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There are many paths to earning your first million dollars. But don’t listen to those who tout get-rich-quick schemes. Making a million dollars requires hard work and years of diligent saving. Some people inherit money or benefit from a high salary, but those are exceptions to the rule. Below are 10 tried-and-true principles you can […]
How to Make a Million Dollars Read More »
We have four lovely kids, the oldest of which is becoming a teenager this year. When each of them was born, we opened a 529 plan and have been making regular contributions. Our hope is that they each get into their college of choice and, with a mixture of financial aid and parental aid, they
Why a 529 Plan Is Even Better in 2024 Read More »
It might come as a HUGE shock to you, but I was not in the top 1% of my high school. We had 495 kids in my graduating class and so you’d have to be top five (technically, top four I suppose) in the class to be in the top 1%. I wasn’t in that
How Much It Takes to Join the Top 1% Wealthiest Americans Read More »
Has your love affair with streaming, restaurant delivery, or other services lost its appeal? It’s common to end up paying for subscription services that you used to enjoy but no longer do. If you have several services you’re no longer using, canceling them could save you hundreds of dollars each month. Our quick guide will
How to Cancel Subscriptions You No Longer Use Read More »
How much of my monthly budget should I be spending on food? Am I eating out too much? What about rent? Am I spending too much on rent or maybe utilities? These are all difficult questions. It’s hard to know if we’re spending too much or too little unless we’re constantly in the red, but
What is the Average Household Budget? Read More »
Reader Mike sent me an intriguing certificate of deposit offer from Navy Federal Credit Union – their Limited-Time Offer: 18-Month EasyStart Share Certificate. It’s a no-penalty add-on CD with an 18-month term, coupling two features I’ve never seen together (yet). I have no relationship with Navy Federal Credit Union, so I can’t speak to the
Are No-Penalty Add-On CDs the Future? Read More »
We have two HVAC systems in our home that are likely within the last few years of their working lives. They’re both A/C only using coolant that’s been “outlawed” (R-22) and were installed in the 1980s. They work fine, with the occasional replacement of their coke can sized capacitors, but we’re getting close to needing
State-by-State Home Energy Rebates from Inflation Reduction Act Read More »
Tribes are fun. It’s why sports are so popular. We identify with a team. It’s your team vs. my team. Or it’s our team vs. the world. We call them our teams but we don’t play on the team or have ownership. We just watch the games. Why they’re our team is rooted in something,
Don’t personally identify with your investments Read More »
MoneyLion is one of the most popular finance apps for securing cash advances. You can access extra funds on short notice, which can then be repaid by the time your next paycheck arrives. MoneyLion has also expanded its product menu beyond just being a cash advance app, and now offers services such as credit cards,
9 Apps Like MoneyLion Read More »
Tello is a discount cellular phone service provider offering customizable phone plans with no contracts or additional fees. You can select affordable plans that fit your individual data, talk, and text needs. You can also add family members to your plan at any time. This Tello review covers the key features, pricing, pros and cons,
Tello Review: Customizable Phone Plans for the Entire Family Read More »
Are you looking for a more affordable cell phone solution? Twigby is a discount cell phone service provider operating on a major carrier network, like the ones that T-Mobile and Verizon offer. A customer-centric company, Twigby offers 100% US-based customer support and a variety of plans to fit every cell phone user. We explore Twigby’s plans
Twigby Review: Key Features, Plans, and Pricing Read More »
How much are your property taxes? In our county in Maryland, we pay a total of $1.442 per $100 of assessed value. 1.442% doesn’t sound like a lot, but the median home price in my county is around $580,000. That’s $8,400 a year. When I received my property tax assessment last year, it included a
Ownwell Review 2024: Property Tax Appeal Service Read More »
Choosing the right cell phone plan is important for budgeting and, of course, your phone needs. When comparing Visible vs. US Mobile, they are both great options, but which of these options is best for you? Check out the differences between Visible and US Mobile to determine which suits your needs the most. Visible vs.
Visible vs. US Mobile Cell Phone Plans: Which Carrier is Best? Read More »
If you pay rent, you need to know about Bilt. The Bilt Mastercard is a no annual fee credit card that lets you earn rewards (up to 100,000 points a year!) when you pay your rent by credit card. In addition to earning rewards for paying rent, they offer plenty of other nice features and promotions. One
Bilt Rent Day Promotion April 2024: More Fitness Partners Read More »
Verizon Wireless is the most reliable cell phone carrier in most neighborhoods, but it’s also one of the most expensive. Thankfully, there are ways to lower your Verizon bill while enjoying quality coverage and plan features many other cell phone providers don’t offer. The following strategies can help you save instantly or when it’s time
How to Lower Your Verizon Bill: 8 Ways to Save Read More »
When Mint shut down in 2024, Intuit took away one of the best free budgeting apps available. People had complaints about Mint, there were certain things that weren’t perfect and you had to deal with a lot of ads and product pitches, but the core features worked quite well. And it was free. Intuit urged
7 Best Absolutely Free Budgeting Apps for 2024 Read More »
Everyone loves a get rich quick story. No one likes to get rich slowly story… because that’s boring. But slow and boring have their place. In fact, slow and boring are often some of the most reliable ways of doing anything. Whether you’re building a house, growing your wealth, or just trying to get fitter
If You Want to Get Rich, You Better Do It Slowly Read More »
AT&T is one of the top three cell phone carriers in the U.S. But just because it’s a major carrier doesn’t mean you should have to accept paying high prices for cell phone service. The following tips can help lower your AT&T phone bill and add extra breathing room to your budget. Here are seven ways
How to Lower Your AT&T Cell Phone Bill Read More »
What do you think of when you hear the word “budget?” Is it a spreadsheet where you can enter and track all of your spending? Is it an app that tracks your credit and debit cards, categorizing the charges, and spitting out a summary each week or month? Or is it something you avoid because
The fundamental misunderstanding about budgeting Read More »
Did your car insurance premiums go up a lot recently? You’re not alone. The U.S. Bureau of Labor Statistics reports that motor vehicle insurance went up a whopping 20.6% in the last year. That is not a typo – over twenty percent increase! (this is on top of a near 15% increase from January 2022
How I Lower Our Auto Insurance Premium Costs Read More »
