Learn Now, Pay Later’ Just Another Student Debt Trap? Read More »
A co-borrower, or co-applicant, is someone who applies for financing with another person. Co-borrowers have a shared interest in the debt and are equally responsible for making the payments. In addition to joint responsibility, co-borrowers also share ownership of the funds and any asset purchased using the loan, like a house or car. Find out
What Is a Co-Borrower? Read More »
Medical bills are a major driver of consumer debt. They can also contribute to financial distress, up to and including bankruptcy. But do they affect your credit score? Learn if, when, and how medical bills could negatively impact your credit. The post Does Medical Debt Affect Your Credit Score? appeared first on Money Crashers. https://www.moneycrashers.com/does-medical-debt-affect-your-credit-score/
Does Medical Debt Affect Your Credit Score? Read More »
TrueCar offers a treasure trove of information for car shoppers, from extensive rankings and detailed vehicle reviews to helpful pricing analyses. The app stands out with its “best of” lists that allow buyers to look for everything from the roomiest cars for tall people to the best supercharged and turbocharged cars. TrueCar also tells you…
TrueCar App Review: Find a Car Read More »
It’s time for your teen to buy a car. You’ll want to set some ground rules. The last thing you want is to put your child into the driver’s seat of the wrong car. The best way to avoid disagreements is to set clear expectations and boundaries with your teen before the car browsing begins….
When Your Kid Wants to Buy a Car, Don’t Take a Back Seat Read More »
New to credit and need a loan? Skip payday loans for better options, including credit unions, secured loans, wage advances, and more.New to credit and need a loan? Skip payday loans for better options, including credit unions, secured loans, wage advances, and more. The post No credit? No problem. How to get a loan with
No credit? No problem. How to get a loan with no credit score Read More »
On the right home, solar panels can substantially reduce monthly electricity bills, but they cost thousands of dollars upfront. If you don’t have cash to pay for them but want to take advantage of the federal tax credit, financing may be the way to go. Here’s how to tell if solar panels will save you…
How to Finance Solar Panels Read More »
Summer is the season to hit the great outdoors, and having a new toy, like a boat or RV, is a dream for many people. But with interest rate hikes, spikes in the cost of oil and general economic uncertainty, you may be hesitant to make a big purchase right now. Financing options, such as…
How to Pay for Summer Fun: Financing Boats, RVs and More Read More »
Inflation has come down especially hard on people already struggling to put gas in their tanks and groceries in their refrigerators. For many, a payday loan may seem like the only way to get necessary cash. In recent years, however, as more states set restrictions on risky, short-term loans, new lenders offering lower-cost small loans…
New Laws, Lenders Boost Access to Affordable Small Loans Read More »
While mass student loan cancellation from the federal government could still be a reality, it also may amount to nothing but wishing and hoping. Fortunately, plenty of programs already exist to help you eliminate your student loans. The post Student Loan Forgiveness Programs That Discharge or Reduce Debt appeared first on Money Crashers. https://www.moneycrashers.com/student-loan-forgiveness-programs/ #financialfreedom
Student Loan Forgiveness Programs That Discharge or Reduce Debt Read More »
In a contract for deed transaction, the buyer skips the traditional mortgage lender and works out a deal directly with the seller. That sounds great on paper, but contract for deed sales have plenty of downsides. Learn more about this unusual type of real estate deal. The post Contract for Deed – Meaning, Pros &
Contract for Deed – Meaning, Pros & Cons of This Real Estate Agreement Read More »
Just because the federal student loan payment pause sounds like a good deal doesn’t necessarily mean it is. Should you take advantage of the program to free up room in your budget or keep making progress on your loans? The answer depends on your individual goals and circumstances. The post Should I Stop Paying My
Should I Stop Paying My Student Loans While Interest Rates Are 0%? Read More »
Private-party auto loans help you pay for a car you buy from an individual, such as a family member or on Craigslist. When you purchase a car from a private seller, you won’t have a car dealership finance department to set up financing. You can find private-party auto loans at banks, credit unions and online…
What Is a Private Party Auto Loan? Read More »
Electricians typically work in various locations such as homes, businesses, factories and construction sites to install, maintain and repair electrical power, communications, lighting and control systems. Electricians need a high school diploma before entering into a paid apprenticeship program that typically lasts four or five years. Electricians will also need to be licensed to work…
How to Become an Electrician Read More »
