Saving Money

It’s universally known that saving money should be a top priority, but often our society neglects that and chooses to spend aggressively.  It could be a lack of financial literacy, not realizing how much is being spent due to a lack of proper budget, or a legit impulse to spend.  According to Statista, in February

Do you like testing yourself and setting up challenges that help you better your life? Then a no-spend challenge might be the perfect way to improve your personal finances! Not everyone has the motivation or excitement when it comes to budgeting their money, which is perfectly normal. But if you are looking to stop wasteful

In the past 20 years, the cost of attending college has tripled and increased almost 8 times faster than wages. While public higher education is mostly a state responsibility, the federal government does incentivize continuing education through tax deductions and tax credits. To understand how you might take advantage of these tax deductions as a

If you want to start managing your money and get out of a financial rut, then you have to understand the benefits of budgeting. For some people, creating and managing a budget is not that fun and can be quite tedious. Additionally, there is a stigma that having a budget means being extremely frugal and

So you are ready to budget or maybe have a basic one started. Great! You have taken an important step in helping your personal finances. However, to really understand where your money is going, you’ll want to have specific budget categories that keep everything highly organized. These will help you be more detailed, without having

For most people, their finances have become digital and much of the spending today is through the use of credit cards or debit cards. It seems rarer these days that people carry cash or much of it anymore. However, if you are looking to budget better and need more discipline to get started, then using

One of your own personal goals might be to save $10,000 in a year. It’s a pretty big sum of money and can be a huge milestone for you to reach.  And saving this much money can be perfect for your rainy-day fund, to use towards a large purchase like a house, or maybe for

Setting financial goals can prove to be difficult sometimes and even confusing. There are many moving parts to your personal finances and choosing what to do might not always be that obvious.  And, everyone’s financial goals will also vary, because your situation will be different from the next person. But as you look to improve