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Money-saving challenges gamify your savings plan, making it fun along the way. Plus, some of them add up to real money at the end of the challenge, sometimes to the tune of several thousand dollars. And you can customize these money-saving challenges to suit your budget. The post 21 Money-Saving Challenges to Boost Your Budget […]
21 Money-Saving Challenges to Boost Your Budget Read More »
If you’re in default, you may be wondering if it’s possible to settle your student loans. The short answer is yes. But negotiating a settlement can be difficult. To increase the odds of a positive outcome, it’s best to learn everything you can about this arduous process. The post Can I Settle My Student Loan
Can I Settle My Student Loan Debt? Read More »
Most student loan borrowing and repayment mistakes deal with misunderstanding what you’re borrowing, how interest works, how to pay off debt quickly, and how to avoid default. Steer clear of these top mistakes to ensure you borrow smartly and don’t end up in over your head. The post 18 Student Loan Mistakes to Avoid appeared
18 Student Loan Mistakes to Avoid Read More »
Just because you can’t afford to give a significant donation to a charity right now doesn’t mean you won’t be able to in the future. Using your estate plan to support your favorite nonprofits has clear financial benefits for those organizations and your heirs. The post How to Leave Money to a Charity in Your
How to Leave Money to a Charity in Your Will Read More »
For consumers willing to look beyond the big providers, there are plenty of ways to get cellphone service and stay connected at a reasonable rate — and you don’t have to give up decent coverage to do it. Here’s how you can save on your cellphone plan. The post 8 Best Cheap Cell Phone Plans
8 Best Cheap Cell Phone Plans That Will Save You Money – December 2021 Read More »
Receiving an unexpected cash windfall can be exciting. But it’s also likely to change your life, and not necessarily for the better. Learn how to manage a sudden cash infusion and avoid the financial mistakes that newly wealthy lottery winners and heirs often make. The post What to Do With a Windfall of Cash –
What to Do With a Windfall of Cash – 9 Healthy Financial Choices Read More »
Failing to file a federal tax return can have serious consequences. Ignoring your obligation to file and pay taxes can lead to steep penalties, losing tax refunds you’re entitled to, and other problems. Fortunately, dealing with back taxes isn’t as difficult as it sounds. The post What to Do If You Owe Back Taxes to
What to Do If You Owe Back Taxes to the IRS Read More »
Secondhand stores are fantastic places to shop. From brick-and-mortar locations to apps and websites, they can save you a bundle if you know where to look. But you can save even more if you use these tips to get the lowest prices possible. The post Second-Hand Shopping: How to Save at Thrift Stores and Consignment
Second-Hand Shopping: How to Save at Thrift Stores and Consignment Shops Read More »
The beauty industry is one of the world’s most polluting. Fortunately, beauty brands are responding to the waste crisis with awesome perks like discounts, rewards points, and free products in exchange for recycling your beauty and personal care waste. These are the programs you need to know about. The post 11 Beauty Recycling Programs That
11 Beauty Recycling Programs That Offer Rewards for Cosmetic Products Read More »
Over the summer, food and household supply prices are expected to rise as much as 15%. According to the average American household budget from the Bureau of Labor Statistics, the combined expense of food, household operations, and housekeeping supplies was $10,505 in 2019. A 15% jump in that number means the average American household is
How To Save When Food Costs Go Up Read More »
The best frugal tips usually aren’t big, complicated practices, but little tweaks to ordinary things that you do that save a few cents or a dollar each time you do it. You keep doing the same thing you always did, just a bit more efficiently in terms of cost (and often time) just by being
20 Frugal (Not Cheap) Hacks That Save Money and Time Read More »
Most of us work in order to make money so that we can afford our basic needs and some of our wants. We do the job we do for that paycheck. However, your job has expenses: Child care. Transportation. Wardrobe. Food. Travel. De-stressing. All of those are expenses that we face simply by working a
6 Costs of Working and How To Save on Those Expenses Read More »
One key element of my family’s financial turnaround was the idea of a “money-free weekend.” Once every other weekend or so, my family would intentionally spend the time between getting off of work on Friday and returning to work on Monday not spending any money at all (outside of things like paying bills or buying
100 Free, Fun Things To Do This Weekend Read More »
I’m a passionate reader, and independent bookstores attract me like a bee to a flower. If I happen to see one, I’m sorely tempted to stop in, wander around, check out the staff recommendations and often walk out the door with two or three books under my arm. Here’s the problem: Between the many books
How To Cut Back on Spending (Without Feeling Miserable) Read More »
Shopping at a thrift store for something you’re specifically looking for is a great frugal strategy. It’s a way to save quite a bit of money on things like clothing, small kitchen appliances, dishes, furniture, hobby items, and other odds and ends. One of the best ways to turn frugality into even more of a
Get Maximum Value out of a ‘Thrift Shop Day’ Read More »
It’s not a secret that the cost of college is incredibly high. U.S. News and World Report slices up the cost of college in several ways, pointing out that in-state tuition and fees alone average more than $11,000 per year for a four-year public university. Much of that is financed through student loans. On top
Five Simple Ways To Cut Expenses in College Without Cutting the Fun Read More »
The most fundamental principle of personal finance is to spend less than you earn and do something worthwhile with the difference. This often nudges people toward spending less in every situation, but is that really the right move? There are many situations where spending a little more in the short term results in much less
Spending More To Live Wisely Read More »
With the average American household cable bill hovering above $200 a month and the abundance of streaming alternatives to cable, many people are making the choice to cut out cable and satellite service and switch to solely over-the-air and streaming services. The best part is that you don’t have to lose your favorite shows. With
How To Watch Baseball Without Cable Read More »
