Credit Cards

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Here’s How U.S. Credit Card Debt Has Changed in Five Years

Here’s How U.S. Credit Card Debt Has Changed in Five Years

When convenience is the priority, credit cards are king. The 2-by-3-inch plastic rectangle transformed how American consumers shop: With one swipe, people can buy dinner, cover unexpected or urgent expenses at the last minute, or finance a large household purchase. Credit cards can also be an effective way to build your credit by establishing a […]

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Destiny Card Review: Rebuild Your Credit without a Security Deposit

Destiny Card Review: Rebuild Your Credit without a Security Deposit

When you have no credit, limited credit, or bad credit – you don’t have many options for credit cards. To establish or build credit, you may have to rely on credit builder products and services first. Some are over priced. Some are ineffective. And some are both! If you’ve been considering the Destiny Mastercard, we

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What Is Credit Card Churning?

What Is Credit Card Churning?

Credit card churning is the strategy of opening multiple credit cards in order to collect tons of rewards. But churning isn’t risk free.Credit card churning is the strategy of opening multiple credit cards in order to collect tons of rewards. But churning isn’t risk free. The post What Is Credit Card Churning? appeared first on

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How To Build Credit the Right Way

How To Build Credit the Right Way

Wondering how to build credit from scratch? Worried you haven’t started building credit yet? Here is what you need to know to build good credit for the first time.There are a number of ways to build credit quickly without going into debt. Compare cosigners, starter credit cards, credit-builder loans, and other options. The post How

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Travel Hacking 101: Which Card Should I Get First?

Travel Hacking 101: Which Card Should I Get First?

Maximizing the benefits of travel credit cards can unlock those dream trips you’ve always been thinking about.Maximizing the benefits of travel credit cards can unlock those dream trips you’ve always been thinking about. The post Travel Hacking 101: Which Card Should I Get First? appeared first on Money Under 30. https://www.moneyunder30.com/travel-hacking #financialfreedom #money #entrepreneur #business

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5 Things to Know About the Walgreens Credit Card

5 Things to Know About the Walgreens Credit Card

The myWalgreens™ Mastercard® tailors its rewards toward health and wellness for frequent customers of the Walgreens drugstore chain, as well as of its New York-based sibling chain, Duane Reade. With the $0-annual-fee card, issued by Synchrony, you earn rewards on purchases, as well as by participating in health challenges. There is also a bonus offer…

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What Is a Credit Card and How Do Interest Rates (APR) Work?

What Is a Credit Card and How Do Interest Rates (APR) Work?

Credit cards can reward you handsomely when you use them responsibly. But they also come with special risks, including eye-watering interest rates that can quickly trap you in a spiral of debt. Learn how credit cards work and how to avoid their pitfalls. The post What Is a Credit Card and How Do Interest Rates

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How to Dispute a Credit Card Charge

How to Dispute a Credit Card Charge

People love credit cards for the rewards points and generous welcome bonuses they offer. But the good feelings can dissipate quickly if you become a victim of fraud. These days, when credit card fraud is so prevalent, it’s crucial that you know how to dispute a credit card charge. But while some laws give consumers

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Here’s How I Fly First Class for (Almost) Free

Here’s How I Fly First Class for (Almost) Free

You know what’s the worst? Flying to another continent in a seat with such sparse legroom that you can rest your chin on your knees.You know what’s the worst? Flying to another continent in a seat with such sparse legroom that you can rest your chin on your knees. The post Here’s How I Fly

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Is it worth opening a credit card just for the sign-up bonus?

Is it worth opening a credit card just for the sign-up bonus?

With credit card sign-up bonuses hovering around $1,000 these days, you might be wondering: is it worth getting one just for the bonus?With credit card sign-up bonuses hovering around $1,000 these days, you might be wondering: is it worth getting one just for the bonus? The post Is it worth opening a credit card just

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Secured vs. Unsecured Credit Cards Explained: Which Is Right For You?

Secured vs. Unsecured Credit Cards Explained: Which Is Right For You?

Though they all may just look like a piece of plastic, not all credit cards are the same. For example, there are secured credit cards and unsecured credit cards. But how are they different beneath the surface and how do you choose a secured vs. unsecured credit card? So what’s the difference between a secured

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How to Upgrade or Downgrade Your Credit Card

How to Upgrade or Downgrade Your Credit Card

Life changes, and so do your spending needs. If you’re looking for a new credit card, upgrading or downgrading your current card could be the right choice. Learn how to find out if you’re eligible and how to execute the change if you are. The post How to Upgrade or Downgrade Your Credit Card appeared

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Chase Sapphire Preferred®: Who is eligible for the most popular travel rewards card on the market?

Chase Sapphire Preferred®: Who is eligible for the most popular travel rewards card on the market?

The Chase Sapphire Preferred® card has high eligibility requirements, including a 700+ credit score and meeting Chase’s 5/24 rule.The Chase Sapphire Preferred® card has high eligibility requirements, including a 700+ credit score and meeting Chase’s 5/24 rule. The post Chase Sapphire Preferred®: Who is eligible for the most popular travel rewards card on the market?

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What Happens If You Don’t Activate Your Credit Card?

What Happens If You Don’t Activate Your Credit Card?

So you’ve been approved for a credit card, you’ve received it in the mail, maybe you’ve even opened the envelope — but what happens if you don’t activate it for some reason? Short term, maybe not much, especially for cards with no annual fee. You could keep the card in your sock drawer, never bothering…

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Best credit cards if your FICO score is between 600 and 649

Best credit cards if your FICO score is between 600 and 649

Is your credit score (aka FICO score) between 600-649? Read our article for a list of the best credit cards that you’ll qualify for.Is your credit score (aka FICO score) between 600-649? Read our article for a list of the best credit cards that you’ll qualify for. The post Best credit cards if your FICO

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PenFed credit card options: an in-depth look

PenFed credit card options: an in-depth look

PenFed offers four credit cards; some are more worthwhile than others. Check out our article to find out which PenFed credit card is best.PenFed offers four credit cards; some are more worthwhile than others. Check out our article to find out which PenFed credit card is best. The post PenFed credit card options: an in-depth

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How to Get the Most Out of Your Airline Miles and Points

How to Get the Most Out of Your Airline Miles and Points

If you know what you’re doing, you can save a lot of money by using airline miles and points. But you have to know how to use them the right way — and earn them efficiently. Follow these tips and tricks to make the most out of your travel loyalty currency. The post How to

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NerdWallet’s Best Credit Card Tips for April 2022

NerdWallet’s Best Credit Card Tips for April 2022

By now, your wallet is probably feeling the effects of rising costs of gas, food and other essentials. While you can’t dodge inflation, it’s possible to strategize and keep more money from getting away. If you celebrate Easter, Ramadan or Passover, or plan on going on spring break, the expenses may be higher this month….

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