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Though they all may just look like a piece of plastic, not all credit cards are the same. For example, there are secured credit cards and unsecured credit cards. But how are they different beneath the surface and how do you choose a secured vs. unsecured credit card? So what’s the difference between a secured […]
Secured vs. Unsecured Credit Cards Explained: Which Is Right For You? Read More »
It can be challenging to qualify for a rewards credit card without a security deposit when you have bad credit. In most instances, your best option is applying for a secured credit card where your credit limit is the same amount as your refundable security deposit. Depending on which card you apply for, it may
Tomo Credit Card Review Read More »
Life changes, and so do your spending needs. If you’re looking for a new credit card, upgrading or downgrading your current card could be the right choice. Learn how to find out if you’re eligible and how to execute the change if you are. The post How to Upgrade or Downgrade Your Credit Card appeared
How to Upgrade or Downgrade Your Credit Card Read More »
The Chase Sapphire Preferred® card has high eligibility requirements, including a 700+ credit score and meeting Chase’s 5/24 rule.The Chase Sapphire Preferred® card has high eligibility requirements, including a 700+ credit score and meeting Chase’s 5/24 rule. The post Chase Sapphire Preferred®: Who is eligible for the most popular travel rewards card on the market?
So you’ve been approved for a credit card, you’ve received it in the mail, maybe you’ve even opened the envelope — but what happens if you don’t activate it for some reason? Short term, maybe not much, especially for cards with no annual fee. You could keep the card in your sock drawer, never bothering…
What Happens If You Don’t Activate Your Credit Card? Read More »
Is your credit score (aka FICO score) between 600-649? Read our article for a list of the best credit cards that you’ll qualify for.Is your credit score (aka FICO score) between 600-649? Read our article for a list of the best credit cards that you’ll qualify for. The post Best credit cards if your FICO
Best credit cards if your FICO score is between 600 and 649 Read More »
PenFed offers four credit cards; some are more worthwhile than others. Check out our article to find out which PenFed credit card is best.PenFed offers four credit cards; some are more worthwhile than others. Check out our article to find out which PenFed credit card is best. The post PenFed credit card options: an in-depth
PenFed credit card options: an in-depth look Read More »
If you know what you’re doing, you can save a lot of money by using airline miles and points. But you have to know how to use them the right way — and earn them efficiently. Follow these tips and tricks to make the most out of your travel loyalty currency. The post How to
How to Get the Most Out of Your Airline Miles and Points Read More »
By now, your wallet is probably feeling the effects of rising costs of gas, food and other essentials. While you can’t dodge inflation, it’s possible to strategize and keep more money from getting away. If you celebrate Easter, Ramadan or Passover, or plan on going on spring break, the expenses may be higher this month….
NerdWallet’s Best Credit Card Tips for April 2022 Read More »
The Chase Sapphire Preferred® Card is once again boosting its offer for new applicants by 20,000 points, meaning it’s now worth $1,000 when redeemed for travel through Chase. As of April 14, 2022, new applicants will be eligible for the following offer: Earn 80,000 bonus points after you spend $4,000 on purchases in the first…
Chase Sapphire Preferred Hikes Bonus, Now Worth $1,000 (Limited Time) Read More »
The Prosper Card, issued by Coastal Community Bank, was created for consumers who are working to establish credit. According to a Prosper representative, 80% of cardholders have a credit score below 660. Unlike most cards geared toward this group, however, it’s not a secured credit card, so it doesn’t require a security deposit. This makes…
5 Things to Know About the Prosper Card Read More »
The interest you pay on your credit card is calculated based on the APR of the account and your account balance. But the balance your card issuer uses in the interest calculation isn’t the balance shown on your statement. Instead, it’s the average daily balance for the billing period. The credit card issuer calculates the…
Average Daily Balance Credit Card Calculator Read More »
Unpaid balances on credit cards can quickly build on themselves. Knowing the factors that contribute to the interest rate you’re paying is key to lowering your rate. Learn how to calculate your credit card interest rate — and why it’s so important to pay off those balances as quickly as you can. The post How
How to Calculate Your Monthy Credit Card Interest Charges Based on APR Read More »
Applying for a credit card is usually pretty easy. But it helps to be aware of what information you need to provide. That way, you’ll know what to expect and can quickly learn whether you’re approved. » MORE: How to apply for a credit card so you’ll get approved What questions will I be asked…
How to Apply for a Credit Card: Questions You’ll Be Asked Read More »
Online shopping is convenient, but it does have risks, namely that someone will steal your credit card information. A virtual credit card number is an easy and low-cost way to protect your real credit card number and avoid unauthorized transactions. The post What Is a Virtual Credit Card Number and How Does It Protect You?
What Is a Virtual Credit Card Number and How Does It Protect You? Read More »
Truist Bank — a merger of former banks SunTrust Bank and BB&T — offers a suite of credit card products that include cash back, travel and secured card options: Enjoy Cash credit card, $0 annual fee. Enjoy Travel credit card, $0 annual fee. Future credit card, $0 annual fee. Enjoy Cash Secured credit card, $19 annual fee….
5 Things to Know About Truist Credit Cards Read More »
Sure, thousands of credit cards offer cash back or travel rewards, but a smaller subset of cards are designed to speak to your passions. They may not be as rewarding as some of the more conventional credit cards available, but what you’ll lack in points, you’ll make up for in heart. In some cases, these…
5 Quirky Credit Cards That Actually Exist Read More »
Even if you’re aware of the benefits, opening your first credit card can be intimidating. From navigating what spending means for your credit score to understanding how interest rates work — if you’re considering applying for a credit card, it’s important to understand how credit cards work to avoid unnecessary charges or even debt. But
Credit Card 101: How Do Credit Cards Work Read More »
Many popular credit cards from well-known issuers offer valuable benefits and rewards. But there are some lesser-known cards — whether they’re from smaller banks or credit unions, or simply just less-heralded products from bigger players — that come with rare but impressive perks that few other cards offer. The following cards feature some hard-to-find benefits, like…
8 Under-the-Radar Credit Cards With Hard-to-Find Perks Read More »
