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Which Savings Account Will Earn You the Most Money?

Which Savings Account Will Earn You the Most Money?

Bank Name Interest Rateon Savings Account Customers Bank* 5.30% APY Read More CloudBank* 5.26% APY Read More Blue Federal Credit Union* 5.15% APY Read More CIT Bank 4.65% APY Read More Barclays Bank 4.35% APY Read More Discover Bank 4.35% APY Read More Ally Bank 4.25% APY Read More American Express® Personal Savings 4.30% APY […]

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Credit Karma vs. Simplifi by Quicken: Where To Go After Mint?

Credit Karma vs. Simplifi by Quicken: Where To Go After Mint?

Mint announced earlier this year that they will be shutting down at the end of the year. Intuit has suggested that its users go to Credit Karma, another Intuit product, because they will be migrating many “Mint-like features” over to Credit Karma according to their FAQ . “You will be able to bring the majority

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Visible Review: Affordable Unlimited Data Plans and More

Visible Review: Affordable Unlimited Data Plans and More

Unlimited cell phone data plans can get expensive in a hurry, and data speeds often get throttled, defeating the purpose of having an unlimited plan and leaving wireless customers looking for a better option. Visible Wireless offers unlimited data at more affordable prices than the biggest wireless providers. Its prices start at $25 monthly, versus

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Milli Review: No-Fee Banking and a High Savings APY

Milli Review: No-Fee Banking and a High Savings APY

The best online banking apps allow you to earn competitive APYs on savings while saving you money on banking fees. Some apps even offer borrowing products like credit cards, overdraft protection, and emergency loans. If you’re looking for a simple banking app that pays high interest and doesn’t require a credit check, you may want

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PenFed Credit Union Promotions: up to 0 Deposit Bonus

PenFed Credit Union Promotions: up to $750 Deposit Bonus

Pentagon Federal (PenFed) Credit Union is one of the largest federal credit unions in the nation and they were founded in 1935 and now boast nearly 3 million members across the world. (in assets, they are behind Navy Federal Credit Union and State Employees’ Credit Union) Before we get to the bonus, you may be

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The Holiday Gift Card Saving Hack You Must Know

The Holiday Gift Card Saving Hack You Must Know

Stores and restaurants love gift cards. It’s rumored that Starbucks has around $1.6 billion in stored value on gift cards. That’s a $1.6 billion interest-free loan from its customers. I know we are a contributor of around $25 or so – it’s convenient to load up the app and pay for coffee that way. We

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The Psychology of Rituals: Why We Go Crazy for Pumpkin Spice Lattes

The Psychology of Rituals: Why We Go Crazy for Pumpkin Spice Lattes

Every fall, Starbucks starts selling pumpkin spice lattes (PSL) and the Internet loses its mind. Instagram is flooded with pictures of PSLs as its fans go wild. It’s reached the point that Starbucks actually releases it in late August, which is a full month before the official start of Autumn. If you’re a fan of

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Are There 7% CD Rates Today? (October 26, 2023)

Are There 7% CD Rates Today? (October 26, 2023)

With the target federal funds rate at highs we haven’t seen in decades, there are plenty of banks offering high interest rates on their savings and certificate of deposits. If you’re a retiree looking to get more interest on your savings or just looking to park some of your cash somewhere save and FDIC insured,

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Fetch Rewards Referral Code: Free 250 Fetch Points

Fetch Rewards Referral Code: Free 250 Fetch Points

Inflation has taken a big bite out of all of our budgets and one of the best ways to combat it is by taking advantage of receipt scanning apps. After you shop, scan a receipt into one of these app and earn a few extra cents to soften the blow. If you were considering Fetch

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22 Places to Make Copies Near Me for Cheap

22 Places to Make Copies Near Me for Cheap

Keeping electronic copies of documents is the norm these days. But sometimes, you need to make physical copies of documents. When you do, it’s nice to know where to get copies for cheap or for free. To help, we’ve compiled a list of stores and other places you can go to get copies made. Some recommendations are

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Verizon Wireless Hack: How to Save /mo On Every Phone Line

Verizon Wireless Hack: How to Save $10/mo On Every Phone Line

We all know that shopping around is the best way to save money on any subscription. But who has the time to shop around all the time? I know I don’t. We can also play the “cancel game,” where you call up a company and threaten to cancel. They play their role of saying “OK

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How to Use a Personal Loan to Improve Your Credit Score

How to Use a Personal Loan to Improve Your Credit Score

Finding out how much your credit score really matters can be a hard blow. Fortunately, diligently paying down a small, short-term loan gradually increases your credit score over time. And following these steps, you can potentially have the funds in your hand in a day or two. The post How to Use a Personal Loan

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Does all the financial advice you need still fit on an index card?

Does all the financial advice you need still fit on an index card?

Could you fit the basics of personal finance onto a single index card? Over ten years ago, Harold Pollack interviewed Helaine Olen and famously said that the best financial advice for most people could fit onto an index card. Pollack is a professor at the University of Chicago, and while he is most well-known for

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How to Avoid Type 2 Money Mistakes

How to Avoid Type 2 Money Mistakes

Every year, millions of people run marathons. They put themselves through 26.2 miles of running in what is typically over several hours. It’s a grueling endeavor you can’t just do on a whim (without suffering greatly); you have to train for it. But people who run marathons love running marathons. On the Fun Scale, races

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Amazon Return Pallets: Great Deal or Massive Gamble?

Amazon Return Pallets: Great Deal or Massive Gamble?

When I went down the rabbit hole of researching how to buy unclaimed Amazon packages, there was another category of Amazon returns that caught my eye. “Amazon return pallets.” I have friends who talk about Amazon like it’s a rental service. Buy something, use it a little, then return it. I’m not a fan of

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Vanguard Cash Plus Account Review 2023

Vanguard Cash Plus Account Review 2023

For years, cash management accounts were a popular addition to many fintech services. It was nice to be able to offer a higher APY on your savings, available through partner banks, and layer those on top of whatever services you were selling. Whether it was paying off debt, increasing your savings, or building wealth through

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17 Ways to Lower Your Electric Bill

17 Ways to Lower Your Electric Bill

According to recent data, energy bills rose nearly 16% from September 2021 to September 2022 alone.  Along with rising prices on everything from groceries to new and used vehicles, people are finding their pocketbooks strained by rising energy costs as well.  Finding ways to lower your energy bill can save a lot of money in

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Credit Unions vs. Banks – Differences, Pros & Cons

Credit Unions vs. Banks – Differences, Pros & Cons

Banks and credit unions have a fair amount in common. But they’re anything but interchangeable. Each has strengths and weaknesses you need to understand before you choose. The post Credit Unions vs. Banks – Differences, Pros & Cons appeared first on Money Crashers. https://www.moneycrashers.com/credit-unions-vs-banks/ #financialliteracy #financialfreedom #finance #financialindependence #personalfinance #money #financialeducation #investing #financialplanning #entrepreneur #debtfree

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