The Best Credit Cards for Moving

$A027000005-offername

The $A027000005-offername could be a good fit if you want to earn great cash back rewards and save money as you pay down your purchases. The card offers a solid introductory $A027000005-intropurchaseapr APR promotion, plus a $A027000005-introbonus cash rewards bonus when you spend $A027000005-introspendreqmin in purchases in the first $A027000005-introspendprdmo months. The APR after the intro period ends is $A027000005-standardapr.

You’ll also earn a solid $A027000005-all cash rewards on every purchase, making it so you don’t have to keep track of different spending categories and rewards rates.

$A027000007-offername

If you expect to spend a lot, the $A027000007-offername could offer a higher welcome bonus and more rewards on certain purchases.

The card offers $A027000007-introbonusamt bonus points when you spend $A027000007-introspendreqmin in the first $A027000007-introspendprdmo months—that’s $A027000007-introbonus in cash value. You’ll also earn 3 points per dollar at restaurants and on travel, gas stations, transit, popular streaming services and phone plans, and $A027000007-all point per dollar on all other purchases.

If you’re hoping for a stronger 0% APR promotion, however, this one offers a slightly shorter one than the $A027000006-offername.

$A005G00011-offername

If you have fair credit, your rewards credit card options are fairly limited. The $A005G00011-offername charges a modest annual fee, but it also offers $A005G00011-all cash back on every purchase you make, which can help you offset the yearly charge.

You’ll also get access to deals in the form of extra cash back or statement credits on dining, shopping, travel and entertainment with Amex Offers. Terms apply.

$A027000006-offername

If you anticipate your moving costs to be high, it could help to focus on a credit card with a long 0% intro APR promotion. The $A027000006-offername offers one of the longest promotions currently available, giving you plenty of time to pay off your purchases interest-free. The APR after the intro period ends is $A027000006-standardapr.

You’ll also get up to $600 in cellphone protection against damage or theft (minus a $25 deductible). You can earn cash back as an account credit when using the card for purchases with a variety of merchants through My Wells Fargo Deals.

That said, the card doesn’t offer other rewards or a welcome bonus, so keep that in mind as you compare your options and their long-term value for you.

$A015000001-offername

If you’re making a long-distance move, you could get solid value with the $A015000001-offername. The card offers $A015000001-travel miles per dollar on hotels and rental cars booked through $A015000001-provider Travel, and $A015000001-all miles per dollar on everything else.

You’ll also earn $A015000001-introbonusamt bonus miles when you spend $A015000001-introspendreqmin in the first $A015000001-introspendprdmo months—worth $A015000001-introbonus in travel.

FAQ

• How to Choose the Best Credit Card for Moving Expenses

  There’s no single best credit card for everyone, so it’s important to consider your situation, your moving plans and other preferences. Some factors to consider include:

  • Credit score: Most of the best credit cards for moving are designed for borrowers with good credit, which translates to a FICO Score of 670 or above. Check your credit score and apply for a credit card that offers good approval odds.
  • Rewards rates: There are no credit cards that offer extra cash back, points or miles on general moving costs. But if you plan to spend a lot on gas, furniture or other spending categories, it could make sense to get a card that offers higher rewards on those purchases. Alternatively, you could consider a card that earns a high rewards rate on every purchase.
  • Other card features: Depending on what you want out of a credit card, look at other benefits to get an idea of which one will work best for you. For example, if you plan to pay down your moving costs over time, estimate how long it’ll take you and consider a 0% intro APR credit card that matches that timeline. If you plan to spend a lot, a card with a large welcome bonus could make your move more rewarding.
  • Annual fee: Most of our top picks don’t charge an annual fee. But depending on your situation, it could make sense to get a card with an annual fee if you can get enough value to offset that cost.

  Take your time to shop around and compare several rewards credit cards to ensure you find the right fit for you.

• How to Save Money on Moving Expenses

  Rewards credit cards can help you save money on your moving costs through rewards, introductory 0% APR promotions and other benefits. But while you’re at it, here are some other ways you can cut costs on your move:

  • Shop around for movers. Research and compare costs and services from several moving companies to get the best deal.
  • Ask family and friends for help. Movers can be expensive, even if you do some of the work yourself. To maximize your savings, consider asking loved ones to help you pack up and move your belongings.
  • Sell unused items. If you find items you haven’t used in a long time—say, since your last move—consider selling them and putting the proceeds toward your moving expenses.
  • Check for secondhand supplies. Instead of buying moving boxes and other supplies, look for free offerings on Facebook Marketplace, Nextdoor and other websites with local marketplaces.
  • Set a budget. Moving can be a stressful experience, and when you’re in the thick of it, it can be tempting to spend without keeping track of where your money is going. To avoid additional stress, create a budget based on your expected costs. On top of main expenses like movers and supplies, also consider whether you’ll need to eat out during the process or incur other expenses you wouldn’t in your normal everyday life.
• How to Pay Off Moving Expenses

  If you’re using a 0% intro APR credit card, divide your balance by the number of months in the promotion, then use that figure to determine your monthly payment.

  If you don’t have a card with an introductory APR promotion, try to pay off the balance before your monthly due date to avoid interest charges. If you can’t afford to, review your budget to get an idea of how much you can put toward your debt each month and try to pay it off as quickly as possible.

  In both cases, try to avoid making more purchases on the card until you’ve paid off your moving expenses to avoid costly interest charges.

Get Matched With Credit Cards for Moving

With Experian, you can find credit cards matched to your credit profile, making it easier to compare your options side by side. The process is free and doesn’t impact your credit.