A friend reached out to me this week in a panic. She was about to file her 2025 tax return and owed $140,000 in tax, but that wasn’t the source of her concern. It turns out she had sold an income property in 2025, realized a significant capital gain and the tax on that gain […]
Here’s how and when you have to pay tax in instalments to the CRA Read More »
The S&P 500 is up roughly 100% over the past three and a half years. At its historical average annual return of about 10%, you’d expect it to be up closer to 40% over that same stretch. That’s an “excess gain” of 60%. I view this excess like free money you find on the street
Use Your Excess Stock Market Gains to Actually Change Your Life Read More »
When you are starting a business and need funding, you can’t just ask a bank for a loan on good faith. Before your business builds its own financial history, lenders are going to look at your credit report to approve or deny your business loan. If you have strong credit, you will have access to
Why You Need Good Personal Credit to Start Your Business Read More »
Jae Bratton writes for NerdWallet. Email: [email protected]. The article IHG Credit Cards Boost Welcome Offers up to 185K Points (Limited Time) originally appeared on NerdWallet. https://www.nerdwallet.com/credit-cards/news/ihg-credit-cards-hike-bonuses-up-to-185k-points-april-2026 #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips
IHG Credit Cards Boost Welcome Offers up to 185K Points (Limited Time) Read More »
If your home is overflowing with unused items or forgotten finds, you might be sitting on a surprising source of extra income. Flipping turns those overlooked belongings into profit by giving them a little attention and reselling them for more than you paid. It’s a flexible, low‑barrier side gig that fits easily into your schedule
Easy Flips That Can Make Fast Cash Read More »
Despite ongoing cost-of-living pressures, millennial parents are finding ways to set money aside for their children’s future, according to a new survey from education savings company Embark Student Corp. Seventy-three per cent of the survey’s respondents — 90 per cent of whom are millennials — said they have opened a registered education savings plan (RESP)
USA TODAY Network / Reuters Social Security payments in May follow a normal schedule, with the first payments hitting on May 13. Social Security – benefits paid mostly to recipients who are older or retired – typically go out on Wednesdays. On the second Wednesday of the month, payments are issued for beneficiaries whose birthdays
When to Expect Your Social Security Payment for May. See Schedule. Read More »
In this episode of the DecaMillionaire Decoded podcast, host Justin Goodbread and his long-time colleague Raquel dive into the emotional and practical hurdles of transitioning from a controlling founder to a leader who empowers a team to run the firm. The conversation is a vulnerable look at what it actually feels like to step out
Ramsey Qubein writes for NerdWallet. Email: [email protected]. The article Traveling Abroad? Get Free Phone Data With These Cards originally appeared on NerdWallet. https://www.nerdwallet.com/travel/learn/visa-infinite-signature-cards-free-esim #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
Traveling Abroad? Get Free Phone Data With These Cards Read More »
Growing up in a working‑class household leaves a lasting imprint on how you think about and manage money often in ways you don’t fully recognize. Even when you’re earning more and working hard, financial anxiety can still linger beneath the surface. The lessons and habits formed in childhood stay with us, influencing how we save,
Money Habits You Inherited Without Knowing Read More »
Canadians have billions of dollars tucked away in their First Home Savings Accounts , a savings stockpile that has only been growing as stock markets have powered higher in recent years. The real estate industry would love to see first-time home buyers drain those accounts, but a major question for young Canadians today is whether
Garry Marr: Are young FHSA savers about to get duped again? Read More »
After the final day of swimming and tennis at the sports club we’re dropping, I took my kids to an open house in San Francisco. My wife was on a mom’s trip to Napa and I wanted to keep introducing my children to real estate, my favorite asset class. Maybe they might take a professional
The Rise of Arrogant Listing Agents in A Hot Real Estate Market Read More »
Funto Omojola writes for NerdWallet. Email: [email protected]. The article 5 Things to Know About the Credit One Omni Card originally appeared on NerdWallet. https://www.nerdwallet.com/credit-cards/learn/credit-one-omni-card #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances
5 Things to Know About the Credit One Omni Card Read More »
Downsizing to a tiny home can be a powerful way for retirees to stretch their savings and enjoy more financial freedom. With lower housing costs and fewer maintenance demands, tiny living helps retirement funds last longer while reducing stress. 1. Less House, Less Mortgage This one’s a no-brainer. Tiny houses typically cost a fraction of
Tiny‑Home Perks That Can Save Retirees Big Read More »
As a young boy, I would watch my mom diligently read the newspapers and the flyers that came with them. She would cut out coupons and tuck them away for the next trip to the store. Today, newspaper coupons have been replaced by a flood of digital ones: app notifications, email blasts, loyalty offers and
Whether you use an app or a budget worksheet to get a handle on your spending, you’ll want to know where your money is going — and then make a plan for where you want it to go. The 50/30/20 budget is a good tool to do just that. Use our calculator to estimate how…
Many parents assume leaving a large inheritance is the ultimate gift, but in reality, it can do more harm than good. Passing down too much money can weaken motivation, fuel entitlement, and create financial dependence that limits your children’s growth. Choosing alternative ways to use or distribute your wealth can actually empower your family, strengthen
Why Not Leaving an Inheritance Can Pay Off Read More »
Raisin is a fintech company that partners with banks to offer high interest rates. They also run deposit promotions where they will give you a cash bonus for large deposits as long as you keep them there for 90+ days. Right now, there’s an offer with Everbank where you can lock in a 4.10% APY
How to Earn ~7% APY from Raisin Read More »
Austin Deppe / Shutterstock.com Airline passengers are more satisfied than they’ve been in two years, and Delta is the reason. The American Customer Satisfaction Index’s 2026 Travel Study, based on nearly 15,000 completed surveys, found that overall airline satisfaction rose 3% to a score of 76 out of 100. That’s one point below the industry’s
Southwest Was Just Dethroned As America’s Favorite Airline Read More »
If you’re one of the 8,000 Meta employees getting laid off in May, the difference between a good and great outcome could be worth $50,000 or more. The main reason for the layoffs the company mentioned is to offset their massive AI CAPEX. I’ve spent 14 years helping people negotiate severance packages, including engineering my
Grading Meta’s Severance Package Offer: Strong On The Surface Read More »