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I’m a huge fan of Costco and we the vast majority of our shopping there. In fact, I’d argue that close to 50% of our food budget is spent at Costco. Most of what we buy there is fruit, meat, and other produce because the daily prices are simply unbeatable. We have a large family […]
Costco Coupon Book Full List: January 2023 (Valid 12/28/22-1/22/23) Read More »
Have you heard of Toyota IncomeDriver Notes? I was told about these notes by a reader, Rich, and I found that concept fascinating. I just got an email today from Toyota offering “Income Driver Notes”. 3.25% variable rate investment with as low as $500 deposit. With the rising interest rate environment, even places like Toyota financing are
What are Toyota IncomeDriver Notes? Read More »
Advertising disclosure: Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. With a powerful winter storm expected to bury half the country in snow, a bitterly cold Christmas season is in store for most
Here’s How You Can Save on Your Heating Bill This Winter Read More »
Advertising disclosure: Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. It’s time to wrap up your holiday shopping. A few of your friends and family members are hoping for a brand-new game console,
Top Video Game Console Alternatives to Save You Money Read More »
Advertising disclosure: Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. It’s the holiday season, and what better gift is there than a new gadget? From smartwatches to TV streaming devices, advancing technology has
The Best Tech Gifts for Everyone on Your Holiday List Read More »
Over a long enough time horizon, the stock market goes up. That’s why it’s one of the best ways to build wealth – that’s why it’s the preferred investment for so many Americans. It makes up the bulk of my investments – a simple portfolio of index funds, the majority of which is invested in
Who Makes Money When the Stock Market Crashes? Read More »
As a difficult cold and flu season continues across the country, the Biden administration announced it will revive a program providing free at-home COVID-19 tests delivered through the U.S. Postal Service. Due to limited funding and a depleted national stockpile, tests will be limited to a one-time order of four tests per household with shipping
Get 4 More Free COVID Tests Delivered by USPS Read More »
Advertising disclosure: Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. The cost of living is going up and up thanks to inflation, which rose 7.1% in November compared to the previous year. If
14 Smart Ways to Fight Price Inflation Read More »
Certificates of deposit are a great way to lock in a high interest rate for a whole year. When you have short term savings that you can’t put in higher yielding, and higher risk, accounts – a 12-month CD is often a great choice. They’re the cornerstone of a good savings plan and with a
Best 12-Month CD Rates – 4.60% APY (December 2022) Read More »
Having kids is expensive. The cost of everything goes up: Clothing, shelter and — of course — food. We’ve brought you ways to save on clothes and housing in recent months. Today we’re going to show you how to get free kids meals any day of the week. Some of the restaurants that we’ve rounded
Kids Eat Free at Dozens of Restaurants Coast to Coast Read More »
When it comes to banks, something is comforting about being able to walk into a physical branch and talk to a human being. Online banks may offer higher interest rates, but there’s no one to go to. Community banks and credit unions may offer more perks, but they don’t have the national footprint. You can’t
Best National Banks in 2022 Read More »
This holiday season, there will be packages aplenty on people’s doorsteps. With many of us gearing up (or already starting) to purchase gifts online, we all need a better way to track packages headed to our front door. There is no shortage of available apps to help you track packages when you have a tracking
The Best Package Tracking Apps for the Holidays Read More »
When’s the best time of year to buy a car? Let’s see what all the experts say. Edmunds: “Data shows that December is the best time of the year to buy.” Autotrader: “The best time to buy a car is in late December when yearly, quarterly, and monthly sales goals converge.” Cars.com: “Shoppers looking for
Here’s Why Buying a Car in December is a Smart Move Read More »
Do you have a spare fifteen minutes? Want to do something that can improve your financial life? These are moves that are important but not urgent. Requesting a credit line increase is not something that will change your financial life… but it can make it easier. When you find yourself with some downtime after the
Financial Spring Cleaning: 10 Quick Money Moves You Should Do Right Now Read More »
Who knew that saving money could be so delicious? Holidays are often associated with certain foods. Both Christmas and Hanukkah bring to mind visions of cookies and other sweet treats. However, the holidays also bring a lot of time and money pressures. Why not consider a holiday cookie exchange? It could be a fun, inexpensive
Save Time and Money with a Holiday Cookie Exchange Read More »
So, you’re at college and want (or need) a job. Maybe the money you saved last summer’s dwindling, there’s a trip you want to go on or books you need to buy. Whatever the case, you’re faced with a dilemma! With classes to attend, assignments to complete, extracurricular activities to enjoy, and a social calendar
The 10 Best Jobs for College Students in 2022 Read More »
California is one of the most populous states and has the largest economy in the United States with a gross state product (GSP) of $3.37 trillion in 2021. If California were an independent country, it would be the 5th largest economic power behind only the United States, China, Japan and Germany! It may come as
California Stimulus Checks 2022: Golden State Stimulus & Middle Class Tax Refunds Read More »
One of the biggest expenses in anyone’s budget is their housing. Experts recommend keeping housing to a maximum of 30% of your income – 30% is a big chunk! And many times we pay rent with a check or draw on your checking account, a way that earns us nothing in terms of rewards (and
Bilt Review 2022: Earn Rewards when Paying Rent Read More »
Americans’ collective credit card debt balance hit $930 billion in Q3 2022. That’s a $43 billion jump from the previous quarter. The average cardholder now has more than $6,000 in credit card debt, closing in on 2019’s all-time high. But our debt burden isn’t equally shared. Most Americans have no credit card debt at all.
Average Credit Card Debt in America – 10 Key Findings Read More »
Are you familiar with the HALT method? I recently learned about the HALT method as it is a saying from Alcoholics Anonymous and they use it to identify relapse triggers. While I can’t speak on relapses and alcoholism, if a tool is useful for identifying situations and preventing a relapse with an addiction to alcohol,
Use the HALT Method to Control Your Spending & Your Life Read More »
