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Several lenders use alternative data that goes beyond credit scores; if your credit is bad or limited, you could still get a great rate.Several lenders use alternative data that goes beyond credit scores; if your credit is bad or limited, you could still get a great rate. The post Best No-Credit-Check Loans that Use Alternative […]
Best No-Credit-Check Loans that Use Alternative Credit Data Read More »
Full student loan forgiveness could be closer than you think under temporary rules for Public Service Loan Forgiveness, or PSLF — but time is running out to apply. “They should rush to get this done because the program is far more inclusive than it’s ever been in the past,” says Kristen Ahlenius, an accredited financial…
Time’s Almost Up to Apply for Bigger Student Loan Forgiveness Read More »
Don’t expect car prices to drop significantly anytime soon. Instead, new-vehicle prices — already at record highs — will remain elevated, automotive experts say. At the same time, used-vehicle pricing should moderate as the Federal Reserve continues raising interest rates to curb inflation. Analysts are closely tracking vehicle demand, with consumer sentiment low amid signs…
When Will the Car Market Return to Normal? Read More »
When it comes to the cost of car batteries, electric vehicles take the trophy for the most expensive type. Depending on the make and model of your vehicle, a battery can run you between $4,000 and $20,000. If you own your electric vehicle long enough to need to replace the battery, this maintenance will be…
How Much Do Electric Car Batteries Cost? Read More »
Cars are expensive, so most buyers finance them. They use auto loans to do that. But an auto loan adds a new set of wrinkles to the already annoying car buying process. To avoid getting taken for a ride on your next car purchase, learn how auto loans work and how to avoid their pitfalls.
What Is an Auto Loan and How Does Financing a Car Work? Read More »
You’ve probably heard the horror stories of crazy-high battery replacement costs for electric cars. Fears of battery failure, limited range and high purchase prices might make you wonder if buying a used EV is a smart decision. This answer is, it depends — it depends on the condition of the EV you choose and how…
Is a Used Electric Vehicle a Bargain or a Trap? Read More »
[mu30_js name=”toc” skip= “5 6 8 9 11 12 13 15 16 19 20 21 22”] Poor credit is that status no one wants to be in voluntarily. But sometimes it happens to the best of us. It can be due to pure financial mismanagement, but it can just as easily be the result of
Best Personal Loans for Bad Credit Read More »
A new car starter can cost $70 to $425, and installing it can cost you several hundred dollars to $1,000 or more. The final cost will depend on your car, where you buy the starter and how you install it. If you research and consider your choices, you can likely find an option that will…
How Much Does a Car Starter Cost? Read More »
If you need an emergency loan for bad credit (a score below 620) these lenders offer better alternatives to payday loans.If you need an emergency loan for bad credit (a score below 620) these lenders offer better alternatives to payday loans. The post Best Emergency Loans for Bad Credit appeared first on Money Under 30.
Best Emergency Loans for Bad Credit Read More »
It’s no secret that the cost of college has increased faster than the rate of inflation for many years. According to The College Board, inflation-adjusted tuition at four-year, public universities has increased 158% between 1991-92 to 2021-22. So while it may have been easier for previous generations to pay for college with scholarships and a
How to Qualify for Student Loan Forgiveness in 2022 Read More »
If asked to picture a payday lender, you might think of a storefront in a strip mall with green dollar signs and neon slogans like “everyday’s payday.” You probably don’t picture a mobile app that advertises on TikTok and sports a colorful logo. But cash advance apps like Earnin and Dave provide advances with the…
Cash Advance Apps vs. Payday Loans: Which Is Better? Read More »
Hundreds of thousands of borrowers made payments on their federal student loans since forbearance began in March 2020, taking advantage of the opportunity to pay down their balances. Now that the White House has announced plans to cancel up to $20,000 in student loan debt, some of those borrowers may be wondering how to get…
Should You Ask for a Refund on Student Loan Payments? Read More »
Knowledge is power. And knowing when credit card issuers report to credit agencies gives you critical information that can help boost your credit score. This is especially important if you’re building credit or working toward a specific financial goal. The post When Do Credit Card Companies Report to Credit Bureaus? appeared first on Money Crashers.
When Do Credit Card Companies Report to Credit Bureaus? Read More »
The requirements for refinancing a car are similar to requirements for getting a car loan in the first place. Refinancing your car is really just replacing your current car loan with a new one, with a goal of lowering your interest rate, reducing your monthly payment or possibly paying off your loan sooner. Refinance lenders…
What Are the Requirements to Refinance a Car Loan? Read More »
Search the internet for “student debt stories,” and you’ll easily find dozens of anxiety-ridden tales of student loan borrowers struggling to keep up with enormous debt balances that have swelled out of control due to compounding interest. Very few of those stories, however, end in total debt forgiveness. But that’s exactly what happened with Kristin…
How I Got My Student Loans Forgiven: Legal Director in D.C. Read More »
Car inspections are not only part of maintaining a car — in some states, they’re required for car registration. But they can also pop up when you’re looking to purchase a used car. How much you’ll pay out-of-pocket for an inspection depends on the type you need, the state in which you live and the…
How Much Does a Car Inspection Cost? Read More »
Adjustable-rate mortgages are great during the low-rate introductory period. But what happens when the fixed rate expires and starts adjusting? Often, that means higher monthly payments. Find out when it makes sense to refinance your ARM into a loan with a lower fixed rate. The post Should I Refinance My ARM to a Fixed-Rate Mortgage?
Should I Refinance My ARM to a Fixed-Rate Mortgage? Read More »
Inflation has been battering family budgets all summer long, and the latest line item to take a hit is school supplies. According to the National Retail Federation, which released its annual back-to-school survey in July 2022, shoppers have been feeling the pressure, cutting back on spending in other categories and working longer hours to cover the…
Should You Buy Now, Pay Later for Back-to-School? Read More »
Auto dealerships make a lot of money off financing. Mostly, they act as intermediaries to connect their customers with banks and credit unions, earning either a flat fee for each loan referral, a percentage of the loan amount, or a portion of the interest. Some loans make a dealer very little, $100 or even less,…
Do Car Dealers Make Money Off Financing? Read More »
A market adjustment on a new car is simply added profit. The dealership believes demand for the vehicle supports a price higher than the manufacturer-suggested retail price on the government-mandated Monroney window sticker. The practice goes by several other names: Added dealer markup, or ADM. Added dealer profit, or ADP. Adjusted market value. You’ll find…
What Is a Market Adjustment on a Car? Read More »
