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It seems like there’s a major data breach every few months. Just a few months ago, on August 9th, I received this email from ‘;–have i been pwned? It’s just an email address, so not the worst breach ever, but it’s information from a cybersecurity firm I’ve never worked with. More surprisingly, there was no

Coinbase is one of the oldest and most respected cryptocurrency exchanges. With the recent rise in crypto prices, following the re-election of Donald Trump, Coinbase is looking to expand its userbase with a new promotion. It’s been many years since they’ve offered a promotion (or at least one more than $5) and so if you’ve

If you’re familiar with tax loss harvesting, you may recognize its close cousin – tax gain harvesting or capital gains harvesting. Tax loss harvesting is when you realize previously unrealized losses (sell stock that is down) to lower your realized capital gains on the year. It’s one of the most popular year end tax moves

A few months ago, there was a Reddit post in which a 30-year-old discovered his parents (and in-laws) had accumulated retirement nest eggs in the tens of millions. And he was furious. The original post has since been deleted but this was the original question reddit user FunkyNedAvenger: (warning: a bit of “coarse” language is

I was in a Facebook group when I saw this post: First, kudos to the original poster for realizing that the money you invest today should not be needed for 5+ years. Next, while they were not explicitly asking about diversification, it felt like this person wanted to “add to the mix” because doing so

We’re a family of six who recently added a furry four legged friend to the mix and as such, we’re going to need a bigger car. Our daily driver is a Toyota Highlander. Before getting a dog, it was starting to get tight in the third row for our older kids. If you’re driving around

U.S. Bank is set to release their U.S. Bank Smartly Visa Signature Card with a heck of a headline – up to 4% cash back on every purchase with no limit. It’s a big headline because right now, you typically only get high cash back rates on a few transaction categories with some limits. Fidelity

In the beginning, investing was simple. A bunch of guys sat around a buttonwood tree on Wall Street (not literally but you get the picture). To buy and sell stocks, you had to call to a stockbroker. It was simple but expensive (0.25% commission per trade!). Today, investing looks complicated because it has a lot

Do you ever see influencers share amazing deals they get on flights or hotels based on their credit card points? It’ll be something like – “I got this $5,000 business class flight for just $200” or something similarly crazy? It’s usually two things: They got a huge sign up bonus for a credit card They

It’s back to school season! Our kids start school on the 28th of August here in Howard County, Maryland (yep, the week before Labor Day!) and so these upcoming weeks are when all the back to school sales start popping up. One nice benefit of back to school is that during August is when we

Starting a new business can be both exciting and stressful. It pays to work with professionals who have the experience needed to help you choose the right type of business and form it properly. Block Advisors is one company that aims to lighten the load for entrepreneurs looking to form a business.  We’ve reviewed Block

My happy hour conversations rarely go into personal finance but on some rare occasions, people do like talking about investing. And when that happens, inevitably someone shares a story about how they made a bundle on some stock pick. It’s like trips to Vegas. People love hearing about some crazy streak you went on (good

Budgeting is the foundation of your finances. It’s about control, security, and freedom. A budget isn’t about restriction, even though it may seem like that at first. A budget allows you to see where you are currently spending your money, which allows you to make changes so that your spending aligns with your values. You