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Robinhood Gold Card Review 2024

Robinhood Gold Card Review 2024

The post Robinhood Gold Card Review 2024 appeared first on Millennial Money. In 2024, Robinhood announced the launch of its first credit card, the Robinhood Gold Card. With a rewarding flat rate across all spending categories and increased cashback on travel, we think this card is worth considering, especially if you’re already a Robinhood Gold […]

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How to Cancel a Credit Card without Lowering Your Credit

How to Cancel a Credit Card without Lowering Your Credit

If you no longer need a credit card, your intuition would tell you to cancel it. Cut up the card and toss the pieces in the trash. But canceling a card can lower your credit score because of how the credit score calculation. If you no longer need a credit card, here’s how to safely

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If I Pay Off My Credit Card in Full, Will My Credit Go Up?

If I Pay Off My Credit Card in Full, Will My Credit Go Up?

For U.S. consumers, having “good credit” or a good credit score is everything. Black marks on your credit report can prevent you from acquiring rental housing, certain jobs, or student loans – and cost you thousands of dollars in higher interest for your mortgage, medical loans, vehicle loans, and other lines of credit. Yet for

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What Is a Convenience Fee on a Credit Card?

What Is a Convenience Fee on a Credit Card?

Merchants may charge a convenience fee when you pay with a nonstandard payment option, such as a credit card, or use a certain payment channel, such as your phone. Merchants may charge a convenience fee to discourage the use of credit cards, which are often more expensive to accept than other payment methods. While the

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The Best Credit Cards for Moving

The Best Credit Cards for Moving

Moving can be an expensive endeavor, costing thousands of dollars in some instances. Depending on your situation, you may need to shell out for movers, new furniture, travel expenses and more. Before you start planning your move, consider how getting a new credit card could help you save money or earn more rewards on your

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What Is Credit Card Shimming?

What Is Credit Card Shimming?

Credit card shimming is a technique used by identity thieves to steal credit card data. It’s done by placing a small device on a payment terminal that scans your card’s microchip and stores card information. Data from the device can then be downloaded and used to commit fraud. While shimming is a common threat, especially

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Joint Credit Card Accounts: 2024 Guide

Joint Credit Card Accounts: 2024 Guide

When you take a big step in your relationship – like getting married – it’s natural to merge your finances together. This is known in the financial world as joint ownership. Joint ownership is very common, especially for spouses or trusted partners. Being joint owners on a checking account, savings account, or home loan is

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What Is An Unsecured Credit Card?

What Is An Unsecured Credit Card?

An unsecured credit card is what you typically think of when someone mentions the term, “credit card”. It allows you to make large purchases and pay them back over time. They also often come with rewards programs like air miles and cashback. Because it’s ‘unsecured’, credit card issuers won’t ask you to put down any

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How to Get a Business Credit Card with an EIN Only

How to Get a Business Credit Card with an EIN Only

Business credit cards can be an excellent tool for a business owner. In addition to allowing you to purchase essential items for your business, you can also keep your business expenses and personal finances separate. As a business owner, this is vital for your financial and tax records. However, when applying for a business credit

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How Much Available Credit Should I Have?

How Much Available Credit Should I Have?

Credit utilization is one of the most important factors contributing to your credit score. Your credit utilization ratio refers to how much available credit you have at a given time. Credit utilization is critical because it signals to lenders whether you can use credit responsibly and pay your debts. In fact, credit experts say that

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What Happens if You Overpay Your Credit Card?

What Happens if You Overpay Your Credit Card?

The majority of Americans have credit cards and utilize them regularly. When paying your credit card balance, sometimes an overpayment on your account can happen, and people are left wondering, “What happens if you overpay your credit card”? This article will explain what an overpayment is, why it happens, and what to do about it.

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