Student Loans

Who Is Eligible for Biden’s Plan to Expand Student-Loan Debt Forgiveness Access?

For years, federal loan forgiveness programs have been criticized for their overly-exclusive and often confusing eligibility requirements. This has led to thousands of borrowers being unexpectedly denied the loan forgiveness they had been working towards for years. But for some borrowers, that relief is finally coming. On April 19th, the U.S. Department of Education announced […]

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How to Become an Electrician

Electricians typically work in various locations such as homes, businesses, factories and construction sites to install, maintain and repair electrical power, communications, lighting and control systems. Electricians need a high school diploma before entering into a paid apprenticeship program that typically lasts four or five years. Electricians will also need to be licensed to work…

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Are You At Risk of Student Loan Default?

Student loan default starts the same way for everyone: a missed payment. Then, another. And another. Until nine total months — about 270 days — pass and your loan defaults. Three months later, it gets much worse. A debt collection agency now holds your debt, and you owe them the total balance of your loan…

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How Much Is Community College Tuition?

Community college tuition and fees for local residents cost $3,800 on average for the 2021-2022 academic year, according to the College Board’s report Trends in College Pricing and Student Aid 2021. When accounting for books, room and board, transportation and other expenses, the average annual total cost of attending community college was estimated to be…

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Why Student Debt Hits Black Americans Hardest

Students are taking on more debt than ever for an education, and Black Americans are reportedly facing more of the burden than other demographics. On average, Black college graduates have $25,000 more in student debt than white college graduates do, according to the Education Data Initiative. And four years after graduating, almost half of Black

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Transcript Gaps? A Strong College Application Remains Possible

Applying to college typically comes with some uncertainty, but this year’s applicants are tackling one additional question: What should you do when a pandemic has limited what goes into your college applications? Many extracurriculars, including sports and clubs, couldn’t go on during the pandemic. And many school districts across the country, recognizing the challenges the…

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Understanding Student Loan Forgiveness

If you’re one of the millions of Americans with student debt, you may be curious if you qualify for student loan forgiveness, and how to apply for it. Student loan forgiveness programs allow the government to eliminate some or all of the federal debt that a student owes, meaning that they’re no longer responsible for

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What to Know about Student Loan Consolidation

With Covid-19 federal student loan relief scheduled to end on January 31, 2022, you might be wondering what you can do to reduce your student loan payments. One consideration is consolidating your student loans, which can potentially lower your interest rate and the amount you owe each month. But it’s important to know some of

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Get Ready: Student Loan Payments Come Back for Real Feb. 1

Federal student loan borrowers anticipating the return of their regular student loan payments Oct. 1 can once again breathe a sigh of relief: The pause will continue through Jan. 31, 2022, the Department of Education announced Friday. The department says the extension — the fourth since March 2020 — will be the last. As with…

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Making a Plan for Repaying Federal Student Loans

Millions of student borrowers have had a long break from monthly loan payments, but Starting September 30, 2021, they may need to start repaying again. That’s when a forbearance period for federal educational loans that began in March, 2020, at the height of the Covid-19 pandemic, is slated to end. The postponement of loan payments

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How to Go Back to School With Defaulted Student Loans

If you need solutions for your student debt: Find help: Options for legit student loan help resources and organizations to contact. Pause payments: Find out the differences between student loan forbearance and deferment. Get out of default: Learn the consequences of and remedies for defaulting on your student debt. Declare bankruptcy: Explore how to discharge student debt…

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How to Prepare For Life Post-Graduation

Life after college graduation can be… a lot. You don’t really appreciate the bubble of campus living until you step out into the great unknown. One day you’re worried about studying for exams and writing papers, and the next you’re figuring out how to make rent and put bread on the table. It gets easier,

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How To Reduce Student Loan Debt While You’re in School

Stories of college graduates struggling to deal with their student loans are enough to scare away any bright-eyed college hopeful. If you’re thinking about college or in school right now, there are plenty of steps you can take to help reduce the amount of student loan debt you’ll be saddled with after graduation. Reducing student loan debt while you’re still

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How 2 First-Gen College Students Got Into Their Dream Schools

Historically, around 30% of undergraduate students are the first in their family to attend college. And that can leave them lost and behind in the college admissions process. First-generation college students don’t have the same points of equitable access to college as do other students, says Deana Waintraub Stafford, associate director for the Center for…

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6 Ways To Avoid College Loans

We all know the big story: College is great, but it’s expensive. Let’s start with the “great” part. Simply put, a college education means a big bump in income. A report by John Winters at the Fordham Institute concludes that the national mean earnings for a person with a bachelor’s degree is $92,608, compared to

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Real Minter Story: Kimberly

To showcase how our Minters are achieving their financial goals, we reached out to everyday Mint users, just like you, to share their stories. Whether it’s reaching an emergency fund goal, or making progress in paying off student loans, we’re inspired by the dedication you’ve shown in working toward your goals and dreams. One of

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Best Bad or No Credit Student Loans of 2021

The maximum amount undergraduate students can borrow in federal student loans each year is $12,500. If you’re attending a private college, that will only cover about a third of your annual cost of attendance. If your savings and federal loans fall short, you’ll probably need to apply for private student loans to bridge the gap. Although

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National Foundation for Credit Counseling Review: Student Loan Help

To help student loan borrowers avoid scams, NerdWallet is rounding up information on legitimate sources of help, like this one. Organization: National Foundation for Credit Counseling. Mission statement: “Since 1951, the National Foundation for Credit Counseling (NFCC) has helped millions of people lead a more financially fit life. As the largest and longest-serving nonprofit financial…

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5 Things to Consider When Picking a College in the COVID-19 Era

Colleges have faced innumerable challenges during the COVID-19 pandemic. And the way they’ve responded to those issues should influence how prospective students evaluate them. Online learning, strict campus rules and lingering economic concerns have left many students wondering if their college investment will be worthwhile. As a result, fall 2020 enrollment declined by 2.5% —…

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It’s Now Easier Than Ever for Your Boss to Pay Your Student Loans

Congress just gave your employer a good reason to help pay off your student loans. And unlike many student loan relief programs, this one includes private loans. The December 2020 coronavirus relief law gives your boss the opportunity to chip in up to $5,250 a year toward your student loan balances without triggering extra taxes…

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