October 2022

What Are Meme Coins? Definition and Examples

Meme coins (sometimes spelled “memecoins”) are cryptocurrency tokens that are based on internet memes. Broadly defined, a meme is usually a popular phrase, image or idea that is shared on the internet. The first cryptocurrency in this category was Dogecoin (DOGE), which gained a large following after its release in 2013. Dogecoin is among the… […]

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Win up to $500 Just for Playing Solitaire on Your Phone

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Pst… Penny Hoarders… listen up. If you like to play solitaire on your phone, this app could give you $500 for it. Everyone else has

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Looking at Real Estate Syndication? Here’s What You Need To Know

Owning real estate for investment purposes can be a great path to wealth. Depending on the property, it can generate predictable cash flow, capital gains and provide tax benefits. Besides being lucrative, real estate investing can be a hedge against inflation and an excellent way to diversify your investment portfolio. There are several ways to

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Financial Literacy: Keep Your Money Tight and Right

Financial literacy is the ability to manage money effectively. Mastery of budgeting, saving, debt, and investing make up its key components.Financial literacy is the ability to manage money effectively. Mastery of budgeting, saving, debt, and investing make up its key components. The post Financial Literacy: Keep Your Money Tight and Right appeared first on Money

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Earning • 3 min How to File a Tax Extension

https://grow.acorns.com/learn/earning/how-to-file-a-tax-extension/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Friendly Reminder: Celebrity Crypto Endorsements Don’t Mean Much

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. Cryptocurrencies’ journey this year from the moon back to Earth has slammed the brakes on a peculiar phenomenon of…

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What Are the Pros and Cons of an Adjustable Rate Mortgage?

Adjustable rate mortgages got a really bad reputation during the Great Recession, but now they’re back in a big way. In fact, they’re more popular than they’ve been in 15 years. Hordes of homeowners began defaulting on their adjustable rate mortgages back in 2008, contributing to a massive housing crash. ARMs have since become more

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10 Clever Bear Market Investing Strategies To Make Gains

No one wants to see their investments take a dip, let alone a plummet. That’s what makes the dreaded bear market so troubling. In these markets, securities typically fall at least 20% in value and widespread pessimism abounds.  But for the savvy investor, bear markets are nothing to be afraid of. In fact, they may

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Time’s Almost Up to Apply for Bigger Student Loan Forgiveness

Full student loan forgiveness could be closer than you think under temporary rules for Public Service Loan Forgiveness, or PSLF — but time is running out to apply. “They should rush to get this done because the program is far more inclusive than it’s ever been in the past,” says Kristen Ahlenius, an accredited financial…

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Forget to Roll Over Your 401(k)? Find It in This New ‘Lost & Found’

Did you forget something when you left your last employer? Not the threadbare office sweater — your 401(k). Forgetting that could cost you. Many companies stop maintaining a former employee’s 401(k) if there’s less than $5,000 in the account. Although it might be tempting to get a check for the remaining amount right away, cashing

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Not a Good Fit… What to Do When You Hired the Wrong Person

One of the most challenging aspects of business ownership is people. Each one has different skills, needs, and personalities. As a business owner, it’s your job to put them in the places that make the best use of their abilities and fulfill their needs while mixing personalities that may, or may not, be the best

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Investing • 3 min 5 Useful Long Term Investment Tips

https://grow.acorns.com/learn/investing/long-term-investment/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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X1 Credit Card Review – Key Features, Bonuses, Pros & Cons

The X1 Credit Card is a rewards credit card that pushes the envelope and does things few others do. Because it’s a little outside the box, you should understand what sets it apart — and what doesn’t. Learn about the X1 Credit Card’s key features, its pros and cons, and whether it’s right for you.

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Smart Money: Financial Hot Takes, and Too Many Credit Cards

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with two hot takes from our hosts about buy now, pay later loans and credit reports. Then we pivot to this week’s money question from Lauren, who left this voicemail: “Hi. My name is Lauren, and I’m interested…

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5 Tips to Celebrate Halloween on a Budget

Halloween is back, baby. Boo! You see, the pandemic made lots of us too scared to celebrate the Spooky Season. The past couple of years, participation in Halloween plummeted as COVID roamed the land. Fewer adults got decked out for costume parties, while fewer children went door-to-door shouting, “Trick or treat!” But this year, participation

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Options Trading for Beginners: 8 Strategies Plus Advice from Financial Experts

Options trading for beginners might seem confusing, but it can be a money-making strategy to add to your investing toolkit if you’re an experienced trader. You might have heard about people making money by trading options and want to give it a shot but don’t know exactly what it is. Here’s an overview of what

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How To Enjoy Your Life After The Fed Ruins The World

Enjoy your life, no matter the economic situation. If you do, then you’ll always be winning. The key is to recognize reality and take appropriate action. If the Fed raises the Fed Funds rate to 4.5% and keeps it there while inflation and the stock market plummet, the world will be temporarily ruined. As the

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How to use a Roth IRA as a retirement savings vehicle for a child

The Roth IRA is a great retirement savings investment with tax benefits for adults, but most people don’t realize it also works for children with income. https://www.cnbc.com/2022/10/09/how-to-use-a-roth-ira-as-a-retirement-savings-vehicle-for-a-child.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation

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Dear Penny: Who Gets My Dogs When I Die if I Have No Close Family?

Dear Penny, I am a widow with a home, property and two large dogs. My health is fairly good, but I’m getting older and starting to question what moves I should make to secure my future. I have no will, as most of my relatives have passed away. I do have a few grandkids who

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