With used car prices higher than they’ve ever been, millions of leased-vehicle drivers are asking themselves the same question: Should I buy out my lease? There are several reasons buying your car at lease end is a good idea, though there are also times when it isn’t. Fortunately, the process is relatively simple. Your dealer […]
Should I Buy My Leased Car? – Reasons to Say Yes (and No) Read More »
Today, Mastercard announced an upcoming pilot program called Crypto Source that will allow traditional banks and other fintech companies to let their customers buy, hold and sell crypto assets. To offer these services, Mastercard is expanding its partnership with Paxos Trus Company, a blockchain infrastructure platform. Most crypto investors currently use crypto exchanges such as…
Mastercard to Make It Easier for Banks to Offer Crypto Services Read More »
Student loan borrowers can now apply for up to $20,000 in one-time loan relief after the U.S. Department of Education (DOE) launched a beta application. The DOE said it started performing this soft launch on Oct. 14 to work out any glitches ahead of the full rollout, which is expected sometime later this month. You
Student Loan Forgiveness Application Now Live Through Beta Site Read More »
How much does your favorite actress make? It’s tantalizing to speculate about Hollywood actresses’ fabulous lifestyles and astronomical paychecks. If you are curious to know which starlets are raking in the most, this article is for you. You might have randomly searched: “highest-paid actress.” Which names appear on the screen? Natalie Portman? Scarlett Johansson? Emma
The 10 Highest Paid Actresses in 2022 Read More »
Since 2009, one of the things I have focused on is trying to help readers have a risk-appropriate asset allocation. A risk-appropriate investor invests according to their true risk tolerance. When you invest according to your true risk tolerance, you usually become a calmer, wealthier person. Over the long run, your investment asset allocation is
How To Have A Risk-Appropriate Asset Allocation When Investing Read More »
A fiduciary is an individual or an organization that legally acts on behalf of another person or group. The fiduciary relationship may involve financial management or assuming responsibility for the well-being of another person in some other way. Legally, a fiduciary is required to act in the best interest of, and in a way that
What is a fiduciary? Read More »
Dear Penny, My wife and I are middle class or maybe upper middle class. I make pretty good money. I pay all of our bills, mortgage, both cars, insurance and healthcare bills (which is $2,000 per month). She is a social worker and only makes enough to cover her personal needs and spending money. We
Dear Penny: Did My Wife Make a Huge Mistake by Investing Her Inheritance? Read More »
Learning how to make money while you sleep is, quite frankly, the ultimate goal of financial independence. After all, earning passive income is one of the best ways to escape the grasp of your 9-to-5 job. Warren Buffet is famous for making this crucial point about building wealth: “If you don’t find a way to
How to Make Money While You Sleep 😴 Read More »
New car buyers paid more than the sticker price in September for a record sixteenth straight month. Is it time for auto consumers to stop paying over MSRP? https://www.cnbc.com/2022/10/15/new-car-buyers-are-still-paying-over-msrp-heres-how-to-pay-less.html #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks
New cars are still selling for over MSRP. Here’s how to avoid sticker shock Read More »
Medicare open enrollment starts today, but 7 in 10 Medicare beneficiaries say they don’t compare Medicare plans during this period, according to a 2021 analysis by KFF, a health policy nonprofit. That’s not great, since Medicare Advantage plans — which operate much like the private insurance you may have had through an employer — change…
How to Change Medicare Plans — and Why You Might Want to Read More »
When government agencies need to get rid of stuff, they put it up for auction. That’s what makes government auction sites, like GovDeals.com, a great place to find truly unique finds at a steep discount. GovDeals lets you search thousands of listings in just about every category, from heavy equipment and real estate to fine
How You Can Score Random, Cheap Stuff on GovDeals Read More »
Several lenders use alternative data that goes beyond credit scores; if your credit is bad or limited, you could still get a great rate.Several lenders use alternative data that goes beyond credit scores; if your credit is bad or limited, you could still get a great rate. The post Best No-Credit-Check Loans that Use Alternative
Best No-Credit-Check Loans that Use Alternative Credit Data Read More »
One of the most important things you can do for the ones you love is to create an estate plan. This process includes writing a will, which will help ensure you protect loved ones after you’re gone. Most people assume that writing a will is a costly ordeal that requires a lawyer, but you actually
How Much Does a Will Cost and What Are My Options? Read More »
But personal finance follows simple mathematical rules, like laws of nature. One goes like this: the more you save, the richer you’ll be in the long run. But what exactly are savings, and how can you use your savings to build long-term wealth? The post What Are Savings and What Is the Best Account to
What Are Savings and What Is the Best Account to Earn Money? Read More »
The Medicare income-related monthly adjustment amount, or IRMAA, is a surcharge on Medicare premiums for Medicare Part B (medical insurance) and Part D prescription drug plans. It applies only to Medicare beneficiaries who have a modified adjusted gross income above $91,000 ($97,000 in 2023) for an individual return and $182,000 ($194,000 in 2023) for a…
What Is the Medicare IRMAA, and When Does It Apply? Read More »
Netflix has steadily raised the prices of its streaming service over the past few years, with subscribers paying up to $20 a month for its premium tier. However, you soon will have a way to decrease your monthly subscription price with a new ad-supported tier. Introducing Netflix’s Basic With Ads Tier Starting in November, Netflix
Netflix to Launch Basic With Ads Subscription Tier Read More »
Thanks to technology, we now have access to information, content, games, and ways to make money instantly — and right from our own phones! So if you are looking to make more money or earn some extra cash, you have a plethora of options. One way to make some money and earn rewards is by
Mistplay Review: Can You Make Money from Mobile Games? Read More »
As a new grad, it’s easy to get overwhelmed by new freedoms and new responsibilities. Worry not! Here’s our step-by-step guide on how to be an adult. As a new grad, it’s easy to get overwhelmed by new responsibilities. Worry not! Here’s our step-by-step guide on how to be an adult. The post How to
How to Be an Adult: A Step-By-Step Guide to Getting Your S#%t Together Read More »
When choosing a credit card, there are many factors to take into consideration, including interest rates, annual fees, your personal spending habits, and the rewards it offers. You may also wonder if you can get cash back with a credit card. The short answer? Absolutely — some credit cards offer cash back options (though not
Can You Get Cash Back With a Credit Card? Cash Back vs. Cash Advances Read More »
Red Rock Secured is a precious metals investment company that gives you access to precious metals directly or in gold IRA accounts. Its favorable pricing structure, price protections, and excellent customer care go above and beyond. Learn more about Red Rock Secured and whether it’s right for you. The post Red Rock Secured Review –
Red Rock Secured Review – Precious Metals Investing & Gold IRAs Read More »