July 2023

10 Places With the Most Foreclosures in 2023 (So Far)

10 Places With the Most Foreclosures in 2023 (So Far)

Kenneth Sponsler / Shutterstock.com The COVID-19 pandemic has subsided, but the aftershocks are still reverberating for homeowners. ATTOM, one of the nation’s leading real estate data providers, reports that foreclosure filings in the first six months of 2023 are up 13% over the same period in 2022. Foreclosure moratoriums that were enacted in 2020 during […]

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What Is Capitalized Interest on Student Loans?

What Is Capitalized Interest on Student Loans?

Student loan interest can begin accruing even if you haven’t started making payments yet. For example, interest can add up while you’re still in school and during your grace period. Depending on your loan type, that interest may be added to your original loan balance when those periods end. This amount, called capitalized interest, can

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The Worst State To Live And Work In America Is Texas? Giddyup!

The Worst State To Live And Work In America Is Texas? Giddyup!

CNBC got folks fired up when it came out with its top 10 worst states to live and work in. Texas, a state with a population of almost 30 million, came in as the worst state. I’ve been to Austin and Houston a dozen times for work. They are fine cities with some mighty fine

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U.S. Bank Altitude Connect Visa Signature Card Review

U.S. Bank Altitude Connect Visa Signature Card Review

The U.S. Bank Altitude Connect Visa Signature Card is a premium travel rewards credit card without the premium price. Use it to earn as much as 5x points on travel, as well as bonus points for many other types of common purchases. Plus, get some valuable nonrewards benefits. The post U.S. Bank Altitude Connect Visa

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12 Cheap Items People Who Live on Their Own Should Have

12 Cheap Items People Who Live on Their Own Should Have

Living on your own can be an exciting and liberating experience. Whether you’re a student, a young professional, or simply embracing your independence, setting up your own living space can be both fulfilling and challenging. One aspect that often comes to mind is the cost of furnishing and equipping your home. However, you don’t have

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CIT Bank Review for 2023

CIT Bank Review for 2023

If you’re on the lookout for a full service online bank, you might come across CIT Bank. Founded in 2009, CIT Bank is now a division of First-Citizens Bank & Trust Company, which is a… The post CIT Bank Review for 2023 appeared first on Crediful. https://www.crediful.com/cit-bank-review/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success

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Is Your Money Safe in U.S. Banks and Credit Unions?

Is Your Money Safe in U.S. Banks and Credit Unions?

Since the Silicon Valley Bank implosion, a lot of people have begun to wonder if their money is truly safe in banks. Fortunately, there are systems in place to ensure bank failure doesn’t lead to the types of personal catastrophes we saw during the Great Depression. The post Is Your Money Safe in U.S. Banks

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12 Expensive Items That Should Be Way Cheaper

12 Expensive Items That Should Be Way Cheaper

In today’s world, the price of many everyday items can sometimes feel unreasonably high, leaving consumers searching for more affordable options. From crucial necessities to luxurious indulgences, certain products seem to carry a hefty price tag that doesn’t necessarily align with their production costs or market value. 1. Prescription Medications Image Credit: Shutterstock. Prescription medications

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Oxford Communiqué Review 2023: Is it Worth It?

Oxford Communiqué Review 2023: Is it Worth It?

The Oxford Communiqué is a budget-priced investing newsletter that costs as little as $49 per year. At approximately half the cost of competing products, The Oxford Communiqué is an affordable way to get access to multiple model portfolios with different risk tolerances. Casual stock pickers and those with other newsletter subscriptions can benefit from this service

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What Is the Advance Premium Tax Credit?

What Is the Advance Premium Tax Credit?

Paying for health insurance can make anyone feel queasy, but a federal tax credit is here to help. The advance premium tax credit (APTC) is a federal tax credit that helps cover the monthly cost of health insurance premiums for eligible individuals and families. Here’s what the APTC is and what it covers. What Is

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Real Estate Risks & Opportunities With Ben Miller, CEO Of Fundrise

Real Estate Risks & Opportunities With Ben Miller, CEO Of Fundrise

In this podcast episode, I speak with Ben Miller, Co-Founder and CEO of Fundrise. We discuss the various opportunities and risks he sees for real estate and stock investors over the next 12-24 months. For the several years that I’ve known Ben, he has always demonstrated a more measured outlook than other CEOs and investors

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25 Best Ways to Make Money Online from Home in 2023

25 Best Ways to Make Money Online from Home in 2023

Do you believe making money online is more fantasy than reality? It’s not – the evidence is the tens of thousands of people who are making money online from home right now. To help you make this dream a reality, we’re providing this guide of the 25 best ways to make money online from home.

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What Is a Roth IRA? The Complete Guide

What Is a Roth IRA? The Complete Guide

What is a Roth IRA? A Roth IRA is a tax-advantaged individual retirement account where you invest after-tax dollars that will then grow tax-free. It shares some characteristics with a traditional IRA, such as the same annual investment limits, but a Roth IRA features some unique features and advantages.  There are many types of investment

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Axos Business Interest Checking Review — Features, Pros & Cons

Axos Business Interest Checking Review — Features, Pros & Cons

Our in-depth review of Axos Business Interest Checking outlines its features, advantages, and drawbacks. The account offers competitive interest rates, unlimited ATM fee reimbursements, and full suite of business banking services. However, it also includes a $10 monthly fee without waiver, tight monthly transaction limits, and lacks a rewards program. Understanding these aspects can help

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10 Effortless Hacks to Supercharge Your Savings

10 Effortless Hacks to Supercharge Your Savings

Managing finances can be a daunting task for many people. However, with the help of some clever financial hacks, you can save money, reduce debt and achieve your financial goals. 1. Automate Your Savings Photo credit: Depositphotos. One of the easiest ways to save money is to automate your savings. Set up a direct deposit

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10 Best Socially Responsible Banks of 2023

10 Best Socially Responsible Banks of 2023

There’s more to banking than low monthly fees, high yield savings, and a large ATM network. More Americans today seek banks and credit unions that align with their values when it comes to sustainability and… The post 10 Best Socially Responsible Banks of 2023 appeared first on Crediful. https://www.crediful.com/best-socially-responsible-banks/ #financialfreedom #money #entrepreneur #business #finance #investing

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