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Monkey Business Images / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. You probably don’t need us to tell you that the earlier you start saving for retirement, the better. But let’s face it: For a lot of people, the problem isn’t that they don’t understand how compounding works. They start saving […]

pritsana / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Consider this a friendly heads-up: Your car insurance bill is about to go up. Well, that’s not fair, you’re thinking. What can I do about it? We’ve got a dozen ideas for what you can do about it. https://www.moneytalksnews.com/slideshows/12-ways-to-lower-your-car-insurance-bill/ #financialfreedom #money #entrepreneur

Prostock-studio / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. We hear all the time about how people cannot save money anymore. The U.S. savings rate has traditionally been abysmal, though it surged to historic levels during the pandemic. In normal times, though, whether it’s by habit, convenience or lack of

chalermphon_tiam / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. My experiment with a $4-a-day food budget has become a welcome and permanent adjustment to my menu planning and grocery shopping routine. It has saved not only money, but my time as well as some of my sanity. The $4-a-day food

tommaso79 / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Upgrading your cable package is a lesson in the power of asking for what you want. Few people know that most cable companies have hidden perks and upgrades available to customers who are bold enough to seek them out. With specialty services

LightField Studios / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. It’s not just the rising cost of housing that is pricing some families out of the market. It’s also the ballooning expenses for daily essentials at the grocery store and beyond. While some food costs are beginning to ease, staples like

SrideeStudio / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. Of course, everyone would like to cut the supermarket bill by 50% or more. For a moderate budget for a family of four, the most recent figures from the U.S. Department of Agriculture estimate you would spend between $1,166 and $1,358

Nicoleta Ionescu / Shutterstock.com The average American household spends about 37% of its food dollars on eating out as opposed to groceries, according to the U.S. Bureau of Labor Statistics. That works out to more than $3,000 a year. This is based on data for 2021, the most recent calendar year for which data is

Alliance Images / Shutterstock.com Back in the old days, spring cleaning was essential after months of tightly shut living quarters and wood or coal heating. Walls and floors were scrubbed clean of dirt and soot. Rugs got thrown over clotheslines and beaten. Windows were washed and curtains laundered. The result was a cleaner, brighter, more

Krakenimages.com / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. When you think about cutting your budget, do you immediately think about everything you’re going to need to sacrifice? It’s not very motivating to focus on what you’re going to lose, rather than how much you can gain by getting out

Dmytro Zinkevych / Shutterstock.com You don’t have to love math to love Pi Day. March 14, also written as 3/14, honors pi, the mathematical constant usually written as 3.14 that designates the ratio of a circle’s circumference to its diameter. However, it’s also a day to subtract from your food bill. On Pi Day, several

Inside Creative House / Shutterstock.com Tax refunds are always a hot topic this time of year. Some Americans get nothing back at tax time, but millions of others count on that yearly refund to put a little more spending dough in their pockets. If you’re expecting a refund, put that extra cash to good use.

Andrey Burmakin / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. We’ve all been there: You’re staring down the end of a home improvement project and wondering how the bill got so high. You thought you’d calculated all of the costs, but of course, it turned out to be more. And the

Dean Drobot / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Now that America’s largest movie theater chain is going to start charging ticket prices based on where your seat is located, it’s time to think about ways you can save money at the movies. Seriously, folks, AMC Theatres’ new pricing policy

gabriel12 / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. Thrift store shopping has long been a necessity for those with limited resources, but these days it’s embraced by people of all economic levels who love the thrill of the hunt. Not only is thrifting a dependable way to save money,