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Gen Z: Here’s how You Can Become a Super Saver

Gen Z: Here’s how You Can Become a Super Saver

Gen Z is comfortable, confident, and saving more than ever for retirement. That’s according to Principal Financial Group’s recent survey of “super savers,” people who contribute 90% or more of the maximum amount possible to employer-sponsored plans, or who made a contribution of 15% or more to those accounts from their paychecks. Employer-sponsored plans, which […]

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How to Spend Less on Your Wedding Dress

How to Spend Less on Your Wedding Dress

Truth: A custom wedding dress fitted to your exact measurements can cost a lot of money. (The average price is $1,631 as of 2021, according to Brides.) The fabric, embellishments, design, and craftsmanship all play a role in the price.  Whether you love the look of a big ball gown or prefer an elegant sheath,

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Buy Now Pay Later: How it Works and What You Should Know

Buy Now Pay Later: How it Works and What You Should Know

At online retailers and at registers these days, you may encounter the option to pay with a service known as “Buy Now Pay Later” (BNPL). It’s another way to pay, that doesn’t rely on credit or debit cards, or even cash. Buy Now Pay Later services provide loans to consumers, letting them pay for something

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Stash Survey Finds More People are Using Buy Now Pay Later

Stash Survey Finds More People are Using Buy Now Pay Later

Younger consumers are flocking to a new type of payment called Buy Now Pay Later (BNPL), which allows them to pay in installments for things they need and want. According to a July 2021 analysis conducted by Stash of more than 700,000 customers, BNPL usage increased more than four times in the seven months from

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Making Room for Discretionary Spending in Your Budget

Making Room for Discretionary Spending in Your Budget

On average, Americans may spend about $18,000 a year on non-essential items, also known as discretionary spending, according to one 2019 study.  While it’s important to spend on things that give you pleasure—whether it’s a cable subscription or take out once in a while—this kind of spending can get out of hand quickly if you’re

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How to Ask Your Parents For Money for Your Wedding

How to Ask Your Parents For Money for Your Wedding

Decades ago, an engaged couple probably never had to agonize about asking their parents to help pay for their wedding. It was understood that the bride’s parents would pick up the tab in its entirety, from the champagne toast to the favors nobody really wanted. (This was at a time when the only people getting

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Planning Your Finances as a Member of the Military

Planning Your Finances as a Member of the Military

If you’re a member of the military, it’s likely you often take big risks in the service of your country. So it can be especially critical for you to have a financial plan.  In fact, the nearly 1.3 million active members of the military have a special set of circumstances that they have to keep

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How to Plan Financially for a Mental Health Leave

How to Plan Financially for a Mental Health Leave

Working hard to advance your career can be great, but not if it comes at the cost of your mental health.  That’s why, for many, hearing the recent news that tennis champion Naomi Osaka and gold-medal Olympic gymnast Simone Biles withdrew from their respective sporting competitions this summer may be a reason to pause and

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Coming Out? Here’s How You Can Prepare Financially

Coming Out? Here’s How You Can Prepare Financially

Your early adult years can be full of ups and downs, whether it’s worrying about grades or trying to carve out an identity, and forge a career path. For those who identify as LGBTQ+, that stress can be even more heightened.  About one third of gay men and lesbians have reported suffering some form of

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How to Keep Your Post-Pandemic Spending Under Control

How to Keep Your Post-Pandemic Spending Under Control

Now that many places are lifting Covid-19 restrictions, it can feel exciting to go out and spend money again. After all, it’s probably been a while since you’ve visited your favorite restaurant or took a trip to your regular weekend spot. And by all accounts, consumers are raring to go. Many families are flush with

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LGBTQ+ Travelers Pack Their Suitcases, Leading the Travel Industry Rebound

LGBTQ+ Travelers Pack Their Suitcases, Leading the Travel Industry Rebound

Lola Méndez, a frequent traveler who visited 64 countries in five years, had been grounded by Covid-19 for 14 months. Now comfortable with resuming travel, she chose her first post-pandemic trip very carefully.  “I’m fully vaccinated… and decided to go to Puerto Vallarta, Mexico as it’s the ‘queer capital of Mexico,’” says Méndez, a 31-year-old

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Tips for Planning a Wedding During the Pandemic

If you’ve been trying to plan your wedding in 2021, the experience has probably been somewhat challenging. Okay, very challenging.  The pandemic has affected every aspect of planning, from where and when you can exchange vows to how many people you can invite to the reception. Want to book a venue for a Saturday night?

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Congrats, Grad! Here are Six Financial Goals Now That You Have That Degree

Congrats, Grad! Here are Six Financial Goals Now That You Have That Degree

There’s nothing more gratifying than graduating from college after four years of hard work.  But getting a degree and entering the next phase of your life comes with a whole new set of expectations and responsibilities. Graduation often means starting your first full-time job and getting your first significant paycheck. But that paycheck also comes

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3 Things People Dread Most About Taxes

3 Things People Dread Most About Taxes

Procrastinators may have a reason to celebrate this year: The Internal Revenue Service (IRS) pushed the tax filing deadline to May 17, 2021 from its usual mid-April deadline.  While that date gives the IRS much-needed time to accommodate new stimulus payments and a backlog of tax returns, it also gives procrastinators more time to delay

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