financial literacy programs

Canada needs a full federal budget now to show where taxpayers’ money is going

Canada’s federal finance minister has announced that a budget will not be presented during the upcoming session of Parliament, but there will be a fall economic statement (FES) presented later this year, which surprised many and it should. Isn’t one of the basic constitutional principles of our democracy that taxpayer money cannot be spent without […]

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The Real Reason You’re Stuck Isn’t Strategy—It’s Vision

Most business owners think they have a vision. What they actually have is noise. They throw around vague goals like “growth” or “freedom,” but if you pressed them for details, you’d get fuzzy answers at best. Ask their team where the company is going, and you’ll get blank stares. Look at their calendar, and you’ll

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What Moody’s U.S. Credit Rating Downgrade Means for Treasurys

Lauren Schwahn writes for NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. The article What Moody’s U.S. Credit Rating Downgrade Means for Treasurys originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/moodys-downgrades-us-credit-rating #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome

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12 Key Factors to Weigh Before Retirement

Retirement is an essential milestone that requires careful planning and saving to ensure a comfortable future. But with so many variables at play, it’s challenging to determine the magic number needed to secure a comfortable retirement. After someone asked a poverty finance community how much they needed for a comfortable retirement, these were their honest responses.

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What Is a Secured Credit Card?

Struggling to get approved for a credit card because of bad credit or no credit history? A secured credit card might be your best way to start building—or rebuilding—your credit. These cards work just like… The post What Is a Secured Credit Card? appeared first on Crediful. https://www.crediful.com/secured-credit-card/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy

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How An ARM Can Save And Make You More Money On A Home

About once a month, I get an email or comment from a reader criticizing adjustable-rate mortgages (ARMs) as a poor financial choice. Since I’ve been a proponent of ARMs since starting Financial Samurai in 2009, I understand the pushback. Roughly 95% of homebuyers with mortgages get 30-year fixed-rate mortgages. However, I still prefer an ARM

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Why Traditional Financial Advice Won’t Get You to Freedom Fast Enough

You’ve been told to max out your 401(k).To live lean.To invest in index funds.To be patient. You’re doing well—maybe even better than most. But deep down, you know something’s off. You didn’t start a business to retire at 65!! You didn’t pour blood, sweat, and sleepless nights into something just to wait 30 years for

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8 Quick Tricks to Stop Losing Your Hard-Earned Cash

Using simple and effective ways to boost your savings can help you build a financial cushion. Saving money reduces stress, giving you peace of mind knowing you have funds to fall back on in case of emergencies. By adopting easy saving habits, you can improve your financial health and enjoy a more secure and stable

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What Is a Voided Check, and When Do You Need One?

A voided check is a paper check with the word “VOID” written across the front. It can’t be used to make a payment, but it still shows important account details like your routing and account… The post What Is a Voided Check, and When Do You Need One? appeared first on Crediful. https://www.crediful.com/voided-check/ #financialfreedom #money

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Pressed Down, Shaken Together, and Running Over: The Business Strategy Most Entrepreneurs Ignore

Most business owners want to grow.They want more income, more time, and more impact.But if we’re honest, most are using the world’s methods while praying for God’s results. They’re chasing tactics, tools, and tech.But ignoring a timeless principle that unlocks results few ever experience. It comes from Luke 6:38: “Give, and it shall be given

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8 Costly Habits Trapping the Middle Class

Money flows endlessly through our lives. Yet financial freedom eludes most middle-class professionals. Despite earning more than ever before, we’re increasingly trapped in an endless cycle of work and consumption. Your habits matter more than your income. 1. Hidden Chains of Comfort Comfort can deter your dreams. Your steady paycheck arrives like clockwork. Bills get

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Chase Credit Journey Review for 2025

Want to monitor your credit score for free? Chase Credit Journey gives you instant access to your TransUnion VantageScore 3.0—no Chase account required. It’s completely free to use and doesn’t impact your credit. You’ll get… The post Chase Credit Journey Review for 2025 appeared first on Crediful. https://www.crediful.com/chase-credit-journey-review/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy

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15 Little-Known Rental Ideas That Make Bank

Exploring lesser-known rental businesses can open up new and profitable opportunities. By tapping into niche markets, you can cater to specific needs and stand out from the competition. They also allow you to leverage underutilized assets and meet the demands of people who prefer renting over buying. 1. Rent a Chicken Coop Many people want

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How to Check Your Bank Balance Online in Seconds

These days, checking your bank account balance doesn’t require a trip to the branch or a call to customer service. Whether you’re at home or on the go, you can quickly see how much money… The post How to Check Your Bank Balance Online in Seconds appeared first on Crediful. https://www.crediful.com/how-to-check-your-bank-account-balance-online/ #financialfreedom #money #entrepreneur #business

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Aging and Money: How Declining Financial Literacy Puts Senior Savings at Risk

New Africa / Shutterstock.com As Americans age, a quiet but serious threat emerges that can jeopardize decades of careful financial planning: declining financial literacy. Research shows that this progressive drop in the ability to understand and manage financial matters affects most older adults, even those without dementia, putting their hard-earned savings and financial security at

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The Best Psychological Trick To Boost Your Wealth Beyond Belief

Believing you deserve to be rich is one of the most powerful psychological tricks to boost your wealth. With trillions of dollars circulating in the world, you have to ask yourself: Why not me too? Think about the knuckleheads you grew up with—people no smarter or harder working than you—who somehow ended up making vast

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9 Millionaire Habits People Need to Know

Money transforms everything. Yet most people never grasp its true power. It’s not just about having more of it—it’s about understanding its true nature and making it work for you. After diving deep into decades of financial wisdom spread across numerous books, one truth becomes crystal clear: building wealth isn’t about get-rich-quick schemes or complex financial

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How to Negotiate With Debt Collectors & Settle for Less

Dealing with debt collectors can feel overwhelming—especially when the phone calls start piling up and the letters won’t stop. But here’s the good news: you don’t have to pay the full amount, and you have… The post How to Negotiate With Debt Collectors & Settle for Less appeared first on Crediful. https://www.crediful.com/how-to-negotiate-with-debt-collectors/ #financialfreedom #money #entrepreneur

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Will Liberals fulfil an election promise to give relief on RRIF withdrawal amount?

This week, Prime Minister Mark Carney confirmed that François-Philippe Champagne will remain as finance minister. While many had expected that one of his first orders of business would be tabling a federal budget , on Wednesday Champagne suggested that he would not be presenting a spring budget when the House of Commons resumes sitting at

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Acorns • 1 min Acorns Doubles Down on Financial Wellness for the Whole Family

https://grow.acorns.com/learn/acorns-earlybird-acquisition/ #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth

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