July 2023

What are I Bonds?

What are I Bonds?

What are I bonds? I bonds, also called Series I savings bonds, are a type of savings bond offered by the U.S. Department of the Treasury. Investors looking to offset the impact of inflation on their portfolio and reduce risk often consider investing in I bonds because of their relative safety and combined interest rate,

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TD Bank 60 Plus Checking Review — Perfect for Retirees

TD Bank 60 Plus Checking Review — Perfect for Retirees

TD Bank’s 60 Plus Checking account is designed for those over 60, providing perks like free checks, paper statements, and rate discounts on eligible loans. With easy monthly fee waivers and robust mobile features, it combines traditional banking benefits with modern conveniences. Yet, limited availability and low yields could be potential drawbacks for some customers.

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How to Have a Conversation About Money

How to Have a Conversation About Money

Having a conversation about money can be stressful. People bring different emotions, beliefs and experiences surrounding money to the table. It’s easy to become tense when you’re discussing how you or the other person manages money―especially if your finances are entwined. That’s why the best way to approach a conversation about finances is with intention.

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Breaking Down the Silo Mentality in Your Senior Management: 8 Tips for RIAs

Breaking Down the Silo Mentality in Your Senior Management: 8 Tips for RIAs

Fostering collaboration and teamwork within senior management teams is essential for success in any business. This is especially true in the RIA space where withholding information between departments could be a costly mistake. The silo mentality can hinder communication, slow innovation, and lead to a fragmented company culture. In this entry, I will look at

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Paypal Cash Back MasterCard Review

Paypal Cash Back MasterCard Review

Unlock effortless savings with the PayPal Cashback Mastercard®. With no annual fee, you’ll earn up to 3% back on PayPal purchases and 2% back on all other eligible purchases. Your rewards accrue daily, ready to be redeemed at your convenience, with no minimum threshold. Experience a card that pays you back for your regular spending.

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12 Items That Are Cheap to Produce But Are Crazy Expensive

12 Items That Are Cheap to Produce But Are Crazy Expensive

Have you ever wondered why certain products seem to carry eye-watering price tags, despite their relatively low production costs? It’s a phenomenon that leaves consumers scratching their heads, questioning the value they receive for their hard-earned money. 1. Bottled Water Photo credit: Depositphotos. Bottled water is an everyday item that is incredibly cheap to produce

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How to Get Paid to Read Books

How to Get Paid to Read Books

If you enjoy reading, there are ways you can make money from reading books. Several companies will pay you to read books and then write reviews on them.  That means that along with reading, it helps if you also enjoy writing. I’ve compiled a list of 10 companies below that will pay you for book

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The Lockbox Strategy and Other Retirement Income Tips

The Lockbox Strategy and Other Retirement Income Tips

Olena Yakobchuk / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. William Sharpe is a Nobel Prize-winning economist and professor of finance, emeritus, at Stanford University’s Graduate School of Business. His Nobel was awarded for developing the Capital Asset Pricing Model (CAPM, a mathematical model for predicting investment risk). He is also well known

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TSA PreCheck vs. Global Entry vs. CLEAR: What’s the Difference?

TSA PreCheck vs. Global Entry vs. CLEAR: What’s the Difference?

Document verifications and security checks at airports are tedious but necessary parts of traveling. The good news is gaining membership to certain trusted traveler programs can make your airport experience less of a hassle. TSA PreCheck, Global Entry and CLEAR are programs that can help frequent travelers speed through airport security or U.S. customs. Read

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Personality Scores By Race: The Differences Are Unbelievable

Personality Scores By Race: The Differences Are Unbelievable

Although the Supreme Court striking down of Affirmative Action for college admissions is disappointing for many, there are some positives. One such positive is less stereotyping about how someone got into college. Another positive is legacy admissions is now on the chopping block. Finally, another positive is how Asian Americans now have better personalities! From

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