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What Most People Get Wrong About Their Risk Tolerance

What Most People Get Wrong About Their Risk Tolerance

When you open a new brokerage account, there’s a good chance they asked you for your risk tolerance. Are you aggressive? Are you conservative? Can you stomach a loss of 10%? 20%? 50%? I believe these are stupid questions because they focus on the wrong things. And I have to believe that brokerages know this! […]

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Add a Child as an Authorized User to Build Credit

Add a Child as an Authorized User to Build Credit

One of the ironies of credit is that it’s hard to establish. Credit card companies won’t give you a card if you don’t have good credit and you can’t build credit unless you get a credit card. To get around this, you forced to use sub-optimal credit cards, like a store branded credit card or

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Upgrade Rewards Checking Bonus – 0 Cash

Upgrade Rewards Checking Bonus – $200 Cash

Upgrade is a financial technology company that offers banking services through a variety of banking partners. They’re known for their personal loans but they also offer deposit products, like a rewards checking and savings account, as well as credit and debit cards. Checking and savings accounts are provided by FDIC-insured Cross River Bank and their

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How to Value Your Time (and how it changes all the time)

How to Value Your Time (and how it changes all the time)

Have you ever calculated how much your time is worth? As they say, money is time. There are so many ways to do it. You can take your salary and divide it by 2,000. You can take a multiple of that, say 2x or 3x. Or you can just say “I’m valuing it at $X”

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Alliant Credit Union Teen Checking Account Review

Alliant Credit Union Teen Checking Account Review

The Alliant Credit Union Teen Checking Account is a joint checking account designed for parents and teens. It’s notable because it earns interest on all balances (with qualifying activities) and has impressive mobile features for on-the-go kids. The post Alliant Credit Union Teen Checking Account Review appeared first on Money Crashers. https://www.moneycrashers.com/alliant-credit-union-teen-checking-account-review/ #financialliteracy #financialfreedom #finance

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8 Best Checking Accounts for Kids (Minors Under Age 18)

8 Best Checking Accounts for Kids (Minors Under Age 18)

You can open a bank account for your child long before they attend their first school dance or slide behind the wheel of a car for the first time.  And you should because kids learn by doing. A parent-supervised checking account is the ideal tool for teaching your child the value of money and getting

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How Do Banks Make Money? Income & Profit Creation Explained

How Do Banks Make Money? Income & Profit Creation Explained

Commercial banks make money by charging more interest on loans than they pay on deposits, by taking a small cut of debit and credit card transactions, and through various fees on loans and deposit accounts. They may have other income sources, but those are the big ones. The post How Do Banks Make Money? Income

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How Much Money Should You Keep in Your Checking Account?

How much do you keep in your bank account? Is it enough? Too much? We’ve got the answer to these questions plus tips for determining the sweet spot for your savings account. The post How Much Money Should You Keep in Your Checking Account? appeared first on Money Crashers. https://www.moneycrashers.com/money-keep-checking-account/ #financialfreedom #money #entrepreneur #business #finance

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Tastytrade Promotions: up to ,000 for New Accounts

Tastytrade Promotions: up to $2,000 for New Accounts

If you are an active trader, especially if you are into options trading, Tastytrade is one of the best platforms for doing so. They are designed for active traders so the emphasis is on features that you’ll need. This includes an emphasis on speed and tools for the active trader, like quick trades, quick trade

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How to Start an Emergency Fund — Step-by-Step Guide

Do you have enough money to cover unanticipated hardships like major medical bills, vehicle breakdowns, and home repairs? If not, you need an emergency fund. Find out how to start a new one or grow the one you have. The post How to Start an Emergency Fund — Step-by-Step Guide appeared first on Money Crashers.

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What Happened to Personal Capital?

What Happened to Personal Capital?

In mid-2020, Empower Retirement acquired Personal Capital. In February 2023, Personal Capital was rebranded and pulled into the Empower Retirement brand. Empower Retirement was founded in 1891 and they are a retirement plan administrator. They have over 69,000 retirement plans under administration covering over 17 million participants. They are the 2nd largest retirement services country

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Personal Capital Cash Review 2023

It’s become very popular for fintech companies to offer a way for customers to earn a higher rate of interest on their cash deposits. Personal Capital, best known for their tools, also has a wealth management advisory business where offering a higher interest rate makes sense. The product is called Personal Capital Cash and it’s

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The Best Digital TV Antennas for Indoor or Outdoor Use

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. In a world where we have gotten used to paying for every bit of streaming content that we watch, you may be surprised to learn

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Credit Card Statistics — Debt, Fraud, Ownership & More

Full disclosure: I love credit cards almost as much as I love credit card statistics. I have multiple cash-back credit cards, multiple travel rewards credit cards, a gas credit card (which doubles as my Costco credit card), and a few others too. I’m honestly not sure off the top of my head how many active

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16 Ways to Score Cheap Movie Tickets and Save at the Theater

Now that America’s largest movie theater chain is going to start charging ticket prices based on where your seat is located, it’s time to think about ways you can save money at the movies. Seriously, folks, AMC Theatres’ new pricing policy has a lot of people riled up. Just for example, actor Elijah Wood says

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Free College Courses for Senior Citizens in All 50 States

We’re living longer than ever before, and doing so in better health. So what can you do when you retire and want to keep your mind sharp or need to gain additional skills to stay competitive at work? For many, the answer is to go back to school. But tuition can be prohibitively expensive. At

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6 Reasons to Name a Beneficiary on Your Bank Account

If you have an individual retirement account, taxable brokerage account, or life insurance policy, you’ve almost certainly named a beneficiary before. And if you had kids or were in a committed relationship at the time, you probably didn’t give it much thought. Your closest loved ones — your children and spouse or domestic partner —

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Your Guide to the 8 Best Plant Milks Money Can Buy

However you’ve landed on needing a good milk alternative, we’re guessing you have your reasons. After all, plant-based milk alternatives (sometimes called “mylks”) have been known to cost as much as twice the price as regular dairy milks, according to a 2021 study from Food Dive. Maybe you’ve developed a lactose intolerance or are simply

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