October 2022

8 Alternatives to Buying a House – Options to Consider

The rent is too darn high, and the cost of buying a house keeps going up. It’s reasonable to worry that you’ll never be able to afford to buy a home. But you have options beyond buying a traditional single-family home — and some are cheaper. The post 8 Alternatives to Buying a House – […]

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Medicare Part B Premiums Are Going Down in 2023 — Here’s Why

Medicare beneficiaries will pay less for their Part B premium next year, the first decrease in a decade. Other Medicare costs, like Part A deductibles, are on the rise. Here’s how it breaks down. Medicare Part B Premiums Will Decrease in 2023 The standard Medicare Part B premium will be $164.90 a month in 2023,

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When Should You Phase Out a Product or Service?

Business owners must be adaptable and creative to keep up with consumer trends, changes in business, and the demands of the economy. Sometimes, that means discontinuing a product, service, or market offering. But it may not always be easy to decide when to cut a product offering. Today, we’ll measure things like consumer demand, cost

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How Much Does it Cost To Raise a Child in 2022? Things for Prospective Parents To Consider

We know that raising kids is expensive — but just how expensive is it? According to a 2015 U.S. Department of Agriculture (USDA) study, the average cost of raising a child from birth until the age of 17 is $233,610. This estimate is based on a middle-income family of four and excludes any college costs.

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5 Best Consumer Service Stocks to Buy in 2022

The service sector is a massive and growing part of the U.S. economy. Investment options in the consumer services space are plentiful, which can make deciding where to invest your money difficult. Read on for a rundown of five of the best consumer services stocks to consider today. The post 5 Best Consumer Service Stocks

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Is the New Marriott Bonvoy Bountiful Card Worth Its Annual Fee?

Marriott has added two new co-branded cards to its lineup: the Marriott Bonvoy Bountiful™ Card from Chase and the Marriott Bonvoy Bevy™ American Express Card. Both cards have the same annual fee of $250, so no matter which issuer you prefer — American Express or Chase — you’ll still have to weigh the same benefits…

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Amazon Pay Raise: Warehouse and Delivery Workers Get Bump

As more and more of its workers talk about joining labor unions to seek higher pay, Amazon has decided to give those employees a raise. Amazon announced it’s raising the average starting pay for its warehouse workers and delivery drivers from $18 to more than $19 per hour, starting this month. It’s a $1 billion

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How I’d Invest $250,000 Cash In Today’s Bear Market

Let’s say you’ve currently got a good amount of cash to invest. With the global financial recession building, opportunities are piling up. However, things could get worse in this bear market given we’re only nine months in. How would you invest it? 2022 has so far been a terrible year for both stocks and bonds.

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Student loan payments, interest are back in January for unforgiven debt. Here’s how to deal with it

Not all student loan debt will be forgiven under President Biden’s plan. And interest starts accruing again in January after a long Covid break. https://www.cnbc.com/2022/10/02/student-loan-payments-interest-are-back-in-january-for-the-unforgiven.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp

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Dear Penny: Will My Son Get Stuck With My Timeshare When I Die?

Dear Penny, My husband and I purchased several timeshares over the years. (Apparently, I can’t say no.) My husband has now died, and I am 72.  Supposedly, one of the benefits of a timeshare is that your children can inherit it. However, our adult son has no interest in inheriting these “vacation opportunities,” nor in

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$55K a Year Is How Much an Hour?

Unlike most jobs, which pay by the hour, annual salaries are reported as a lump sum, making it tricky to calculate how much you make per hour. However, by doing a little math, you can easily determine your hourly wage from your annual salary.  In this post, I’ll cover everything you need to know about

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How to Replace Your Medicare Card If It’s Lost or Damaged

Your Medicare card is a very important piece of identification. It’s proof of your health insurance benefits. You’re often required to present your Medicare card when seeking care. Without it, you could end up paying a lot more out of pocket. You’ll receive your card in the mail along with your “Welcome to Medicare” packet

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The Fed Is Hiking Interest Rates… Again. What Does It Mean for Your Wallet?

The Federal Reserve is raising interest rates to tame high inflation. Here’s what that means for borrowers, savers, and investors.The Federal Reserve is raising interest rates to tame high inflation. Here’s what that means for borrowers, savers, and investors. The post The Fed Is Hiking Interest Rates… Again. What Does It Mean for Your Wallet?

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What is Ethereum?

Ethereum is an open-source blockchain that allows people to use a native cryptocurrency and other digital assets like Bitcoins and altcoins on the network, as well as store data and run decentralized finance and other applications. Its native currency, ether (ETH), is the second most popular cryptocurrency after Bitcoin. While Bitcoin was designed strictly as

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How Did Jeff Bezos Make His Money?

Amazon.com founder Jeff Bezos’ net worth currently sits around $150 billion. He could buy everyone in the world a Venti coffee from Starbucks and still have well over $125 billion to play with. Find out how he got so rich. The post How Did Jeff Bezos Make His Money? appeared first on Money Crashers. https://www.moneycrashers.com/how-did-jeff-bezos-make-his-money/

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How Much Do Electric Car Batteries Cost?

When it comes to the cost of car batteries, electric vehicles take the trophy for the most expensive type. Depending on the make and model of your vehicle, a battery can run you between $4,000 and $20,000. If you own your electric vehicle long enough to need to replace the battery, this maintenance will be…

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Google ‘Results About You’ Keeps Personal Info out of Search

A new tool from Google will soon be able to notify you if your personal information appears in a search. Google’s “Results About You” tool is beginning to roll out as a beta to select users and should be available for everyone by early next year. The tool is a part of ongoing efforts by

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