Getting rid of your private mortgage insurance (PMI) can save you money, and there’s no downside. After all, the insurance only protects your lender —your homeowners insurance is the policy that protects you. The sooner you can cancel PMI, the more you’ll save. Here are five routes to explore. 1. Wait for Automatic Cancellation The […]
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If you’re buying a home, you should compare the home’s advertised square footage with the official square footage on the Multiple Listing Service (MLS) and tax records. Your goal is to uncover any discrepancy and understand why the discrepancy exists. The MLS takes its information from the home’s official square footage found in the county’s
When Advertised Home Square Footage Is Different From Tax Records Read More »
The IHG One Rewards Premier Business Credit Card from Chase is designed for small business owners who are fans of IHG properties and its One Rewards loyalty program. This card offers a very high earning rate, along with strong cardholder benefits such as elite status and an annual free night. The post IHG Rewards Premier
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Kelsey Sheehy writes for NerdWallet. Email: ksheehy@nerdwallet.com. Twitter: @KelseyLSheehy. The article How to Switch Business Bank Accounts — and When to Do So originally appeared on NerdWallet.
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Making mistakes is a common part of the human experience. But why make money mistakes when you can learn to avoid them from others? Today, more and more people are investing in various ventures. But there’s something both rookie and experienced investors need to avoid: making costly mistakes. This article is all about Investment Mistakes
10 Big Investment Mistakes People Make Today, Are You Making Them? Read More »
In 2003, I graduated Carnegie Mellon University with about $35,000 in student loan debt. It was a mix of federal mostly subsidized and a small percentage of unsubsidized loans. If my memory is correct, it was mostly Stafford loans with a small Perkins loan mixed in. The interest rate was low and servicing the debt
Should College Be Free? Read More »
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Studio Romantic / Shutterstock.com Today’s financial advisers are frustrated, and that may be causing many of them to contemplate giving up on the business. About 20% of today’s advisers say they are five years or less from retirement, and 28% say they do not have enough time to spend with clients, according to the J.D.
These Financial Advisers Are Happiest With Their Jobs Read More »
From discovering a $20 bill in the pocket of your winter coat to receiving a surprise bonus at work, financial windfalls make life a little sweeter. A financial windfall is money you didn’t expect to receive. Financial windfalls can range in size from hundreds to millions of dollars, but whatever the amount, they offer an
What Is a Financial Windfall? Read More »
We all want to make the eight-figure exit at some point in our careers. But have you considered the role your firm’s culture plays in this journey? You see, company culture has the power to make or break any business. There’s this misunderstanding—especially in the financial world—that we can only achieve greater profitability by cutting
Is Your RIA’s Culture Preventing Your Eight-Figure Exit? Read More »
Earning credit card rewards can be hard work, and redeeming them is a whole ‘nother thing. But take a deep breath. Picking a credit card that works for you instead of costing you starts by determining the true value of the rewards you’re earning. The post How to Determine the Value of Credit Card Rewards
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Randa Kriss writes for NerdWallet. Email: rkriss@nerdwallet.com. The article Asset-Based Lending: Overview, Examples, Pros and Cons originally appeared on NerdWallet.
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Entrepreneurship is a key that can unlock positive changes in a lot of people’s lives. That said, it can be pretty daunting to start your own brand-new business if you’ve never done it before. But it doesn’t need to be. Many successful entrepreneurs and brands have worked to create educational content—like dropshipping courses—to teach their
The Best Dropshipping Courses You Need to Take in 2023 Read More »
Coincidences, unique findings, serendipitous happenings, however you name it, the world coexists with stunning rarities. Thousands of people answer which rare statistics they are a part of. Do you belong to any of these? 1. Same Birthday, Same Mom’s Name Image Credit: Shutterstock. “I was born on the same date as another guy of the
10 Extremely Rare Statistics People Confess To Being Part Of, Are You? Read More »
Venmo is a digital wallet that allows you to spend and transfer money between friends and family members from one app. It’s become one of the most-used digital wallets because it’s so easy to send money to friends and split purchases without fees. In addition to using the app and debit card, Venmo has a
Venmo Credit Card Review: Earn Up to 3% Cash Back Read More »
Lucigerma / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. According to surveys of NewRetirement users, travel after retirement is clearly the most popular and desired pursuit for this phase of life. From day trips by car to round-the-world journeys, retirees have wanderlust! A full 75% of users of NewRetirement’s award-winning Retirement Planner mention
20 Great Retirement Travel Ideas Read More »
Looking for a relatively safe place to stash some extra cash and earn interest too? Certificates of deposit (CDs) and bonds could be the answer. CDs and bonds are both low-risk ways to grow your money, but there are some important differences between the two. Here’s how to decide if either CDs or bonds make
CDs vs. Bonds: What’s the Difference? Read More »
I wrote about the various paradoxes of wealth based on a Charles Schwab Modern Wealth Survey. In this article, I want to highlight another wealth paradox based on the amount people expect they need in retirement versus how much they actually have. According to this new data, I’m convinced Americans really don’t know how much
How Much People Want In Retirement Vs. How Much They Actually Have Read More »
As one of the biggest banks in the United States, you’d expect U.S. Bank to have a whole slew of checking accounts, each tailored to a specific group of potential customers. You might shrink at the idea of evaluating all these options and eventually choosing the one that best fits your needs. Rest assured, there’s
U.S. Bank Smartly® Checking Review Read More »
Dalia Ramirez writes for NerdWallet. Email: dramirez@nerdwallet.com. The article Warranty Deed: What It Is, How and When to Use originally appeared on NerdWallet.
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