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Simple Mortgage Calculator

Simple Mortgage Calculator

Our simple mortgage calculator estimates your monthly mortgage payment based upon home value, down payment, interest rate and loan term.Our simple mortgage calculator estimates your monthly mortgage payment based upon home value, down payment, interest rate and loan term. The post Simple Mortgage Calculator appeared first on Money Under 30. https://www.moneyunder30.com/mortgage-calculator #financialfreedom #money #entrepreneur #business […]

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Can You Negotiate Mortgage Rates?

Can You Negotiate Mortgage Rates?

Yes, you absolutely can negotiate by getting multiple offers and bringing the best one to your preferred lender. Here’s how it works.Yes, you absolutely can negotiate by getting multiple offers and bringing the best one to your preferred lender. Here’s how it works. The post Can You Negotiate Mortgage Rates? appeared first on Money Under

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Short Sale vs. Foreclosure: What’s the Difference?

Short Sale vs. Foreclosure: What’s the Difference?

A short sale is when a mortgager sells their property for less than they owe on it. But at least it can prevent a dreaded foreclosure.A short sale is when a mortgager sells their property for less than they owe on it. But at least it can prevent a dreaded foreclosure. The post Short Sale

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How to Get Rid of Private Mortgage Insurance (PMI) and Save 0 a Month

How to Get Rid of Private Mortgage Insurance (PMI) and Save $200 a Month

Though PMI is tax deductible through the end of 2013, most homeowners would rather actually save the money each month than have another write off come tax time.Pay off private mortgage insurance (PMI) early and you could pocket an extra $200 or more each month. Here’s how to remove PMI. The post How to Get

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Why Pay Off A Negative Real Mortgage Rate When Inflation Is So High

Why Pay Off A Negative Real Mortgage Rate When Inflation Is So High

Paying off a mortgage with a negative real interest rate is a suboptimal financial move. However, that’s exactly what I did in this unusually high inflationary environment. Bad move? Maybe. The mortgage rate was a 30-year fixed at 4.25% and the latest inflation figure was 9.1%. Therefore, it had a negative real mortgage rate of

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Private Real Estate Investing: Seven Takeaways After Five Plus Years

Private Real Estate Investing: Seven Takeaways After Five Plus Years

As someone who has been consistently invested in private real estate deals since late 2016, I’m now firmly in the window for receiving distributions. My investment thesis to invest in heartland real estate has turned out well, partially thanks to the bad luck of the pandemic. Although a couple of my investments in one fund

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7 Affordable Ways to Give Your Garage a Makeover

7 Affordable Ways to Give Your Garage a Makeover

Your garage is the first room to greet you when you’re home. Why not make it look and feel much nicer without breaking the bank?Your garage is the first room to greet you when you’re home. Why not make it look and feel much nicer without breaking the bank? The post 7 Affordable Ways to

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Do You Need Renters Insurance for Your Apartment? Pros & Cons

Do You Need Renters Insurance for Your Apartment? Pros & Cons

Renters insurance has several benefits for tenants. And some property owners require tenants to carry it. But it comes at a cost. Before rushing to purchase a policy you might not need or writing off renters insurance as unnecessary, take a few minutes to consider the benefits and drawbacks. The post Do You Need Renters

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Is real estate passive income?

Is real estate passive income?

Some investors say real estate is laid-back income; others say there’s nothing “passive” about it. Read our article to find out who’s right.Some investors say real estate is laid-back income; others say there’s nothing “passive” about it. Read our article to find out who’s right. The post Is real estate passive income? appeared first on

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What Happens to Home Prices When Interest Rates Go Up?

Interest rates are rising once again. Will home prices fall as a result? The evidence is unclear. Learn more about the relationship between interest rates and home prices, and when rising interest rates might spell trouble for sellers — and opportunity for buyers. The post What Happens to Home Prices When Interest Rates Go Up?

