Buying a car is a big financial decision, whether you’re purchasing a new vehicle or a used car. Auto loans are available from car dealerships, banks and credit unions—and credit unions might offer better interest rates than other options. That could translate to big savings over the life of your loan. If you’re in the […]
Do Credit Unions Offer Better Rates on Car Loans? Read More »
Sean Pyles writes for NerdWallet. Email: spyles@nerdwallet.com. Twitter: @SeanPyles. Sara Rathner writes for NerdWallet. Email: srathner@nerdwallet.com. Twitter: @sarakrathner. The article Smart Money Podcast — From Eggflation to Ghost Jobs: Roasting 2024’s Biggest Financial Turkeys originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/smart-money-podcast-from-eggflation-to-ghost-jobs-roasting-2024s-biggest-financial-turkeys #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity
Creating a happy family life doesn’t have to mean spending a lot of money. Budget-savvy parents find clever ways to make the most of their resources while focusing on what truly matters—time together, meaningful experiences, and building strong connections. By being creative and resourceful, parents can provide rich memories and opportunities for their kids while
13 Clever Ways Budget-Savvy Parents Create a Rich Family Life Read More »
Everything you need to know about federal and provincial measures to help Canadians with the cost of living https://financialpost.com/personal-finance/taxes/everything-you-need-know-ottawa-gst-cuts #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
You might see an inquiry from the IRS on your credit report if the IRS asked you to verify your identity, you owe back taxes or you’re working for the IRS. However, the inquiries will be soft inquiries, which don’t affect your credit scores. Why Is There an IRS Inquiry on My Credit Report? A
Why Is There an Inquiry From the IRS on My Credit Report? Read More »
The Santa Claus Rally refers to a historically observed stock market phenomenon where U.S. equity markets tend to perform well during the last five trading days of the year and the first two trading days of the new year. Historically, the average gain during this seven-day period is around 1.3%. As time has gone on, largely thanks to
The Santa Claus Rally Phenomenon And Its Origins Read More »
Eliza Haverstock writes for NerdWallet. Email: ehaverstock@nerdwallet.com. Twitter: @elizahaverstock. The article What Is a FAFSA Contributor? originally appeared on NerdWallet. https://www.nerdwallet.com/article/loans/student-loans/what-is-a-fafsa-contributor #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
What Is a FAFSA Contributor? Read More »
Keeping the romance alive doesn’t have to cost a fortune. In fact, finding affordable ways to spend quality time together can make your relationship stronger and more meaningful. With a little creativity, couples can keep the spark alive while saving money for the future. 1. Picnic in the Park Pack a basket with finger foods,
13 Affordable Ways Couples Can Keep the Romance Alive Read More »
New, larger standard deductions for 2025 could help you save a few dollars on your federal tax return in 2026. Standard deductions are adjusted each year for inflation. For the 2025 tax year, the standard deduction is increasing to $15,000 for single filers, $22,500 for heads of household and $30,000 for married couples filing jointly.
What Is the Standard Deduction for 2025? Read More »
Sarah Schlichter writes for NerdWallet. Email: sschlichter@nerdwallet.com. The article The Best Pet Insurance in New Jersey for 2024 originally appeared on NerdWallet. https://www.nerdwallet.com/article/insurance/best-pet-insurance-new-jersey #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
The Best Pet Insurance in New Jersey for 2024 Read More »
Night jobs with flexible schedules are a game-changer for people who need work that fits their lifestyle. Whether you’re a night owl, juggling family responsibilities, or pursuing other goals during the day, these jobs let you earn money on your own terms. Choosing a night job with ultimate flexibility helps you balance work and life
12 Rewarding Night Jobs Offering Ultimate Flexibility Read More »
The best savings accounts offer high-yield interest rates and don’t require you to maintain a huge minimum balance (or any balance whatsoever) to avoid fees. If you are using a brick-and-mortar bank as your savings account, you need to switch. They don’t pay anything. And the banks on this list pay many many times that.
Best High-Yield Online Savings Accounts: 4.80% APY (November 2024) Read More »
Kim Moody: Proposed GST/HST holiday and the Working Canadians Rebate will have zero lingering benefits https://financialpost.com/personal-finance/taxes/ill-advised-tax-breaks-not-healthy-now-future #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment #wealth #motivation #financialindependence #passiveincome #personalfinance #realestate #stockmarket #debtfree #entrepreneurship #invest #bitcoin #creditrepair #debtfreecommunity #investor #trading #workfromhome #stocks #credit #financialeducation #bhfyp
The sugar rush from ill-advised tax breaks is not healthy now nor for the future Read More »
The principal on a loan is the original amount you agree to repay. It can affect how much interest you owe with each payment, and a portion of each loan payment generally goes toward the principal. Over time, the principal balance decreases—and making extra payments could help you save money and pay off the loan
What Is Loan Principal? Read More »
Ever since I started saving for retirement in 1999, I’ve been a proponent of tax-deferred retirement vehicles like the 401(k) and skeptical of tax-now vehicles like the Roth IRA. Working in banking, I was already being taxed out the wazoo and had no desire to pay even more. Frankly, I wasn’t even familiar with the
Mega Backdoor Roth IRA: Supercharging Your Retirement Savings Read More »
Lauren Schwahn writes for NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. The article What Is Layaway, and Should You Use It for Black Friday Shopping? originally appeared on NerdWallet. https://www.nerdwallet.com/article/finance/what-is-layaway #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding
What Is Layaway, and Should You Use It for Black Friday Shopping? Read More »
Low-cost cities provide an excellent opportunity for people to maximize their income by reducing their overall living expenses. These cities often offer a range of amenities and opportunities without the high price tag, making them attractive options for those looking to maximize their income. 1. Omaha, Nebraska Known for its strong job market and entrepreneurial
13 Wallet-Friendly Cities Where Life Costs Less Read More »
As a non-U.S. citizen, you can open a U.S. bank account if you have the forms of identification accepted by the institution you want to bank with. Often, you’ll need to provide an Individual Taxpayer Identification Number (ITIN) as an alternative to a Social Security number. You may also be able to provide a state
Can Non-U.S. Citizens Open a Bank Account in the U.S.? Read More »
Shannon Bradley writes for NerdWallet. Email: sbradley@nerdwallet.com. The article EV Buying Guide: Know the Basics originally appeared on NerdWallet. https://www.nerdwallet.com/article/cars/car-shopping/ev-buying-guide #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
EV Buying Guide: Know the Basics Read More »
Greed can be defined as an intense and selfish desire for things such as wealth, power, food, or material possessions. It’s usually easier to recognize greed in other people than in ourselves. We’ll help you identify secret signs to assess your level of greed so that you find ways of dealing with it. 1. Lack
15 Hidden Clues That Someone Is Truly Greedy Read More »
