Even in the best of times, carrying a credit card balance is best avoided. It’s expensive, stress-inducing, and can damage your credit score. These are definitely not the best of times. In fact, based on prevailing credit card interest rates, 2023 is the worst year to carry a credit card balance since at least 1995,
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https://www.moneycrashers.com/average-credit-card-interest-rate-by-year/
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