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How Rental Property Depreciation Works 

How Rental Property Depreciation Works 

The post How Rental Property Depreciation Works  appeared first on Millennial Money. If you’re considering a real estate investment opportunity, rental property depreciation is one of the most useful hacks to know about. This is a critical tool that you can use to deduct the costs of buying and maintaining your property—potentially leading to significant

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What Is a Seller’s Market?

What Is a Seller’s Market?

In real estate, a seller’s market is when there’s a high number of buyers and a limited inventory of houses for sale. A seller’s market usually causes homes to garner multiple bids, with buyers sometimes offering over asking price and waiving contingencies. The housing industry has been a sizzling seller’s market since mid-2020 when interest

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Vanguard Digital Advisor Review – Key Features, Pros and Cons

Vanguard Digital Advisor Review – Key Features, Pros and Cons

Vanguard Digital Advisor is a low-cost robo-advisor for long-term investors who want to own broadly diversified portfolios. It’s a solid, inexpensive, beginner-friendly option. Learn about Vanguard Digital Advisor, its key features, and its pros and cons to determine whether it’s right for you The post Vanguard Digital Advisor Review – Key Features, Pros and Cons

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The Cost Of Building A Deck: Best Home Addition Ever!

The Cost Of Building A Deck: Best Home Addition Ever!

There are three must-have amenities when I buy a home. A hot tub, a deck, and Toto Washlets (bidet). With work-from-home here to stay for millions, having both a hot tub and a deck can dramatically improve your quality of living. And once you go electric bidet, you will never go back. If you find

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Steadily Landlord Insurance Review – Key Features, Pros and Cons

Steadily Landlord Insurance Review – Key Features, Pros and Cons

Steadily is an insurance company that’s all about landlord insurance. Its fully customizable coverage is appealing. But it has its pros and cons, so familiarize yourself with the features you need before taking out a policy. The post Steadily Landlord Insurance Review – Key Features, Pros and Cons appeared first on Money Crashers. https://www.moneycrashers.com/steadily-landlord-insurance-review/ #financialfreedom

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How Much Does a 1% Difference in Your Mortgage Rate Matter?

How Much Does a 1% Difference in Your Mortgage Rate Matter?

Mortgage rates may be at an all time low, but there’s still a big difference between a 3 percent and 4 percent rate. We take a look at the factors that determine your mortgage rate and calculate how much you’ll pay. There’s a big difference in a 3% vs. a 4% mortgage rate. Read our

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Seven Global Trends Benefiting US Agriculture And Farmland Investing

Seven Global Trends Benefiting US Agriculture And Farmland Investing

Food costs a lot more today than it did a year ago due to rising inflation. But what’s really going on in the US agriculture industry? Let’s take a look at what global trends are impacting the market with some insights by FarmTogether, a leading farmland investing platform and Financial Samurai sponsor. Historical Farmland Investment

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How to Get a Mortgage Loan if You’re Self-Employed With Fluctuating Income

How to Get a Mortgage Loan if You’re Self-Employed With Fluctuating Income

Whether you’re looking to buy a home now or planning for the future, an affordable mortgage is within your reach, even if you’re self-employed. You just need to know how to make your application more appealing to lenders and what options you have. The post How to Get a Mortgage Loan if You’re Self-Employed With

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The American housing market is discriminatory – NACA wants to fix that

The American housing market is discriminatory – NACA wants to fix that

The Neighborhood Assistance Corporation of America uses character-based lending to help first-time homebuyers achieve the American dream.The Neighborhood Assistance Corporation of America uses character-based lending to help first-time homebuyers achieve the American dream. The post The American housing market is discriminatory – NACA wants to fix that appeared first on Money Under 30. https://www.moneyunder30.com/naca-homebuyer-program #financialfreedom

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The Best House Floor Plan For Work-From-Home Parents With Young Kids

The Best House Floor Plan For Work-From-Home Parents With Young Kids

In the past, I used to think the best house floor plan for a family with young kids was all on a single floor. The house would have 700 or more square feet per person and be spread out over a large lot. However, with many parents now working from home, I’ve changed my mind.

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