To ensure your retirement savings don’t dry up, it’s important to follow proven methods that can safeguard and grow your funds. Well-managed retirement savings are essential for achieving a secure, comfortable, and fulfilling retirement. By implementing these strategies, you can help secure a comfortable and financially stable retirement. 1. Take Advantage of 401k Offerings If […]
10 Effective Ways to Preserve Your Nest Egg Read More »
If you’re a personal finance enthusiast with kids, you’ve probably wondered: at what household income level will colleges stop offering scholarships and grants (i.e., free money) to help your child attend? What is that income cutoff? Given that the cost of college is already outrageous — and likely only getting worse — this is a
The Income Limit To Qualify For College Scholarships And Grants Read More »
Craig Joseph writes for NerdWallet. Email: cjoseph@nerdwallet.com. The article Southwest’s New Fares: Cardholders and Elites Win, Others Pay originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/southwests-new-fares #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
Southwest’s New Fares: Cardholders and Elites Win, Others Pay Read More »
Look around. Money flows everywhere, yet financial freedom eludes most people. Why? It’s not about how much you make. It’s about what you do with it. Our daily money habits – those tiny, seemingly insignificant decisions – shape our financial destiny more than any paycheck ever could. 1. Debt Comfort Zone If you can’t buy
11 Bad Financial Habits That Trap People in Poverty Read More »
It’s fair to say most partisan Canadians and their political parties were not thrilled by the results of Monday’s federal election . The surging Liberals did not get their majority (as of press time), even in light of presenting an agenda, from a new shiny face who was not Justin Trudeau, that stoked fear about
Canadians don’t see a unified economic way forward and that’s bad news Read More »
Whitney Vandiver writes for NerdWallet. Email: wvandiver@nerdwallet.com. The article Does a Home Warranty Cover Foundation Repair? originally appeared on NerdWallet. https://www.nerdwallet.com/article/mortgages/does-home-warranty-cover-foundation-repair #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
Does a Home Warranty Cover Foundation Repair? Read More »
Deciding to delay retirement by another year can have significant benefits for your financial future and overall well-being. Pushing back retirement can enhance your financial security and contribute to a more fulfilling and stable retirement. Here are the top reasons to consider pushing back retirement another year: 1. Your Savings Account If your savings account
15 Reasons Early Retirement Might Not Be the Best Choice Right Now Read More »
I love participating in loyalty and reward programs. They’re almost always free, gets you free “stuff,” and there’s really no downside. The only risk is that you overspend, which I’m not prone to do. And if you don’t participate, you invisibly subsidizing the folks who do. It’s like not using a rewards credit card, you
Never Ever Hoard Loyalty or Rewards Points Read More »
Nobody enjoys a stock market downturn, especially those who rely more on returns to survive due to a lack of active income. But as parents, we can use these sell-offs as an opportunity to help turn our kids into future millionaires. Although I’m a perennial optimist, I believe our kids are kind of screwed. The
Use Stock Market Downturns To Make Your Kids Millionaires Read More »
Eliza Haverstock writes for NerdWallet. Email: ehaverstock@nerdwallet.com. Twitter: @elizahaverstock. The article Student Loan Default Collections Resume: What to Know originally appeared on NerdWallet. https://www.nerdwallet.com/article/loans/student-loans/student-loan-default-collections-resume-what-to-know #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances
Student Loan Default Collections Resume: What to Know Read More »
Carrying cash can provide numerous advantages in a world that increasingly relies on digital transactions. Having cash on hand ensures you’re prepared for situations where card payments aren’t accepted or technology fails. By keeping cash with you, you’re more adaptable and prepared for unexpected circumstances, giving you a significant edge in daily life. 1. Tolls
15 Moments When Carrying Cash Gives You the Upper Hand Read More »
When buying a car, dealers often try to upsell various sneaky add-ons that can significantly increase the final price. While some of these add-ons can be useful, many are overpriced and unnecessary. Dealers may make them sound essential, but it’s important to do your own research and decide if you really need them. 1. Paint
13 Costly Extras Car Dealers Push That People Don’t Really Need Read More »
Discovering enjoyable activities that don’t cost a lot is essential for maintaining a balanced budget without sacrificing fun. Savvy savers know that you can find plenty of affordable entertainment. These activities not only provide joy and relaxation but also promote creativity and social connections. 1. Hiking and Nature Walks Mother Nature offers her beauty for
15 Smart Ways to Get More Enjoyment Out of Your Money Read More »
Q. I have a question regarding “ financial advisers ” offered by banks. As a client, I meet from time to time to review my financial plan but I am essentially a DIY investor. For instance, my tax-free savings account (TFSA) is self-directed via the bank’s online brokerage. I am not charged any fee or
How are bank advisers paid? Plus, will bonds help protect my retirement savings? Read More »
In 1997, Gary Winnick founded Global Crossing, a company with the bold vision of laying undersea fiber-optic cables to build a global IP-based telecommunications network. It was a massive infrastructure play, designed to form the core transport layer for the internet, connecting data centers and network hubs worldwide. But as visionary as the plan was,
The Last Mile Is Where Success Is Made: Always Close The Loop Read More »
If You’re the Only One Making Decisions, You Don’t Own a Business—You Own a Job You’re not lazy. You’re not disorganized. You’re just doing too much. You’re the CEO, the head of sales, the lead technician, and the complaint department—every single day. And you’re exhausted. If you’re wondering why you can’t seem to get ahead,
What Jesus Knew About Leadership That Most CEOs Still Don’t Read More »
Craig Joseph writes for NerdWallet. Email: cjoseph@nerdwallet.com. The article Big Changes at Bilt: More Rent Rewards, New Ways to Use Points originally appeared on NerdWallet. https://www.nerdwallet.com/article/travel/big-changes-at-bilt #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips
Big Changes at Bilt: More Rent Rewards, New Ways to Use Points Read More »
Embracing simple habits can make a significant impact on your financial health. These seemingly minor adjustments in your daily routine can accumulate into substantial financial benefits, helping you save more and manage your money better. It’s all about being mindful of your spending habits and making smart choices. 1. Quality over Quantity Savvy savers are
15 Everyday Changes That Quietly Boost Your Savings Read More »
With the party leaders’ debates now behind us, and the federal election just days away , what better time to take a brief look at a few of the more interesting tax policies announced by three of the major parties. Lowest tax bracket Both the Liberal Party of Canada and the Conservative Party of Canada
Golombek: A look at four tax proposals floated for the federal election Read More »
Vadym_Hunko / Shutterstock.com Advertising Disclosure: When you buy something by clicking links within this article, we may earn a small commission, but it never affects the products or services we recommend. You’re thrilled to celebrate your loved ones — but let’s be honest: wedding season can wreck your budget if you’re not careful. From travel
Before You RSVP: 8 Hidden Wedding Guest Expenses You Need to Budget For Read More »
