Did you know there are subtle signs that you’re trapped in middle-class mediocrity? These behaviors can prevent you from achieving your full potential and limit your financial growth. Recognizing these signs is important because it allows you to make changes that can lead to greater success and a more fulfilling life. 1. Overvaluing Job Security […]
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By many objective measures, 2025 was a good year. Investment returns were solid. I published another bestseller in Millionaire Milestones. My kids are healthy, happy, and continuing to grow in loving environments. On paper, I should feel satisfied. But the reality is different. The downside of writing consistently, responding to hundreds of questions, managing the
New Year’s Resolutions 2026: Less Optimizing, More Living Read More »
In this episode of the DecaMillionaire Decoded podcast, host Justin Goodbread explores the intersection of faith and business success, challenging the common frustration entrepreneurs feel when their financial results do not match their effort. Justin observes that many hard-working Christian business owners feel stuck despite their dedication to their faith and work. He argues that
Why God Doesn’t Fund Your Struggling Christian Business – The Stewardship Truth Read More »
Funto Omojola writes for NerdWallet. Email: [email protected]. The article American Airlines Cards Hike Bonuses, Up to 100,000 Miles originally appeared on NerdWallet. https://www.nerdwallet.com/credit-cards/news/american-airlines-credit-cards-increase-bonuses-january-2026 #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
American Airlines Cards Hike Bonuses, Up to 100,000 Miles Read More »
There are some purchases retirees make that can quickly add up and drain their retirement savings. It’s important to be mindful of these purchases because managing money wisely in retirement ensures financial security and peace of mind. By cutting down on wasteful spending, retirees can make their savings last longer, enjoy a more comfortable lifestyle,
15 Expenses That Quietly Eat Up Retirement Money Read More »
Soaring stock markets helped boost the solvency of Canadian defined-benefit (DB) pension plans to a record high at the end of 2025, according to a new report by Mercer (Canada) Ltd. The median solvency ratio of 471 DB pension plans was 132 per cent on Dec. 31, 2025, a record high based on data going
In this episode of the Decamillionaire Decoded Podcast, host Justin Goodbread interviews Brett Swarts, an expert in capital gains tax and the founder of Capital Gains Tax Solutions. The discussion focuses on how high-net-worth business owners and investors can protect their wealth from significant capital gains taxes when exiting an asset. They cover the concept
Selling Your Business? Don’t Let Capital Gains Tax Stop You Read More »
Taylor Getler writes for NerdWallet. Email: [email protected]. The article Mortgage Rates Today, Tuesday, January 6: A Little Higher originally appeared on NerdWallet. https://www.nerdwallet.com/mortgages/news/mortgage-rates-today-tuesday-january-6-2026 #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
Mortgage Rates Today, Tuesday, January 6: A Little Higher Read More »
Wise rich people often make smart choices with their money to grow and protect their wealth. This practice helps them increase their wealth over time, prepare for unexpected expenses, and ensure long-term financial security. By adopting these wise habits, anyone can improve their financial situation and work towards achieving financial independence. 1. Diversification Building wealth
14 Habits That Help the Rich Stay Wealthy Read More »
Summary: Vanguard offers those with $500,000+ in assets a way to lend out those shares to earn additional income, called the Vanguard Fully Paid Lending Program. It’s an easy way to earn additional income if you hold shares in companies that investors want to short. Don’t expect to earn more but could provide additional income
Vanguard Fully Paid Lending Program Review Read More »
I’ve been using Amazon a lot lately, from buying books and Christmas gifts to preparing my own book for release on its platform. It’s a slick platform that millions of people around the world use and it made its creative founder — Jeff Bezos — one of the wealthiest people on Earth. In 1994, Bezos
Canada beware: Money goes to where both energy and lower taxes flow Read More »
I’ve been aggressively buying the dip since March 2020, when I wrote How To Predict A Stock Market Bottom Like Nostradamus. My daughter was born four months earlier, and something inside me clicked, pushing me to invest aggressively for her future in an increasingly difficult world. Since then, I’ve continued to buy virtually every meaningful dip
Be Careful Buying The Dip Too Often, Too Soon Read More »
Taylor Getler writes for NerdWallet. Email: [email protected]. The article Mortgage Rates Today, Monday, January 5: Slightly Lower originally appeared on NerdWallet. https://www.nerdwallet.com/mortgages/news/mortgage-rates-today-monday-january-5-2026 #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair #budgeting #investment #debtfreecommunity #credit #financialadvisor #creditscore #financetips #financialgoals #realestate #debtfreejourney #moneymanagement #creditrestoration #invest #wealthbuilding #creditrepairservices #moneytips #passiveincome #finances #generationalwealth
Mortgage Rates Today, Monday, January 5: Slightly Lower Read More »
Looking to stretch your retirement savings? Many Americans worry about outliving their nest egg, especially with rising costs everywhere. A million dollars might seem like a lot, but in some states, it vanishes quickly. Plenty of states let you live comfortably for 25+ years on that amount. We’ve analyzed cost of living data, tax policies,
15 States Where Rising Costs Hurt You Less Read More »
You don’t have to do your own taxes, but you don’t have to pay an arm and a leg to file your income tax return either. If you have a relatively simple tax situation — for example, if you work… Source https://www.moneycrashers.com/free-online-tax-preparation-software-services/ #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree #wealth #creditrepair
Best Free Online Tax Software & Services of 2026 Read More »
Taking control of your finances doesn’t have to be complicated. By mastering these steps, you can achieve financial stability, reduce stress, and work towards your long-term goals with confidence. Step 1: Understand your personal and financial circumstances Typically, a financial planner will get to learn and understand everything about your finances, family, goals, etc. But
7 Simple Steps to Take Control of Your Money Read More »
When your bank account hits $1 million, it’s essential to make smart financial moves to secure and grow your wealth. Taking these steps ensures that your hard-earned money is protected and continues to grow, providing financial stability and peace of mind. 1. Tax Strategy Optimization In business, money talks. Improper tax planning can significantly impact
15 Wealth Moves to Make Once You Hit $1M Read More »
Some people assume credit does not matter if they never plan to borrow money. They intend to avoid credit cards, loans, and mortgages altogether. That approach can work on paper, but it ignores how often… The post Why Is Credit Important? appeared first on Crediful. https://www.crediful.com/why-is-credit-important/ #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success #investment
Why Is Credit Important? Read More »
Here are 10 things to consider this January to save taxes in 2026 … and beyond. 1. Rebalance your non-registered portfolio : If 2025 was a banner year for your non-registered portfolio, there’s a strong likelihood that your target asset allocation may be off. This can be the case if you’re heavily weighted in equities
10 things every taxpayer should do in January Read More »
Happy New Year 2026 everyone! With another year wrapped up, I thought I’d do a 2025 year in review so I can one day look back fondly as an old man. Overall, I give the year an A for effort, which is all I can really control. Unfortunately, the result didn’t match the effort, as
2025 Year In Review: A For Effort, B Minus For Results Read More »