October 2023

10 Costly Mistakes People Made Trying To Invest Their Money

10 Costly Mistakes People Made Trying To Invest Their Money

Making mistakes is a common part of the human experience. But why make money mistakes when you can learn to avoid them from others? Today, more and more people are investing in various ventures. But there’s something both rookie and experienced investors need to avoid: making costly mistakes. This article is all about Investment Mistakes […]

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What Is a Repayment Plan?

What Is a Repayment Plan?

A repayment plan is an agreement between you and a lender for how you’ll make payments toward a debt. Installment debts such as student loans and personal loans come with standard repayment plans, which reflect the repayment terms you agree to when you apply for the loan. But some loans, such as mortgages, student loans

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Look For Local Economic Catalysts Before Buying A House

Look For Local Economic Catalysts Before Buying A House

Local economic catalysts are important for supporting the value of your home. Therefore, before buying a house, you must look into the future as to what might affect the demand for housing in your target neighborhood. We can’t control what the Federal Reserve does with interest rates. We also can’t force the federal government to

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Setting Financial Goals for Your Future

Setting Financial Goals for Your Future

Are you trying to set up a budget that works? Looking to invest your income for the first time? Developing your big-picture financial plan? Whenever you’re making money decisions, financial goals can guide you. Financial goals are your personal saving, spending, and investing targets. They might be things you want to achieve in the short

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12 Items People Can Never Replace With Cheap Knockoffs

12 Items People Can Never Replace With Cheap Knockoffs

When it comes to certain products, people firmly believe that quality is non-negotiable. In a world where affordability often takes precedence, there are items that individuals are unwilling to compromise on, even if cheaper alternatives are available. Whether it’s for safety, comfort, or long-term value, these products hold a special place in people’s lives. 1.

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How to pay less tax this year if you’re an incorporated business owner

How to pay less tax this year if you’re an incorporated business owner

Jamie Golombek: With Dec. 31 fast approaching, now is the time to review how to pay yourself in 2023 https://financialpost.com/personal-finance/taxes/pay-less-tax-cra-incorporated-business-owner #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Can Paying Off Collections Raise Your Credit Score?

Can Paying Off Collections Raise Your Credit Score?

It’s possible that paying off a collection account will increase your credit score, but that largely depends on the version of the software used to calculate the score. Here’s what you need to know about how paying off collections could impact your credit. What Are Collection Accounts? A collection account is an entry on your

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Using Benchmarks to Decentralize and Spur Organic Growth

Using Benchmarks to Decentralize and Spur Organic Growth

Preparing your Registered Investment Adviser (RIA) for the eight-figure exit is a long and daunting task. It requires detailed planning, lots of follow-through, and many long hours. I know it can seem like a pipe-dream, but it actually is attainable. However, there’s a critical step in preparing for the eight-figure exit that many advisors don’t

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10 Cities Where Millionaires Are Growing Their Money Faster

10 Cities Where Millionaires Are Growing Their Money Faster

The world has been witnessing unprecedented growth in the number of millionaires in recent years, and this trend is expected to continue in the coming years. Certain cities around the world have emerged as hotspots for the wealthy, attracting entrepreneurs, investors, and wealthy individuals from all corners of the world. These cities offer a range

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Woman with .77 million in investments needs balance between private equity, GICs

Woman with $3.77 million in investments needs balance between private equity, GICs

79-year-old’s income largely comes from interest earned from savings and PE investments, but that’s not the best strategy https://financialpost.com/personal-finance/family-finance/3-77-million-investments-balance-private-equity-gics #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Maybe You Don’t Deserve Good Fortune But Enjoy It Anyway

Maybe You Don’t Deserve Good Fortune But Enjoy It Anyway

Good fortune tends to come to those who save and invest over a long period of time. However, sometimes your good fortune goes beyond expectations. In such scenarios, you may experience money guilt. Money guilt arises when you don’t feel like you deserve your good fortune. With literally eight billion people in the world, why

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10 Secrets To Negotiating a Higher Salary

10 Secrets To Negotiating a Higher Salary

In this expensive world, professionals must fight tooth and nail for survival and welfare—fortunately, a recent online post shares professional tips for increasing one’s salary. 1. Show No Fear Image Credit: Shutterstock. “I had a bullet point list of stuff I’m doing for them that’s outside my job description/beyond it,” advises the first thread creator.

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How to Become a More Patient Investor

How to Become a More Patient Investor

In 2008, Warren Buffett offered a million dollar bet to any hedge fund brave enough to accept – an S&P 500 index fund would beat any portfolio of hedge funds over 10 years. Ted Seides, a co-founder of Protégé Partners, took the bet. In 2019, eight months before the end of the bet, Seides conceded. It’s

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10 Things Every Student Loan Borrower Shouldn’t Ignore

10 Things Every Student Loan Borrower Shouldn’t Ignore

Impact-Site-Verification: -381223454 People with student debt across the United States are biting their nails over the looming threat of the end of the student loan payment pause. Someone asked an online forum, “How in the world will student loans resume payment?” The user is feeling the stress of inflation, and with rising prices everywhere, how

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Finviz Review: Is this Stock Screener App Worth it?

Finviz Review: Is this Stock Screener App Worth it?

Anyone who trades stocks and pays attention to technical analysis knows how valuable a good stock screener can be. But with dozens of stock screeners to choose from, how do you find one that’s right for you? Finviz is a popular choice for beginner and experienced investors alike, offering features like charts, heat maps, insider

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