Roughly 43% of my net worth is in real estate, my favorite asset class to build long term wealth for the average person. Real estate was my primary reason for being able to generate enough passive investment income to leave work in 2012. It has also been responsible for two of my largest capital gains […]
2026 Real Estate Outlook: Better Times Ahead For Investors Read More »
Three years ago, I sat across the table from a roofing contractor named Mark who was about to shut down his business. Stories like his explain why business goals fail even when effort and intention are high. He’d hired the consultant. Launched the marketing campaign. Invested in the CRM. Built the website. Started the social
Why 92% of Business Goals Fail (And the Brain Science That Fixes It) Read More »
It’s possible to make $100s by opening a new bank account, but sorting through the best offers can be tricky. There’s no shortage of enticing opportunities for banking clients right now. We’re happy to do the work for you. The… Source https://www.moneycrashers.com/best-new-bank-account-promotions-offers/ #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair
15 Best Bank Promotions & Bonus Offers for January 2026 Read More »
Peter Rothbart writes for NerdWallet. Email: [email protected]. The article The Capital One Shopping Portal Is Changing How I Book Travel originally appeared on NerdWallet. https://www.nerdwallet.com/travel/learn/book-with-capital-one-shopping-portal #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome
The Capital One Shopping Portal Is Changing How I Book Travel Read More »
Certain workplace behaviors can mark you as a financial liability, which means your actions could negatively impact the company’s bottom line. It’s important to be aware of these behaviors because they can not only harm the company’s financial health but also damage your reputation and career prospects. By avoiding these detrimental actions and adopting a
14 Signs You’re Becoming a Financial Risk at Work Read More »
Spending beyond your limits can lead to serious financial stress and long-term money problems. Recognizing the signs of overspending is crucial for maintaining financial health. By addressing these habits early on, you can avoid debt and achieve your financial goals. 1. You are Living Paycheck to Paycheck 78% of full-time workers said they live paycheck
7 Signs You’re Spending Beyond Your Means Read More »
Boosting your monthly savings can be simple with a few easy steps. Saving more money provides a financial cushion for emergencies, helps you reach your financial goals faster, and reduces financial stress. 1. Monitor Utility Bills Besides being conscience of your energy consumption (electric and gas), you’ll want to always monitor your actual bills that
8 Clever Ways to Boost Your Monthly Savings Read More »
Dean Drobot / Shutterstock.com Your full-time job may be great, but it may not check every box. It might not provide the income you want or offer enough security to make you feel stable. If you’re looking for extra income, more financial stability, or new ways to grow, a side job could help you make
30 Best Side Hustles You Can Do From Home (and What They Pay) Read More »
As a FIRE parents raising two children in San Francisco, we rely heavily on our investments to remain free. If we significantly misjudge returns, we increase the probability of having to go back to work. Going back to work is not the end of the world. Ideally, however, we would like to avoid it until
Investment Outlook For Public And Private Stocks In 2026 Read More »
Taylor Getler writes for NerdWallet. Email: [email protected]. The article Weekly Mortgage Rates Flat on Heels of So-So Jobs Report originally appeared on NerdWallet. https://www.nerdwallet.com/mortgages/news/weekly-mortgage-rates-1-9-26 #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances
Weekly Mortgage Rates Flat on Heels of So-So Jobs Report Read More »
Looking for a creative side hustle that generates $15,000 each month to boost your income? These side hustles offer financial freedom, help you reach your financial goals faster, and provide a safety net in case of job loss or unexpected expenses. By tapping into creative side hustles, you can significantly improve your financial stability and
15 Crazy Side Gigs That Can Transform Your Finances Read More »
Q. I’m a 58-year-old woman living in Hamilton, Ont., and I would like to retire at age 65. I have a small mortgage on my bungalow of about $140,000. As for savings, I have $50,000 invested outside registered accounts, all in Canadian blue-chip dividend paying stocks. I also have $60,000 in a balanced exchange-traded fund
The holiday season is often full of reflection and taking stock of values, both internally and externally. For many people, the holidays mean a time of introspection and a twinge of existentialism, but they also signal a time of new professional beginnings. This is why it’s become critical to keep a keen eye on the
The Holiday Impact on Ethereum and What to Expect Going Into the New Year Read More »
Lauren Schwahn writes for NerdWallet. Email: [email protected]. Twitter: @lauren_schwahn. The article Give Yourself a 7-Day Financial Reset originally appeared on NerdWallet. https://www.nerdwallet.com/finance/news/7-day-financial-reset-recap #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
Give Yourself a 7-Day Financial Reset Read More »
Did you know there are subtle signs that you’re trapped in middle-class mediocrity? These behaviors can prevent you from achieving your full potential and limit your financial growth. Recognizing these signs is important because it allows you to make changes that can lead to greater success and a more fulfilling life. 1. Overvaluing Job Security
15 Habits Keeping You in Middle‑Class Limbo Read More »
By many objective measures, 2025 was a good year. Investment returns were solid. I published another bestseller in Millionaire Milestones. My kids are healthy, happy, and continuing to grow in loving environments. On paper, I should feel satisfied. But the reality is different. The downside of writing consistently, responding to hundreds of questions, managing the
New Year’s Resolutions 2026: Less Optimizing, More Living Read More »
In this episode of the DecaMillionaire Decoded podcast, host Justin Goodbread explores the intersection of faith and business success, challenging the common frustration entrepreneurs feel when their financial results do not match their effort. Justin observes that many hard-working Christian business owners feel stuck despite their dedication to their faith and work. He argues that
Why God Doesn’t Fund Your Struggling Christian Business – The Stewardship Truth Read More »
Funto Omojola writes for NerdWallet. Email: [email protected]. The article American Airlines Cards Hike Bonuses, Up to 100,000 Miles originally appeared on NerdWallet. https://www.nerdwallet.com/credit-cards/news/american-airlines-credit-cards-increase-bonuses-january-2026 #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
American Airlines Cards Hike Bonuses, Up to 100,000 Miles Read More »
There are some purchases retirees make that can quickly add up and drain their retirement savings. It’s important to be mindful of these purchases because managing money wisely in retirement ensures financial security and peace of mind. By cutting down on wasteful spending, retirees can make their savings last longer, enjoy a more comfortable lifestyle,
15 Expenses That Quietly Eat Up Retirement Money Read More »
Soaring stock markets helped boost the solvency of Canadian defined-benefit (DB) pension plans to a record high at the end of 2025, according to a new report by Mercer (Canada) Ltd. The median solvency ratio of 471 DB pension plans was 132 per cent on Dec. 31, 2025, a record high based on data going