Budgeting

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What to Do About Those Mind-Boggling Gas Prices

What to Do About Those Mind-Boggling Gas Prices

Whenever you stop at the gas station to refill your car these days, you get a little lesson on budgeting and how the economy works. Gas prices have been steadily rising for months, a trend doesn’t look like it will end any time soon. The increasing prices are a top concern for U.S. consumers, who […]

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Why Are Gas Prices So High?

Why Are Gas Prices So High?

If you filled up at the pump lately, you probably experienced a bit of sticker shock. Gas prices are soaring across the country, and while most people assume this increase is due to the Russian invasion of Ukraine, the answer is a little more nuanced. While the situation in Ukraine has certainly contributed, gas prices

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Checking Account vs. Saving Account: What’s the Difference?

Checking Account vs. Saving Account: What’s the Difference?

When you’re looking for a bank account, you might be wondering what the difference is between a checking and savings account. At financial institutions, such as banks and credit unions, you can open both types of account, and you might find a place for both in your financial plan. Read on for a dive into

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Love and Money: 5 Ways Couples Can Work Together on Finances

Love and Money: 5 Ways Couples Can Work Together on Finances

It may not be the most romantic topic, but how you manage your money together is the beating heart of a solid relationship. And it’s common to clash with your partner over money. Of married or cohabitating couples polled, 70% said that they had gotten into a disagreement with their partner over finances in the

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How to Spoil Your Gals Without Breaking Your Wallet’s Heart

How to Spoil Your Gals Without Breaking Your Wallet’s Heart

As a holiday, Valentine’s Day is kind of a mixed bag. On one hand, it serves as a reminder to appreciate our significant others and the value of romance. On the other hand, the modern iteration of Valentine’s Day was essentially created to sell greeting cards. Oh, and it also tends to make single people

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Building Financial Freedom and Wealth in the Black Community

Building Financial Freedom and Wealth in the Black Community

It’s Black History Month, a time to celebrate and support the Black community, while also reflecting on the financial obstacles faced by Black Americans.  In recent years, the history of racism towards Black Americans has received increasing attention, with companies and politicians making promises to address the many injustices still facing this demographic. Meanwhile, the

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Stash’s 2022 Financial Checklist

Stash’s 2022 Financial Checklist

The new year is a perfect time to reflect on what you’d like to do differently in the coming year, particularly when it comes to your finances. And 2022 is bound to bring surprises, especially as the economy deals with new variants of Covid-19, surging inflation, and interruptions to supply chains. But there are some

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What Happens When Stimulus Money Runs Out?

What Happens When Stimulus Money Runs Out?

A savings surge caused by the Covid-19 pandemic is reportedly turning into a slump.  Median household checking account balances have fallen since the last stimulus payments that went out in the spring of 2021, according to Moody’s Analytics.  Over the last few months, as Covid-19 vaccines have rolled out, people have started returning to work

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5 Tips for Saving Money on Black Friday and Cyber Monday

5 Tips for Saving Money on Black Friday and Cyber Monday

Black Friday and Cyber Monday, two of the biggest shopping days of the year, are just around the corner. These are the days immediately following Thanksgiving, when consumers typically do the majority of their holiday shopping.  In 2020, holiday shopping arrived while the Covid-19 pandemic was in full swing, and before the widespread rollout of

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6 Budget Friendly Ways to Support Small Businesses

6 Budget Friendly Ways to Support Small Businesses

When it comes to helping out small businesses, cash is king. The best way to make sure your local mom-and-pop bookstore or coffee shop stays in business is by shopping there as possible. But for those of us on a budget, extravagant spending sprees aren’t always an option. So let’s take a look at some

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New Tech is Coming! Here’s What’s Worth Budgeting For

New Tech is Coming! Here’s What’s Worth Budgeting For

Apple’s recent announcement of the new iPhone 13 is one of several new tech items that have been announced or introduced recently. The Google Pixel 6 and the Samsung Galaxy S22 are two other phones that you might have your eye on. In addition to new phones, there are plenty of laptops, TVs, wearable items

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Getting Smart About Holiday Shopping for 2021

Getting Smart About Holiday Shopping for 2021

If you traditionally start your holiday shopping during Thanksgiving weekend, you may want to reset your thinking—and your calendar—and move the date up this year. The COVID-19 outbreak has disrupted the world’s supply chains, causing delays in the manufacturing of goods, shipping them out, and delivering them to consumers. Because of product shortages, your gift-buying

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Understanding Student Loan Forgiveness

Understanding Student Loan Forgiveness

If you’re one of the millions of Americans with student debt, you may be curious if you qualify for student loan forgiveness, and how to apply for it.  Student loan forgiveness programs allow  the government to eliminate some or all of the federal debt that a student owes, meaning that they’re no longer responsible for

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How Much to Spend on Gifts This Holiday Season

How Much to Spend on Gifts This Holiday Season

Holiday spending can be a delicate subject. No one wants to be the least generous gift-giver in their family or group of friends, but just about everyone is looking for ways to cut back on holiday expenses. Finding that balance requires some finesse, but determining your holiday budget doesn’t have to be a guessing game.

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How to Manage Your Budget (and Credit) During the Holidays

How to Manage Your Budget (and Credit) During the Holidays

The holiday season can be tough on spending—it can drain your bank accounts and leave you in debt. But it’s a struggle that can be avoided with some proper financial planning. Create a holiday budget Many people don’t plan for extra holiday expenses. In fact, the average U.S. consumer racked up about $1,300 on credit

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Stash’s Guide For Holiday Spending (and Avoiding Debt!)

Stash’s Guide For Holiday Spending (and Avoiding Debt!)

It’s the season for giving, but that doesn’t mean you should be left with nothing in the bank.  Shoppers are expected to spend 5% more during the holidays in 2021 compared to 2020. Retailers are on track to spend $1,463 per household throughout the holiday season, including $501on gifts. Holiday shopping also often means that

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Gen Z: Here’s how You Can Become a Super Saver

Gen Z: Here’s how You Can Become a Super Saver

Gen Z is comfortable, confident, and saving more than ever for retirement. That’s according to Principal Financial Group’s recent survey of “super savers,” people who contribute 90% or more of the maximum amount possible to employer-sponsored plans, or who made a contribution of 15% or more to those accounts from their paychecks. Employer-sponsored plans, which

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How to Spend Less on Your Wedding Dress

How to Spend Less on Your Wedding Dress

Truth: A custom wedding dress fitted to your exact measurements can cost a lot of money. (The average price is $1,631 as of 2021, according to Brides.) The fabric, embellishments, design, and craftsmanship all play a role in the price.  Whether you love the look of a big ball gown or prefer an elegant sheath,

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