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Compounding is one of the hardest concepts to understand. Human beings are not good at visualizing it because it’s extremely difficult to visualize logarithmic growth. A penny doubling every day for 30 days becomes more than $5.3 million. That seems impossible. This is one reason why so few people invest their money in the stock

According to Zola’s wedding planner guide, the average wedding in 2023 cost couples $29,000. If you live in higher cost-of-living cities such as New York or DC, you can expect that price to hover closer to $45,000.  But the good news is that there are still ways to plan a budget-friendly wedding. We’ve come up with

I have a friend who is really into cars. He talks about different models and how some guy owns this, another guy owns that, and a third guy owns something else. They’re all nice cars (I presume). And the people are all people he looks up to (again, I presume). He gets really animated whenever

Trends are fun. It’s great that Stanley is having it’s moment with their colorful Quencher travel mugs (and they’re $45 a pop!). An iconic brand with good products getting a massive boost because of marketing and social media? Absolutely wonderful. Trends are good for increasing your enjoyment. It’s also really good at separating you from

When depositing your hard-earned money, you want to know that you’re dealing with a stable and secure bank that will keep your money safe. And while no financial institution is 100% risk-free, certain national banks (brick-and-mortar and online banks) with significant assets and a lengthy operational history can be more secure than some smaller, local

Emma Chamberlain is a famous Youtuber and social media personality who has over 12 million Youtube subscribers and nearly 16 million Instagram followers. She’s parlayed that into a coffee company, Chamberlain Coffee. A few weeks ago, she went on Colin and Samir, a fantastic Youtube show about creators, and she shared something you might find

We all live busy lives, and oftentimes, our finances come last when it comes to staying organized. But budgeting and understanding your financial situation should be a top priority.  Fortunately, there are AI budgeting apps to make managing your finances much simpler, but which one is right for you?  9 Best AI Budgeting Apps Here

Bank Name Interest Rateon Savings Account Customers Bank* 5.30% APY Read More CloudBank* 5.26% APY Read More Blue Federal Credit Union* 5.15% APY Read More CIT Bank 4.65% APY Read More Barclays Bank 4.35% APY Read More Discover Bank 4.35% APY Read More Ally Bank 4.25% APY Read More American Express® Personal Savings 4.30% APY

Mint announced earlier this year that they will be shutting down at the end of the year. Intuit has suggested that its users go to Credit Karma, another Intuit product, because they will be migrating many “Mint-like features” over to Credit Karma according to their FAQ . “You will be able to bring the majority

Pentagon Federal (PenFed) Credit Union is one of the largest federal credit unions in the nation and they were founded in 1935 and now boast nearly 3 million members across the world. (in assets, they are behind Navy Federal Credit Union and State Employees’ Credit Union) Before we get to the bonus, you may be

Stores and restaurants love gift cards. It’s rumored that Starbucks has around $1.6 billion in stored value on gift cards. That’s a $1.6 billion interest-free loan from its customers. I know we are a contributor of around $25 or so – it’s convenient to load up the app and pay for coffee that way. We

I’ve been saving into Series I bonds for quite some time but it wasn’t until the last few years that we’ve seen some eye-popping rates out of Series I bonds. I got in on the fervor a few years ago when inflation was running hot and we saw Series I bonds offering inflation rates of