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As the nation observes Juneteenth, the federal holiday commemorating Black American emancipation from slavery in 1865, it’s important to take stock of continuing inequalities. Specifically, a wealth gap persists between Black consumers, their White counterparts, and other racial groups in the U.S. as well. The disparity in assets can be seen across the financial spectrum, […]
Black America: Addressing the Racial Wealth Gap Read More »
John Schneider and David Auten were living lavishly, with designer jeans, expensive parties, and frequent dinners out where they would pick up the tab for a round of drinks or pricey bottle service. The couple, who are based in Las Vegas, soon realized they were facing more than $50,000 in debt, living in a basement
Why Saving and Debt are Big Problems for LGBTQ+ People Read More »
Read our article for a list of unexpected ways kids can earn some extra pocket money.Read our article for a list of unexpected ways kids can earn some extra pocket money. The post How to make money as a kid appeared first on Money Under 30. https://www.moneyunder30.com/how-to-make-money-as-a-kid #financialfreedom #money #entrepreneur #business #finance #investing #financialliteracy #success
How to make money as a kid Read More »
A 401(k) match is money your employer kicks in to your 401(k) retirement account, matching your contribution up to a certain percentage of your annual pay. Employer 401(k) matching is a key employee benefit that can help safeguard your future for the long term. How a 401(k) Match Works When setting up your employer-provided 401(k),
What Is an Employer 401(k) Match? Read More »
Budgeting is stupid; it’s so boring and most of us never stick with it. Let’s change that. Learn an easy way to (not) budget in just minutes a month.Budgeting is an essential tool to help you reach your financial goals. Here’s how to do it in five easy steps. The post How to start budgeting
How to start budgeting in 5 easy steps Read More »
Many of us won’t be able to spend this Mother’s Day with our moms, but we can appreciate the financial advice they’ve given us throughout our lives. My mom is a pragmatic, Midwestern, real estate attorney, and the daughter of a tavern owner and a housewife. What she learned about money, she learned the hard
Money Lessons I Learned From Mom Read More »
Spring means longer days, warmer weather, and the annual ritual of scouring, scrubbing, and organizing your living space to get rid of all that winter staleness. While you’re at it, you can also think about ways to spring clean your finances, whether it’s coming up with a new budget, hitting the unsubscribe button on services
8 Tips to Spring Clean Your Finances Read More »
Employer-sponsored plans, such as 403(b)s and 401(k)s, can be important tools to help you save for retirement. Both of these are tax-deferred retirement savings programs that your employer might offer. Whether or not you have a 403(b) or a 401(k) depends on the kind of employer you work for. The IRS rules regarding how much
403(b) vs. 401(k): Two Ways to Save for Retirement Read More »
It’s Black History Month, a time to celebrate and support the Black community, while also reflecting on the financial obstacles faced by Black Americans. In recent years, the history of racism towards Black Americans has received increasing attention, with companies and politicians making promises to address the many injustices still facing this demographic. Meanwhile, the
Building Financial Freedom and Wealth in the Black Community Read More »
As 2022 gets off to a running start, it might be a great time to reset your financial goals and habits. But before you decide how you’re going to adjust your finances in the new year, it might be a good idea to look back on how you handled your money in 2021. Did you
How Well Did You Handle Your Finances in 2021? Read More »
The new year is a perfect time to reflect on what you’d like to do differently in the coming year, particularly when it comes to your finances. And 2022 is bound to bring surprises, especially as the economy deals with new variants of Covid-19, surging inflation, and interruptions to supply chains. But there are some
Stash’s 2022 Financial Checklist Read More »
A savings surge caused by the Covid-19 pandemic is reportedly turning into a slump. Median household checking account balances have fallen since the last stimulus payments that went out in the spring of 2021, according to Moody’s Analytics. Over the last few months, as Covid-19 vaccines have rolled out, people have started returning to work
What Happens When Stimulus Money Runs Out? Read More »
Note: The IRS urges taxpayers to file their 2021 tax returns electronically, to speed up refunds and to support social distancing during Covid-19. Paper returns may take longer to process due to reduced staffing. Find out more here. How long do tax returns take? It can feel great to complete your federal income tax return
Why It Can Pay to File Your Taxes Early Read More »
If you’re trying to free up room in your budget, it never hurts to start by addressing unnecessary expenses. That could mean cutting out subscription services you never use, renegotiating your bills or refinancing debt to a lower interest rate. But once you’ve tackled the easy stuff, there’s a good chance you’ll still need to
9 Ways to Save on Your Grocery Bill Read More »
If you traditionally start your holiday shopping during Thanksgiving weekend, you may want to reset your thinking—and your calendar—and move the date up this year. The COVID-19 outbreak has disrupted the world’s supply chains, causing delays in the manufacturing of goods, shipping them out, and delivering them to consumers. Because of product shortages, your gift-buying
Getting Smart About Holiday Shopping for 2021 Read More »
As the calendar turns to winter and temperatures drop, some people can think of nothing but sitting inside next to the fireplace with hot chocolate and a good book. Others however start planning their winter sports getaway. Whether your passion is the ski slopes, snowboarding or snowmobiling, winter sports can get expensive. If you’re looking
4 Ways to Save on Winter Sports Read More »
It’s the season for giving, but that doesn’t mean you should be left with nothing in the bank. Shoppers are expected to spend 5% more during the holidays in 2021 compared to 2020. Retailers are on track to spend $1,463 per household throughout the holiday season, including $501on gifts. Holiday shopping also often means that
Stash’s Guide For Holiday Spending (and Avoiding Debt!) Read More »
Colder weather is coming, which means it’s time to start thinking about holiday shopping. But shoppers are treading cautiously this year, and they may not be rushing to open their wallets just yet. This holiday season, a whopping 80% of shoppers said they plan to spend the same amount or less than they did in
Gen Z’s 2021 Holiday Spending Outlook Read More »
Truth: A custom wedding dress fitted to your exact measurements can cost a lot of money. (The average price is $1,631 as of 2021, according to Brides.) The fabric, embellishments, design, and craftsmanship all play a role in the price. Whether you love the look of a big ball gown or prefer an elegant sheath,
How to Spend Less on Your Wedding Dress Read More »
We all have reasons to save — whether it’s to work up to a big purchase, pay off our debts, or just to have a little extra buffer. It’s something we have to work at little by little, and there are a million different ways we can put away a few more dollars from every
Stay Motivated to Save Money With Mint’s Custom Wallpapers! Read More »
