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What is the tech sector? In today’s world, it’s hard to imagine getting through the day without smartphones, computers, and even smartwatches or speakers that talk back to you. These products are all part of one of the most innovative sectors in the economy: Technology. But the tech sector is much more than just a […]
What’s the Tech Sector? Read More »
Note: The IRS urges taxpayers to file their 2021 tax returns electronically, to speed up refunds and to support social distancing during Covid-19. Paper returns may take longer to process due to reduced staffing. Find out more here. How long do tax returns take? It can feel great to complete your federal income tax return
Why It Can Pay to File Your Taxes Early Read More »
Bitcoin, Dogecoin, Ethereum, Litecoin, and Ripple. You may have heard these names, but wonder what they are. These are virtual currencies, sometimes referred to as cryptocurrencies, and they’ve become a hot market with consumers and investors in recent years. In November, 2021, the price of a single bitcoin, the cryptocurrency invented by a mysterious software
Black Friday and Cyber Monday, two of the biggest shopping days of the year, are just around the corner. These are the days immediately following Thanksgiving, when consumers typically do the majority of their holiday shopping. In 2020, holiday shopping arrived while the Covid-19 pandemic was in full swing, and before the widespread rollout of
5 Tips for Saving Money on Black Friday and Cyber Monday Read More »
If you’re one of the millions of Americans with student debt, you may be curious if you qualify for student loan forgiveness, and how to apply for it. Student loan forgiveness programs allow the government to eliminate some or all of the federal debt that a student owes, meaning that they’re no longer responsible for
Understanding Student Loan Forgiveness Read More »
The holiday season can be tough on spending—it can drain your bank accounts and leave you in debt. But it’s a struggle that can be avoided with some proper financial planning. Create a holiday budget Many people don’t plan for extra holiday expenses. In fact, the average U.S. consumer racked up about $1,300 on credit
How to Manage Your Budget (and Credit) During the Holidays Read More »
It’s the season for giving, but that doesn’t mean you should be left with nothing in the bank. Shoppers are expected to spend 5% more during the holidays in 2021 compared to 2020. Retailers are on track to spend $1,463 per household throughout the holiday season, including $501on gifts. Holiday shopping also often means that
Stash’s Guide For Holiday Spending (and Avoiding Debt!) Read More »
U.S. consumers can often choose from a variety of rewards credit cards or cash-back programs, which can earn you free flights, trips, rentals, or even get you a check in the mail. But there’s another program in town—Stock-Back® rewards¹, which allows you to invest where and whenever you shop. But how does Stock-Back®¹ stack up to
Credit Card Points vs. Stock-Back® Rewards Read More »
Gen Z is comfortable, confident, and saving more than ever for retirement. That’s according to Principal Financial Group’s recent survey of “super savers,” people who contribute 90% or more of the maximum amount possible to employer-sponsored plans, or who made a contribution of 15% or more to those accounts from their paychecks. Employer-sponsored plans, which
Gen Z: Here’s how You Can Become a Super Saver Read More »
Truth: A custom wedding dress fitted to your exact measurements can cost a lot of money. (The average price is $1,631 as of 2021, according to Brides.) The fabric, embellishments, design, and craftsmanship all play a role in the price. Whether you love the look of a big ball gown or prefer an elegant sheath,
How to Spend Less on Your Wedding Dress Read More »
The buildings you live in, the trains you take to work, and the machines that make your clothes are all powered by one sector: industrial goods. The industrial goods sector, also known as the industrial sector, includes companies that make and sell tools and products used by other industries, particularly in manufacturing and construction. While
Why the Industrial Sector can be Critical to the Economy Read More »
At online retailers and at registers these days, you may encounter the option to pay with a service known as “Buy Now Pay Later” (BNPL). It’s another way to pay, that doesn’t rely on credit or debit cards, or even cash. Buy Now Pay Later services provide loans to consumers, letting them pay for something
Buy Now Pay Later: How it Works and What You Should Know Read More »
Younger consumers are flocking to a new type of payment called Buy Now Pay Later (BNPL), which allows them to pay in installments for things they need and want. According to a July 2021 analysis conducted by Stash of more than 700,000 customers, BNPL usage increased more than four times in the seven months from
Stash Survey Finds More People are Using Buy Now Pay Later Read More »
On average, Americans may spend about $18,000 a year on non-essential items, also known as discretionary spending, according to one 2019 study. While it’s important to spend on things that give you pleasure—whether it’s a cable subscription or take out once in a while—this kind of spending can get out of hand quickly if you’re
Making Room for Discretionary Spending in Your Budget Read More »
With Covid-19 federal student loan relief scheduled to end on January 31, 2022, you might be wondering what you can do to reduce your student loan payments. One consideration is consolidating your student loans, which can potentially lower your interest rate and the amount you owe each month. But it’s important to know some of
What to Know about Student Loan Consolidation Read More »
Decades ago, an engaged couple probably never had to agonize about asking their parents to help pay for their wedding. It was understood that the bride’s parents would pick up the tab in its entirety, from the champagne toast to the favors nobody really wanted. (This was at a time when the only people getting
How to Ask Your Parents For Money for Your Wedding Read More »
If you’re a member of the military, it’s likely you often take big risks in the service of your country. So it can be especially critical for you to have a financial plan. In fact, the nearly 1.3 million active members of the military have a special set of circumstances that they have to keep
Planning Your Finances as a Member of the Military Read More »
Working hard to advance your career can be great, but not if it comes at the cost of your mental health. That’s why, for many, hearing the recent news that tennis champion Naomi Osaka and gold-medal Olympic gymnast Simone Biles withdrew from their respective sporting competitions this summer may be a reason to pause and
How to Plan Financially for a Mental Health Leave Read More »
Your early adult years can be full of ups and downs, whether it’s worrying about grades or trying to carve out an identity, and forge a career path. For those who identify as LGBTQ+, that stress can be even more heightened. About one third of gay men and lesbians have reported suffering some form of
Coming Out? Here’s How You Can Prepare Financially Read More »
Investing can help you build wealth for short and long-term goals. But the money you earn on your investments in a personal brokerage account can be subject to taxes once you sell your holdings, or close your account. That’s why it’s important to understand the tax consequences of selling your investments. Read on to find
What Happens When You Sell Investments From a Brokerage Account? Read More »
