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Holiday spending can be a delicate subject. No one wants to be the least generous gift-giver in their family or group of friends, but just about everyone is looking for ways to cut back on holiday expenses. Finding that balance requires some finesse, but determining your holiday budget doesn’t have to be a guessing game. […]
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The holiday season can be tough on spending—it can drain your bank accounts and leave you in debt. But it’s a struggle that can be avoided with some proper financial planning. Create a holiday budget Many people don’t plan for extra holiday expenses. In fact, the average U.S. consumer racked up about $1,300 on credit
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It’s the season for giving, but that doesn’t mean you should be left with nothing in the bank. Shoppers are expected to spend 5% more during the holidays in 2021 compared to 2020. Retailers are on track to spend $1,463 per household throughout the holiday season, including $501on gifts. Holiday shopping also often means that
Stash’s Guide For Holiday Spending (and Avoiding Debt!) Read More »
Gen Z is comfortable, confident, and saving more than ever for retirement. That’s according to Principal Financial Group’s recent survey of “super savers,” people who contribute 90% or more of the maximum amount possible to employer-sponsored plans, or who made a contribution of 15% or more to those accounts from their paychecks. Employer-sponsored plans, which
Gen Z: Here’s how You Can Become a Super Saver Read More »
Truth: A custom wedding dress fitted to your exact measurements can cost a lot of money. (The average price is $1,631 as of 2021, according to Brides.) The fabric, embellishments, design, and craftsmanship all play a role in the price. Whether you love the look of a big ball gown or prefer an elegant sheath,
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Paper checks are almost extinct. But not quite. It’s still critical to know how to write one. Some people still prefer them because of the paper trail they leave and the fees associated with accepting credit and debit cards. Fortunately, writing a check is simple once you understand how it works. The post How to
How to Write a Check – 6 Steps to Fill Out a Check Read More »
At online retailers and at registers these days, you may encounter the option to pay with a service known as “Buy Now Pay Later” (BNPL). It’s another way to pay, that doesn’t rely on credit or debit cards, or even cash. Buy Now Pay Later services provide loans to consumers, letting them pay for something
Buy Now Pay Later: How it Works and What You Should Know Read More »
Starting a regular budget is one of the best things that you can do to improve your overall financial health. But one of the most important ways to stay financially disciplined is to STICK to your budget. This is one of the hardest things to do, and anyone that tells you that they never go
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Younger consumers are flocking to a new type of payment called Buy Now Pay Later (BNPL), which allows them to pay in installments for things they need and want. According to a July 2021 analysis conducted by Stash of more than 700,000 customers, BNPL usage increased more than four times in the seven months from
Stash Survey Finds More People are Using Buy Now Pay Later Read More »
On average, Americans may spend about $18,000 a year on non-essential items, also known as discretionary spending, according to one 2019 study. While it’s important to spend on things that give you pleasure—whether it’s a cable subscription or take out once in a while—this kind of spending can get out of hand quickly if you’re
Making Room for Discretionary Spending in Your Budget Read More »
Challenges are a great tool for testing out a behavior change. Whether you’re trying to eat clean, meditate every day, or just be more active, 30 days is just long enough to test your willpower without breaking it. No spend challenges are an increasingly popular version of this idea, and September is the month where
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With Covid-19 federal student loan relief scheduled to end on January 31, 2022, you might be wondering what you can do to reduce your student loan payments. One consideration is consolidating your student loans, which can potentially lower your interest rate and the amount you owe each month. But it’s important to know some of
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Decades ago, an engaged couple probably never had to agonize about asking their parents to help pay for their wedding. It was understood that the bride’s parents would pick up the tab in its entirety, from the champagne toast to the favors nobody really wanted. (This was at a time when the only people getting
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It’s easy to get caught up in the excitement of wedding planning. Things like the venue, decor, food, and attire can make it a truly magical time — until the bill arrives. Before viewing locations or booking your photographer, you need to create a wedding budget. Just follow these simple steps. How to Make a
How to Make a Wedding Budget – 6 Essential Steps for Planning Costs Read More »
If you’re a member of the military, it’s likely you often take big risks in the service of your country. So it can be especially critical for you to have a financial plan. In fact, the nearly 1.3 million active members of the military have a special set of circumstances that they have to keep
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Your early adult years can be full of ups and downs, whether it’s worrying about grades or trying to carve out an identity, and forge a career path. For those who identify as LGBTQ+, that stress can be even more heightened. About one third of gay men and lesbians have reported suffering some form of
Coming Out? Here’s How You Can Prepare Financially Read More »
You may have heard some talk about inflation recently – or maybe you just took a look at used car prices. Either way, there’s no denying the fact that inflation is becoming a hot topic around the country. But is all this concern over inflation justified? If so, what’s causing it? More importantly, what can
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After so many couples were forced to postpone their weddings in 2020, 2021 is shaping up to be a jam-packed wedding season. For many people that means a calendar filled with memorable weekends – if you can actually afford to attend. Here are some practical ways to stretch your budget, so you don’t have to
Wedding Season is Back, Here’s How to Budget for it Read More »
Now that many places are lifting Covid-19 restrictions, it can feel exciting to go out and spend money again. After all, it’s probably been a while since you’ve visited your favorite restaurant or took a trip to your regular weekend spot. And by all accounts, consumers are raring to go. Many families are flush with
How to Keep Your Post-Pandemic Spending Under Control Read More »
If you’ve been trying to plan your wedding in 2021, the experience has probably been somewhat challenging. Okay, very challenging. The pandemic has affected every aspect of planning, from where and when you can exchange vows to how many people you can invite to the reception. Want to book a venue for a Saturday night?
Tips for Planning a Wedding During the Pandemic Read More »