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EveryDollar Review: A Look at the Features of Dave Ramsey’s Budgeting App

EveryDollar Review: A Look at the Features of Dave Ramsey’s Budgeting App

EveryDollar is one of the most well-known budgeting apps since it was built by financial guru Dave Ramsey. It relies on his money principles, known as the Baby Steps, and the debt snowball repayment technique. Dave Ramsey can be a polarizing figure but so many have used his approach to get out of debt. I’ve […]

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Greenlight Alternatives – Find the Best Debit Card for Your Kids

Greenlight Alternatives – Find the Best Debit Card for Your Kids

Greenlight is a banking app designed to not only enable your kids to spend money using a debit card – under your supervision – but also how to master money skills that will benefit them throughout their lives. They offer three different plan levels, each with a debit card, financial literacy games, and the ability

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How to Break the Paycheck to Paycheck Cycle

How to Break the Paycheck to Paycheck Cycle

When you are living paycheck to paycheck, breaking out of that cycle seems impossible. You’re always playing catch up or you’re one emergency away from being sent back to the start. Or worse. But it is doable, and believe it or not, you don’t even have to find ways to earn more money to do

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Ultra Mobile Review: Free International Calling and More

Ultra Mobile Review: Free International Calling and More

Ultra Mobile is a prepaid phone service offering unlimited talk and text to over 90 international destinations. Its affordable monthly plans start at $8. With all plans, you can enjoy a free mobile hotspot and fast data speeds on the 5G mobile network with capable Android and Apple devices. At a Glance Unlimited talk and

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Cred.ai Review: Helpful Tools for Building Credit

Cred.ai Review: Helpful Tools for Building Credit

Credi.ai has two accounts: a credit card and a deposit account that works like a checking account. You can fund the deposit account through direct deposit and use the credit card for spending. When you spend on the credit card (called the Unicorn card), Cred.ai will earmark funds in the deposit account to make the

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Swagbucks Review 2024: Is Swagbucks Worth It?

Swagbucks Review 2024: Is Swagbucks Worth It?

Swagbucks is an online rewards platform that allows you to earn points, called Swagbucks, by watching videos, answering surveys, playing games, and more. The points you earn can be redeemed for gift cards and cash. Plenty of GPT (get-paid-to) sites like Swagbucks on the internet promise that you can make extra money, but are they

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Buy Now Pay Later (BNPL) Apps Like Klarna

Buy Now Pay Later (BNPL) Apps Like Klarna

Klarna is a popular buy now, pay later (BNPL) platform offering flexible repayment options for small or large purchases. Klarna works with most online merchants and also offers exclusive deals and rewards to help you save money.  While there’s a lot to like about Klarna, other buy now, pay later (BNPL) apps may offer benefits

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How Much Should You Tip Your Uber Driver?

How Much Should You Tip Your Uber Driver?

Have you ever wondered about the appropriate amount to tip your Uber or Lyft driver? Or if you should even tip them at all? This is a common question, and for good reason. It’s important to know whether tipping a rideshare driver is appropriate and, if so, how much you should give them. Read on

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How to Watch NFL Games Without Cable

How to Watch NFL Games Without Cable

Many consumers have “cut the cord” on cable TV because they’re tired of paying $100-plus per month for 500 channels but only watching 20 of them. Eliminating this expense has become a consistent strategy among those looking to cut costs in a time of rising prices. But what if you’re a pro football fanatic? Is

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10 Facebook Marketplace Scams to Avoid in 2023

10 Facebook Marketplace Scams to Avoid in 2023

Just the other day, I listed something on Facebook Marketplace and someone immediately messaged me (huge 🚩!) about it. Actually, three people did and they all sent the same message! They all wanted to know the same thing – would I ship the item to them? What payment did I accept? I knew for a

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Best Way to Use Amazon.com Credit Card Points

Best Way to Use Amazon.com Credit Card Points

Credit card reward programs can get pretty complicated. It’s easy to under how you earn the points, but how do you spend them? You don’t want to spend them the wrong way and leave money on the table. When we got the Amazon.com credit card, I was happy to earn 5% on my purchases at

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Average Retirement Income: What is a Good Monthly Retirement Income?

Average Retirement Income: What is a Good Monthly Retirement Income?

How much do you need when you retire? Ask the experts and the numbers are all over the place. Some say look at your current budget and take 70%. Others suggest you predict what you want to spend and base it on that. Others suggest that you protect your nest egg and budget to use

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Best Father’s Day Gifts for 0 and Under

Best Father’s Day Gifts for $100 and Under

With Father’s Day approaching, now is the time to start thinking about that perfect gift for the dads in your life. While deciding what to buy can be difficult, there are plenty of affordable gift options. To help you in your search, I’ve compiled a list of the best Father’s Day gifts for $100 and

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Best Cash Back Debit Cards: Earn Rewards without a Credit Card

It’s always a nice perk to earn cash back on purchases. But for years, cash back rewards were limited to credit cards. That’s no longer the case. Nowadays, several financial institutions include cash back rewards on debit card purchases. This is ideal if you prefer to use debit cards for spending. Cash back debit cards

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Zebit Review: Is Buy Now, Pay Later Worth the Cost?

Zebit Review: Is Buy Now, Pay Later Worth the Cost?

Buy now, pay later services allow you to make expensive purchases with low monthly payments. Zebit offers spending limits as high as $2,500 and the ability to pay for goods for six months interest-free. No credit check is required to shop in this online marketplace featuring over 175,000 products. In this Zebit review, I let

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