Despite your best savings efforts — and maybe due to some unexpected expenses — your retirement plans may have run into the stark reality that you didn’t end up with the nest egg you had planned on. In fact, you’re headed toward your golden years with credit card debt. Unfortunately, that’s the case for many

Losing a job is tough no matter what. Add a pandemic into the mix, and now millions of Americans are out of work for months at a time, creating a surge in long-term unemployment. For most out-of-work folks, it’s taking about 21 weeks to find a new job, according to the latest data from the

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Today’s new luxury cars come equipped with a growing menu of high-tech driving-assistance options. Safety features like blind-spot collision-avoidance warnings can lower your chances of

Dear Penny, I will be 62 in November and right now times are tough. Is it possible to take Social Security temporarily and then stop it when things begin to move again?  I was thinking of maybe just taking it for a short time, through early summer 2021. I am in the pet-sitting business and

When gyms and fitness studios closed their doors earlier this year due to the pandemic, bikes started flying off shelves as people looked for ways to be active while staying socially distanced. But just like cars, bikes require upkeep. Unlike cars, however, you can do a lot of basic bicycle maintenance yourself. Jake McFadden is